Habersham County, Georgia Property Taxes
Median Habersham County effective property tax rate: 0.99%, slightly lower than the national median of 1.02%.
Median Habersham County home value: $168,150
Median annual Habersham County tax bill: $1,201, $1,199 lower than the national median property tax bill of $2,400.
How are property taxes in Habersham County calculated?
Property taxes in Habersham County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Clarkesville or another part of Habersham County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Habersham County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.99%
Estimate Property Tax Bill
$1,665
$1,545
Property Tax Rates Across Habersham County, Georgia
Local government entities determine property tax rates, and these rates can differ significantly across various regions. Each year, counties estimate their budgetary needs to maintain essential services and then divide this figure by the total assessed value of all taxable properties within their boundaries. This process yields the property tax rate. While the setting of tax rates and budgets involves votes and legislative measures, this is the essence of the annual procedure.
In Habersham County, Georgia, the effective property tax rate offers a glimpse into how it compares with other counties in the state and the national median. The median property tax rate in Habersham County is slightly below the national median of 1.02%. Within the county, Sautee Nacoochee holds the highest median tax rate, while Clarkesville has the lowest. This variation highlights how property tax rates can fluctuate even within a single county, influenced by local budgetary requirements and the total market value of the properties. Understanding these differences is crucial for property owners seeking to manage their tax liabilities effectively.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Habersham County Tax Rate
0.99%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Georgia Tax Rate
1.08%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Habersham County, Georgia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alto | 0.33% | 0.80% | 1.04% | 1.04% | 1.04% |
| Baldwin | 0.38% | 0.89% | 1.04% | 1.04% | 1.04% |
| Clarkesville | 0.31% | 0.51% | 0.92% | 1.04% | 1.04% |
| Cornelia | 0.35% | 0.82% | 1.04% | 1.04% | 1.04% |
| Demorest | 0.33% | 0.68% | 0.97% | 1.04% | 1.04% |
| Mount Airy | 0.33% | 0.61% | 0.92% | 1.04% | 1.04% |
| Sautee Nacoochee | 0.42% | 0.50% | 1.04% | 1.04% | 1.04% |
| Toccoa | 0.27% | 0.53% | 0.96% | 1.04% | 1.04% |
| Turnerville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Habersham County, Georgia
When examining property taxes in Habersham County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Habersham County Board of Assessors estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Habersham County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Habersham County.
For example, the median tax bill in Habersham County is $1,922, with tax bills ranging significantly across the county. Sautee Nacoochee has the highest median home price at $218,690.
Property Tax Assessment Values Across Habersham County, Georgia
Source: Ownwell
$97,260
$157,975
$218,690
Median Habersham County Market Value
$168,150
Median Georgia Market Value
$231,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Habersham County, Georgia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alto | $11,864 | $48,075 | $123,190 | $202,420 | $264,428 |
| Baldwin | $6,028 | $39,350 | $97,260 | $132,280 | $168,270 |
| Clarkesville | $34,807 | $109,218 | $200,335 | $314,662 | $479,535 |
| Cornelia | $8,500 | $63,382 | $141,790 | $223,000 | $330,715 |
| Demorest | $22,736 | $89,970 | $170,990 | $251,280 | $352,804 |
| Mount Airy | $20,615 | $88,558 | $176,965 | $228,402 | $304,075 |
| Sautee Nacoochee | $172,630 | $184,240 | $218,690 | $316,540 | $609,070 |
| Toccoa | $11,063 | $48,338 | $118,815 | $204,848 | $326,616 |
| Turnerville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Habersham County, Georgia
Median Habersham County Tax Bill
$1,201
Median Georgia Tax Bill
$2,212
Median United States Tax Bill
$2,400
Property Tax Bills Across Habersham County, Georgia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alto | $87 | $289 | $893 | $1,816 | $2,345 |
| Baldwin | $56 | $313 | $704 | $1,188 | $1,585 |
| Clarkesville | $154 | $633 | $1,412 | $2,417 | $3,811 |
| Cornelia | $73 | $371 | $1,046 | $1,871 | $2,818 |
| Demorest | $124 | $526 | $1,237 | $2,088 | $2,948 |
| Mount Airy | $105 | $509 | $1,244 | $1,955 | $2,574 |
| Sautee Nacoochee | $1,019 | $1,483 | $1,922 | $3,025 | $3,854 |
| Toccoa | $86 | $265 | $738 | $1,506 | $2,314 |
| Turnerville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell