Lumpkin, Stewart County, Georgia Property Taxes
Median Lumpkin, GA effective property tax rate: 1.06%, slightly higher than the national median of 1.02%, but lower than the Georgia state median of 1.08%.
Median Lumpkin, GA home value: $39,600
Median annual Lumpkin, GA tax bill: $371, $2,029 lower than the national median property tax bill of $2,400.
How are property taxes in Stewart County calculated?
Property taxes in Lumpkin, GA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Lumpkin’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Lumpkin, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Lumpkin, Stewart County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.06%
Estimate Property Tax Bill
$420
$390
Property Tax Rates Across Lumpkin, Stewart County, Georgia
Local government entities set tax rates, and these rates can vary significantly even within the same state. This variation is due to each county's annual process of estimating its required budget to provide services, which is then divided by the total value of all taxable property within its jurisdiction. The result is the property tax rate. Although the process involves votes and laws, this is essentially how it works each year.
In Lumpkin, located in Stewart County, Georgia, the effective property tax rate is a reflection of this annual budgeting process. When comparing Lumpkin's tax rate to other cities in Georgia, it's important to note that the state's median property tax rate is 0.92%, which is below the national median of 1.02%. This positions Lumpkin favorably in comparison to the national average, offering potential savings for property owners. Understanding these rates can help homeowners make informed decisions about property investments and potential tax liabilities.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lumpkin Tax Rate
1.06%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stewart County Tax Rate
1.06%
Median Effective Georgia Tax Rate
1.08%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Lumpkin, Stewart County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31815 | 0.63% | 0.88% | 1.06% | 1.06% | 1.07% |
Source: Ownwell
Property Tax Assessment Values Across Lumpkin, Stewart County, Georgia
When examining property taxes in Lumpkin, GA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stewart County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Stewart County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Lumpkin.
For example, the median home price in Lumpkin is $39,600, with tax bills ranging significantly across the county. Zip code 31815 has the highest median home price at $39,600.
Property Tax Assessment Values Across Lumpkin, Stewart County, Georgia
Source: Ownwell
$37,840
$51,512
$65,184
Median Lumpkin Market Value
$39,600
Median Stewart County Market Value
$39,600
Median Georgia Market Value
$231,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Lumpkin, Stewart County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31815 | $12,200 | $23,150 | $39,600 | $76,150 | $132,900 |
Source: Ownwell
Property Tax Bills Across Lumpkin, Stewart County, Georgia
In Lumpkin, located in Stewart County, GA, property taxes are calculated based on the assessed value of a home. This assessed value is typically a percentage of the property's market value. The tax rate, set by local government authorities, is then applied to this assessed value to determine the annual tax bill. In Lumpkin, the median property tax bill is $371, notably lower than the national median of $2,400. Factors influencing property tax bills include changes in property values and local tax rates. Homeowners in Lumpkin can find their tax bills ranging from $199 at the 25th percentile to $1,391 at the 90th percentile, reflecting the diversity in property values and tax assessments.
Navigating property tax assessments can be challenging, but Ownwell is here to help. Our team of experts works to identify potential savings by appealing over-assessed property values and securing applicable exemptions. By partnering with Ownwell, homeowners in Lumpkin can potentially reduce their property tax bills, ensuring they only pay what is fair and accurate.
Median Lumpkin Tax Bill
$371
Median Stewart County Tax Bill
$383
Median Georgia Tax Bill
$2,212
Median United States Tax Bill
$2,400
Property Tax Bills Across Lumpkin, Stewart County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31815 | $87 | $199 | $371 | $757 | $1,391 |
Source: Ownwell