Habersham County, Georgia Property Taxes
The median property tax rate in Habersham County is 0.99%, which aligns with the national median of 0.99% but is lower than Georgia's state median of 1.08%. With a median home value of $168,150, the typical annual property tax bill in Habersham County is $1,201, notably less than the national median of $2,690. Property taxes in Habersham County are calculated based on the tax assessed value, which is generally lower than the actual market value due to various property tax exemptions, such as primary residence and agricultural exemptions. Understanding Habersham County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Cornelia or another part of Habersham County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Habersham County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.99%
Estimate Property Tax Bill
$1,665
$1,545
Ownwell’s Habersham Property Tax Bill Calculator is a valuable tool for homeowners, real estate investors, and potential buyers to estimate their annual property taxes with just two data points. By entering your property's estimated assessed value, our calculator applies the median tax rate in Habersham to provide an estimate of your property tax bill. This insight helps you understand potential tax liabilities. If you’re interested in more localized trends, scroll down to access city-level information. Your property's assessed value is determined by Habersham County and includes any exemptions you may qualify for, ensuring an accurate calculation of your property taxes.
Property Tax Rates Across Habersham County, Georgia
Property taxes in Habersham County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Habersham County is 0.99%, which aligns with the U.S. national median of 0.99%. Local government entities within Habersham County set these rates annually, and they can vary significantly between different areas within the county. Each year, Habersham County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Habersham County's effective property tax rate with other counties in Georgia and the national median. For comparison, the city of Sautee Nacoochee has one of the higher property tax rates in Georgia at 1.04%, while the city of Turnerville boasts one of the lowest at 0.78%. Analyzing how Habersham County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Habersham County Tax Rate
0.99%
Average Georgia Tax Rate
1.08%
Average United States Tax Rate
0.99%
Property Tax Rates Across Habersham County, Georgia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alto | 0.33% | 0.80% | 1.04% | 1.04% | 1.04% |
| Baldwin | 0.38% | 0.89% | 1.04% | 1.04% | 1.04% |
| Clarkesville | 0.31% | 0.51% | 0.92% | 1.04% | 1.04% |
| Cornelia | 0.35% | 0.82% | 1.04% | 1.04% | 1.04% |
| Demorest | 0.33% | 0.68% | 0.97% | 1.04% | 1.04% |
| Mount Airy | 0.33% | 0.61% | 0.92% | 1.04% | 1.04% |
| Sautee Nacoochee | 0.42% | 0.50% | 1.04% | 1.04% | 1.04% |
| Toccoa | 0.27% | 0.53% | 0.96% | 1.04% | 1.04% |
| Turnerville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Habersham County, Georgia
In Habersham County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Habersham County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Habersham County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Habersham County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. Notably, the highest median tax bill in the county is in Sautee Nacoochee at $1,922, while Baldwin has the lowest at $704.
Property Tax Assessment Values Across Habersham County, Georgia
Source: Ownwell
$97,260
$157,975
$218,690
Average Habersham County Assessed Value
$168,150
Average Georgia Assessed Value
$231,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Habersham County, Georgia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alto | $11,864 | $48,075 | $123,190 | $202,420 | $264,428 |
| Baldwin | $6,028 | $39,350 | $97,260 | $132,280 | $168,270 |
| Clarkesville | $34,807 | $109,218 | $200,335 | $314,662 | $479,535 |
| Cornelia | $8,500 | $63,382 | $141,790 | $223,000 | $330,715 |
| Demorest | $22,736 | $89,970 | $170,990 | $251,280 | $352,804 |
| Mount Airy | $20,615 | $88,558 | $176,965 | $228,402 | $304,075 |
| Sautee Nacoochee | $172,630 | $184,240 | $218,690 | $316,540 | $609,070 |
| Toccoa | $11,063 | $48,338 | $118,815 | $204,848 | $326,616 |
| Turnerville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Habersham County, Georgia
Property tax bills in Habersham County, GA, are calculated based on the assessed value of a property, which is determined by the county assessor. The assessed value is typically a percentage of the market value of the home. For homeowners in Habersham County, the median home price stands at $168,150. The tax rate is applied to this assessed value to determine the annual tax bill. Several factors influence the final tax bill, including the property's location and any applicable exemptions. In Habersham County, property tax bills can vary significantly. For instance, the 25th percentile tax bill is $485, while the 75th percentile tax bill reaches $2,061. At the higher end, the 90th percentile tax bill is $3,029. The highest median tax bill in the county is found in Sautee Nacoochee at $1,922, whereas Baldwin has the lowest median tax bill at $704. These property tax bills impact homeowners by influencing their annual financial obligations, potentially affecting their ability to budget for other expenses.
Average Habersham County Tax Bill
$1,201
Average Georgia Tax Bill
$2,212
Average United States Tax Bill
$2,690
Property Tax Bills Across Habersham County, Georgia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alto | $87 | $289 | $893 | $1,816 | $2,345 |
| Baldwin | $56 | $313 | $704 | $1,188 | $1,585 |
| Clarkesville | $154 | $633 | $1,412 | $2,417 | $3,811 |
| Cornelia | $73 | $371 | $1,046 | $1,871 | $2,818 |
| Demorest | $124 | $526 | $1,237 | $2,088 | $2,948 |
| Mount Airy | $105 | $509 | $1,244 | $1,955 | $2,574 |
| Sautee Nacoochee | $1,019 | $1,483 | $1,922 | $3,025 | $3,854 |
| Toccoa | $86 | $265 | $738 | $1,506 | $2,314 |
| Turnerville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell