Stewart County, Georgia Property Taxes

Name: Property Tax Bills Across Stewart County, Georgia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Stewart County effective property tax rate: 1.06%, slightly higher than the national median of 1.02%.
Median Stewart County home value: $39,600
Median annual Stewart County tax bill: $383, significantly lower than the national median property tax bill of $2,400 by $2,017.

How are property taxes in Stewart County calculated?

Property taxes in Stewart County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Lumpkin or another part of Stewart County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Stewart County, Georgia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.06%

Estimate Property Tax Bill

$420

$390

Ownwell’s Stewart County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Stewart County with just two data points. By entering your property's estimated assessed value, our calculator applies Stewart County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Stewart County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Stewart County, Georgia

Local government entities in Georgia set tax rates, which can vary widely within the state. Each year, counties estimate their required budget to provide essential services and divide that by the total value of all taxable property within their jurisdiction. This process results in the property tax rate. Votes and laws play a role in setting these rates and budgets, but in essence, this is how the annual process unfolds. In Stewart County, the effective property tax rate is 1.06%, slightly above the national median of 1.02%. Within Georgia, Richland has the highest median tax rate at 1.06%, while Cusseta offers a lower rate of 1.02%. Comparing these figures to the national median property tax bill of $2400, Stewart County's rate reflects its approach to balancing budget needs with taxpayer contributions. Understanding these differences can help property owners make informed decisions about their investments and potential tax obligations.

Property Tax Rates Across Stewart County, Georgia

Source: Ownwell

1.02%

1.04%

1.06%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Stewart County Tax Rate

1.06%

Median Effective Georgia Tax Rate

1.08%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Stewart County, Georgia

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Cusseta	0.77%	0.90%	1.02%	1.06%	1.07%
Lumpkin	0.63%	0.88%	1.06%	1.06%	1.07%
Morris	N/A	N/A	N/A	N/A	N/A
Omaha	0.72%	0.84%	1.06%	1.07%	1.07%
Richland	0.60%	0.88%	1.06%	1.06%	1.07%

Source: Ownwell

Property Tax Assessment Values Across Stewart County, Georgia

When examining property taxes in Stewart County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stewart County Board of Assessors estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Stewart County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Stewart County. For example, the median tax bill in Stewart County is $619, with tax bills ranging significantly across the county. Cusseta has the highest median home price at $65,184.

Property Tax Assessment Values Across Stewart County, Georgia

Source: Ownwell

$37,840

$51,512

$65,184

Median Stewart County Market Value

$39,600

Median Georgia Market Value

$231,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Stewart County, Georgia

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Cusseta	$23,540	$32,900	$65,184	$114,240	$211,972
Lumpkin	$12,200	$23,150	$39,600	$76,150	$132,900
Morris	N/A	N/A	N/A	N/A	N/A
Omaha	$9,865	$20,620	$44,068	$96,725	$244,680
Richland	$11,397	$24,400	$37,840	$71,618	$138,208

Source: Ownwell

Property Tax Bills Across Stewart County, Georgia

In Stewart County, GA, property tax bills are calculated based on the assessed value of a home, which is a percentage of the market value determined by the local tax assessor. The median home price in Stewart County is $39,600. The tax rate is then applied to this assessed value to determine the tax bill. Factors such as property improvements, exemptions, and local levies can influence the final amount. Homeowners in Stewart County pay a median tax bill significantly lower than the national median of $2,400, with the highest median tax bill in Cusseta at $619 and the lowest in Lumpkin at $371. The 25th percentile of tax bills is $202, indicating that a quarter of homeowners pay less than this amount, while the 75th percentile is $768, and the 90th percentile reaches $1,447. These figures highlight the variability in tax bills across the county, affecting homeowners differently based on their property's assessed value and location within the county.

Property Tax Bills Across Stewart County, Georgia

Source: Ownwell

$371

$495

$619

Median Stewart County Tax Bill

$383

Median Georgia Tax Bill

$2,212

Median United States Tax Bill

$2,400

Property Tax Bills Across Stewart County, Georgia