Mount Airy, Habersham County, Georgia Property Taxes

Name: Property Tax Bills Across Mount Airy, Habersham County, Georgia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Mount Airy, GA effective property tax rate: 0.92%, significantly lower than the national median of 1.02%, but lower than the Georgia state median of 1.08%.
Median Mount Airy, GA home value: $176,965
Median annual Mount Airy, GA tax bill: $1,244, $1,156 lower than the national median property tax bill of $2,400.

How are property taxes in Habersham County calculated?

Property taxes in Mount Airy, GA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Mount Airy’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Mount Airy, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Mount Airy, Habersham County, Georgia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.92%

Estimate Property Tax Bill

$1,628

$1,511

Ownwell’s Mount Airy Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Mount Airy with just two data points.

By entering your property's estimated assessed value, our calculator applies Mount Airy’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Habersham County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Mount Airy, Habersham County, Georgia

Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Mount Airy’s effective property tax rate to other cities in Georgia and the median property tax rates in Georgia and the U.S.

In Mount Airy, located in Habersham County, the property tax rate is 0.92%. This is slightly below the national median property tax rate of 1.02%. It's interesting to note that within the state, Mount Airy shares this rate with other areas, making it one of the more consistent regions in Georgia when it comes to property tax rates. This can be an appealing factor for property owners looking for predictability in their annual expenses. Comparing these rates to the national average provides a clearer picture of where Mount Airy stands, offering valuable insights for potential property investors or residents considering a move to this charming Georgian city.

Property Tax Rates Across Mount Airy, Habersham County, Georgia

Source: Ownwell

0.92%

0.98%

1.04%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Mount Airy Tax Rate

0.92%

Median Effective Habersham County Tax Rate

0.99%

Median Effective Georgia Tax Rate

1.08%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Mount Airy, Habersham County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
30563	0.33%	0.61%	0.92%	1.04%	1.04%

Source: Ownwell

Property Tax Assessment Values Across Mount Airy, Habersham County, Georgia

When examining property taxes in Mount Airy, GA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Habersham County Tax Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Habersham County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Mount Airy. For example, the median home price in Mount Airy is $176,965, with tax bills ranging significantly across the county. 30563 has the highest median home price at $176,965.

Property Tax Assessment Values Across Mount Airy, Habersham County, Georgia

Source: Ownwell

$97,260

$157,975

$218,690

Median Mount Airy Market Value

$176,965

Median Habersham County Market Value

$168,150

Median Georgia Market Value

$231,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Mount Airy, Habersham County, Georgia

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
30563	$20,615	$88,558	$176,965	$228,402	$304,075

Source: Ownwell

Property Tax Bills Across Mount Airy, Habersham County, Georgia

In Mount Airy, GA, property tax bills are determined by assessing the fair market value of a home and applying the local tax rate. The assessed value is a percentage of the market value, which is then multiplied by the tax rate set by Habersham County to calculate the annual tax bill. Factors such as property location, home improvements, and neighborhood developments can influence the assessed value. Homeowners in Mount Airy face a range of property tax bills, with the 25th percentile at $509 and the 90th percentile at $2,574. The median tax bill in the area is notably lower than the national median of $2,400, providing a relatively affordable tax environment for residents. However, even with lower tax bills, homeowners may still overpay due to inaccuracies in property assessments. This is where Ownwell can assist by reviewing property assessments and filing appeals to ensure homeowners pay only their fair share. By leveraging expertise in property tax law, Ownwell can help homeowners reduce their tax burden and achieve significant savings.

Property Tax Bills Across Mount Airy, Habersham County, Georgia

Source: Ownwell

$704

$1,313

$1,922

Median Mount Airy Tax Bill

$1,244

Median Habersham County Tax Bill

$1,201

Median Georgia Tax Bill

$2,212

Median United States Tax Bill

$2,400

Property Tax Bills Across Mount Airy, Habersham County, Georgia

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
30563	$105	$509	$1,244	$1,955	$2,574

Source: Ownwell