Summerville, Chattooga County, Georgia Property Taxes

Name: Property Tax Bills Across Summerville, Chattooga County, Georgia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Summerville, GA effective property tax rate: 1.06%, slightly higher than the national median of 1.02%, but lower than the Georgia state median of 1.08%.
Median Summerville, GA home value: $83,516
Median annual Summerville, GA tax bill: $919, $1,481 lower than the national median property tax bill of $2,400.

How are property taxes in Chattooga calculated?

Property taxes in Summerville, GA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Summerville’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Summerville, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Summerville, Chattooga County, Georgia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.06%

Estimate Property Tax Bill

$885

$822

Ownwell’s Summerville Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Summerville with just two data points. By entering your property's estimated assessed value, our calculator applies Summerville’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Chattooga County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Summerville, Chattooga County, Georgia

Local government entities set tax rates, which can vary widely within a state. This is because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Summerville’s effective property tax rate to other cities in Georgia and the median property tax rates in Georgia and the U.S. In Chattooga County, where Summerville is located, the median property tax rate is 1.06%. This rate is slightly above the national median property tax rate of 1.02%. When you consider the national median property tax bill of $2,400, it's clear that property owners in Summerville might experience a higher tax burden compared to other parts of the country. Understanding these differences can help property owners make informed decisions about their real estate investments and potential tax appeals.

Property Tax Rates Across Summerville, Chattooga County, Georgia

Source: Ownwell

1.06%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Summerville Tax Rate

1.06%

Median Effective Chattooga County Tax Rate

1.06%

Median Effective Georgia Tax Rate

1.08%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Summerville, Chattooga County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
30747	1.06%	1.06%	1.06%	1.09%	1.23%

Source: Ownwell

Property Tax Assessment Values Across Summerville, Chattooga County, Georgia

When examining property taxes in Summerville, GA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chattooga County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Chattooga County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Summerville. For example, the median home price in Summerville is $83,516, with tax bills ranging significantly across the county. Zip code 30747 has the highest median home price at $83,516.

Property Tax Assessment Values Across Summerville, Chattooga County, Georgia

Source: Ownwell

$61,156

$106,942

$152,728

Median Summerville Market Value

$83,516

Median Chattooga County Market Value

$79,999

Median Georgia Market Value

$231,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Summerville, Chattooga County, Georgia

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
30747	$27,332	$46,328	$83,516	$149,552	$236,400

Source: Ownwell

Property Tax Bills Across Summerville, Chattooga County, Georgia

In Summerville, Chattooga County, GA, property tax bills are determined by assessing the property's market value and applying the local tax rate. With a median home price of $83,516, the property tax rate is calculated to yield a median tax bill of $919, which is below the national median of $2,400. Factors such as property location, improvements, and market conditions influence the assessed value, impacting the final tax bill. For homeowners, this means that even minor changes in assessed value can lead to significant differences in tax obligations. In Summerville, the tax bill at the 25th percentile is $517, while at the 75th percentile, it rises to $1,585, reflecting the variation in property values and assessments. Ownwell assists homeowners by offering expert property tax appeal and exemption services. By identifying assessment errors and leveraging local tax laws, Ownwell helps reduce tax liabilities, ensuring homeowners only pay their fair share. This service can lead to substantial savings, especially for those facing higher tax assessments.

Property Tax Bills Across Summerville, Chattooga County, Georgia

Source: Ownwell

$498

$1,059

$1,620

Median Summerville Tax Bill

$919

Median Chattooga County Tax Bill

$807

Median Georgia Tax Bill

$2,212

Median United States Tax Bill

$2,400

Property Tax Bills Across Summerville, Chattooga County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
30747	$300	$517	$919	$1,585	$2,494

Source: Ownwell