Cornelia, Habersham County, Georgia Property Taxes

Name: Property Tax Bills Across Cornelia, Habersham County, Georgia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Cornelia, GA effective property tax rate: 1.04%, slightly higher than the national median of 1.02%, but lower than the Georgia state median of 1.08%.
Median Cornelia, GA home value: $141,790
Median annual Cornelia, GA tax bill: $1,046, $1,354 lower than the national median property tax bill of $2,400.

How are property taxes in Habersham County calculated?

Property taxes in Cornelia, GA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Cornelia’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cornelia, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Cornelia, Habersham County, Georgia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.04%

Estimate Property Tax Bill

$1,475

$1,368

Ownwell’s Cornelia Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Cornelia with just two data points. By entering your property's estimated assessed value, our calculator applies Cornelia’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Habersham County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Cornelia, Habersham County, Georgia

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Cornelia’s effective property tax rate to other cities in Georgia and the median property tax rates in Georgia and the U.S. Cornelia, located in Habersham County, has a median property tax rate of 1.04%. This is slightly above the national median property tax rate of 1.02%. Homeowners in Cornelia might find their property tax bills slightly higher than the national average, which stands at $2,400. However, compared to other areas within Georgia, Cornelia's tax rate is consistent, with the highest and lowest median rates also at 1.04%. This consistency can offer some predictability for property owners in the area.

Property Tax Rates Across Cornelia, Habersham County, Georgia

Source: Ownwell

0.92%

0.98%

1.04%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cornelia Tax Rate

1.04%

Median Effective Habersham County Tax Rate

0.99%

Median Effective Georgia Tax Rate

1.08%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Cornelia, Habersham County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
30531	0.35%	0.82%	1.04%	1.04%	1.04%

Source: Ownwell

Property Tax Assessment Values Across Cornelia, Habersham County, Georgia

When examining property taxes in Cornelia, Georgia, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Habersham County Board of Assessors estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices in Habersham County are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cornelia. For example, the median home price in Cornelia is $141,790, with tax bills ranging significantly across the county. The zip code 30531 has the highest median home price at $141,790.

Property Tax Assessment Values Across Cornelia, Habersham County, Georgia

Source: Ownwell

$97,260

$157,975

$218,690

Median Cornelia Market Value

$141,790

Median Habersham County Market Value

$168,150

Median Georgia Market Value

$231,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Cornelia, Habersham County, Georgia

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
30531	$8,500	$63,382	$141,790	$223,000	$330,715

Source: Ownwell

Property Tax Bills Across Cornelia, Habersham County, Georgia

In Cornelia, located in Habersham County, GA, property tax bills are calculated based on the property's assessed value, which is determined by the local tax assessor. The property tax rate is applied to this assessed value to calculate the annual tax bill. Homeowners in Cornelia face a median property tax bill of $1,046, which is below the national median of $2,400. This lower tax rate can be attributed to the area's assessed values and local tax policies. For homeowners, understanding these calculations is crucial, as property taxes significantly impact annual housing costs. The tax bill can vary widely, with the 25th percentile at $371 and the 90th percentile reaching $2,818, reflecting differences in property values and assessments within the area. Ownwell can assist homeowners in Cornelia by reviewing their property assessments and identifying potential inaccuracies or opportunities for exemptions. By appealing over-assessments, Ownwell helps homeowners reduce their tax liabilities, ensuring they pay only their fair share.

Property Tax Bills Across Cornelia, Habersham County, Georgia

Source: Ownwell

$704

$1,313

$1,922

Median Cornelia Tax Bill

$1,046

Median Habersham County Tax Bill

$1,201

Median Georgia Tax Bill

$2,212

Median United States Tax Bill

$2,400

Property Tax Bills Across Cornelia, Habersham County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
30531	$73	$371	$1,046	$1,871	$2,818

Source: Ownwell