Toccoa, Habersham County, Georgia Property Taxes
Median Toccoa, GA effective property tax rate: 0.96%, significantly lower than the national median of 1.02%, but lower than the Georgia state median of 1.08%.
Median Toccoa, GA home value: $118,815
Median annual Toccoa, GA tax bill: $738, $1,662 lower than the national median property tax bill of $2,400.
How are property taxes in Habersham County calculated?
Property taxes in Toccoa, GA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Toccoa’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Toccoa, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Toccoa, Habersham County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.96%
Estimate Property Tax Bill
$1,141
$1,058
Property Tax Rates Across Toccoa, Habersham County, Georgia
Local government entities determine property tax rates, which can vary significantly within a state. Each year, counties calculate their necessary budget to fund services and divide it by the total assessed value of all taxable properties in their area. This results in the property tax rate. Although laws and votes play a role in setting these rates and budgets, this is the fundamental process.
In Toccoa, located in Habersham County, Georgia, the effective property tax rate is 0.96%. This is slightly below the national median property tax rate of 1.02%. When compared to other cities in Georgia, Toccoa's rate is consistent with the state median, reflecting a balanced approach to funding local services. The national median property tax bill is $2,400, and Toccoa's rate suggests a more affordable tax burden for its residents compared to the national average.
Understanding these rates is crucial for property owners, as they directly impact annual tax bills. By staying informed about local property tax trends, homeowners can better manage their finances and take advantage of potential savings through appeals or exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Toccoa Tax Rate
0.96%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Habersham County Tax Rate
0.99%
Median Effective Georgia Tax Rate
1.08%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Toccoa, Habersham County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30577 | 0.27% | 0.53% | 0.96% | 1.04% | 1.04% |
Source: Ownwell
Property Tax Assessment Values Across Toccoa, Habersham County, Georgia
When examining property taxes in Toccoa, GA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Habersham County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Habersham County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Toccoa.
For example, the median home price in Toccoa is $118,815, with tax bills ranging significantly across the county. The 30577 zip code has the highest median home price at $118,815.
Property Tax Assessment Values Across Toccoa, Habersham County, Georgia
Source: Ownwell
$97,260
$157,975
$218,690
Median Toccoa Market Value
$118,815
Median Habersham County Market Value
$168,150
Median Georgia Market Value
$231,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Toccoa, Habersham County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30577 | $11,063 | $48,338 | $118,815 | $204,848 | $326,616 |
Source: Ownwell
Property Tax Bills Across Toccoa, Habersham County, Georgia
Median Toccoa Tax Bill
$738
Median Habersham County Tax Bill
$1,201
Median Georgia Tax Bill
$2,212
Median United States Tax Bill
$2,400
Property Tax Bills Across Toccoa, Habersham County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30577 | $86 | $265 | $738 | $1,506 | $2,314 |
Source: Ownwell