Swainsboro, Georgia Property Taxes
The median property tax rate in Swainsboro, GA is 0.99%, aligning with the national median of 0.99% but lower than the Georgia state median of 1.08%. With a median home value of $67,916, the typical annual property tax bill in Swainsboro is $663, significantly below the national median of $2,690. Property taxes in Swainsboro are determined based on the tax assessed value, which often falls below the market value due to various exemptions such as the primary residence and agricultural exemptions. Understanding Swainsboro's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to substantial annual savings. Whether you're in the heart of Swainsboro or another part of Emanuel County, comprehending the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Swainsboro, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.99%
Estimate Property Tax Bill
$672
$624
Ownwell’s Swainsboro Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Swainsboro with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Swainsboro to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Swainsboro, Georgia
Property taxes in Swainsboro, Georgia, are crucial for funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Swainsboro is 0.99%, aligning with both the Georgia state median and the U.S. national median of 0.99%. Local government entities within Swainsboro set these rates annually, and they can vary significantly across different neighborhoods. Each year, Swainsboro estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Swainsboro's effective property tax rate to other counties in Georgia and the national median. For comparison, the 30401 zip code has the highest median property tax rate of 0.99%, while the same zip code also has the lowest median tax rate of 0.99%. Understanding how these cities compare with Swainsboro provides valuable insights into the varying tax landscape across Emanuel County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Swainsboro Tax Rate
0.99%
Average Emanuel County Tax Rate
0.99%
Average Georgia Tax Rate
1.08%
Average United States Tax Rate
0.99%
Property Tax Rates Across Swainsboro, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30401 | 0.78% | 0.94% | 0.99% | 1.07% | 1.13% |
Source: Ownwell
Property Tax Assessment Values Across Swainsboro, Georgia
In Swainsboro, Georgia, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Emanuel County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Swainsboro, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. The median home price in Swainsboro is $67,916, and the median tax bill is $663. Notably, the zip code with the highest and lowest median tax bill is 30401, both at $663. Being aware of these valuation processes helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden.
Average Swainsboro Assessed Value
$67,916
Average Emanuel County Assessed Value
$69,382
Average Georgia Assessed Value
$231,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Swainsboro, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30401 | $18,013 | $38,164 | $67,916 | $118,775 | $190,902 |
Source: Ownwell
Property Tax Bills Across Swainsboro, Georgia
In Swainsboro, located in Emanuel County, GA, property tax bills are calculated based on the assessed value of a home, which is usually a percentage of the market value. The local tax rate is then applied to this assessed value to determine the annual property tax bill. For instance, with the median home price at $67,916, homeowners can expect varying tax bills based on their property’s assessed value and the local tax rate. Several factors influence the tax bill, including property location, market conditions, and any applicable exemptions. In Swainsboro, the 25th percentile tax bill is $361, while the 75th percentile reaches $1,209, and the 90th percentile goes up to $1,918. These figures show a range of possible tax obligations, reflecting differences in property values and assessments within the city. Homeowners in Swainsboro face property tax bills that can significantly impact their financial planning, especially when compared to the national median property tax rate of 0.99%. Understanding these factors helps homeowners anticipate and manage their annual property tax expenses effectively.
Average Swainsboro Tax Bill
$663
Average Emanuel County Tax Bill
$685
Average Georgia Tax Bill
$2,212
Average United States Tax Bill
$2,690
Property Tax Bills Across Swainsboro, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30401 | $175 | $361 | $663 | $1,209 | $1,918 |
Source: Ownwell