Summerville, Georgia Property Taxes
The median property tax rate in Summerville, GA is 1.06%, which is slightly higher than the national median of 0.99% but just below the Georgia state median of 1.08%. With a median home value of $83,516 in Summerville, the typical annual property tax bill amounts to $919, which is well below the national median of $2,690. Property taxes in Summerville are determined based on the tax assessed value, often lower than the market value due to various exemptions such as those for primary residences and agricultural properties. Gaining a thorough understanding of Summerville's property tax system, exploring available exemptions, and identifying opportunities for reductions can result in considerable annual savings. Whether you're located in the heart of Summerville or in other parts of Chattooga County, familiarizing yourself with the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Summerville, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.06%
Estimate Property Tax Bill
$885
$822
Ownwell’s Summerville Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Summerville with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Summerville to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Summerville, Georgia
Property taxes in Summerville, Georgia, play a crucial role in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Summerville is 1.06%, higher than both the Georgia state median and the U.S. national median of 0.99%. Local government entities within Summerville set these rates annually, and they can vary significantly across different neighborhoods. Each year, Summerville estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Summerville's effective property tax rate to other counties in Georgia and the national median. For comparison, the zip code 30747 has both the highest and lowest median property tax rate of 1.06%. Understanding how these cities compare with Summerville provides valuable insights into the varying tax landscape across Chattooga County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Summerville Tax Rate
1.06%
Average Chattooga County Tax Rate
1.06%
Average Georgia Tax Rate
1.08%
Average United States Tax Rate
0.99%
Property Tax Rates Across Summerville, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30747 | 1.06% | 1.06% | 1.06% | 1.09% | 1.23% |
Source: Ownwell
Property Tax Assessment Values Across Summerville, Georgia
In Summerville, Georgia, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Chattooga County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Summerville, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Summerville helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. The highest and lowest median tax bills in Summerville are both $919.00, found in the 30747 zip code.
Average Summerville Assessed Value
$83,516
Average Chattooga County Assessed Value
$79,999
Average Georgia Assessed Value
$231,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Summerville, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30747 | $27,332 | $46,328 | $83,516 | $149,552 | $236,400 |
Source: Ownwell
Property Tax Bills Across Summerville, Georgia
In Summerville, Chattooga County, GA, property tax bills are calculated based on the assessed value of a property, which is typically a percentage of its market value. The local tax rate is then applied to this assessed value to determine the annual property tax bill. Homeowners in Summerville may see tax bills that vary widely, influenced by factors such as property location, size, and improvements. For instance, the median home price in Summerville is $83,516, and property tax bills can range significantly. At the 25th percentile, homeowners might pay around $517, while those at the 75th percentile could see bills as high as $1,585. The 90th percentile tax bill can reach up to $2,494. The highest and lowest median tax bills in Summerville both stand at $919, which is below the national median property tax rate of 0.99%. These variations impact homeowners by affecting their annual expenses and influencing their decisions regarding property investments and improvements.
Average Summerville Tax Bill
$919
Average Chattooga County Tax Bill
$807
Average Georgia Tax Bill
$2,212
Average United States Tax Bill
$2,690
Property Tax Bills Across Summerville, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30747 | $300 | $517 | $919 | $1,585 | $2,494 |
Source: Ownwell