Pearl City, Honolulu County, Hawaii Property Taxes
Median Pearl City, HI effective property tax rate: 0.28%, significantly lower than the national median of 1.02%, but lower than the Hawaii state median of 0.29%.
Median Pearl City, HI home value: $943,300
Median annual Pearl City, HI tax bill: $2,582, $182 higher than the national median property tax bill of $2,400.
How are property taxes in Honolulu calculated?
Property taxes in Pearl City, HI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Pearl City’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pearl City, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Pearl City, Honolulu County, Hawaii Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.28%
Estimate Property Tax Bill
$2,641
$2,451
Property Tax Rates Across Pearl City, Honolulu County, Hawaii
Local government entities determine tax rates, leading to significant variations within a state. This is because each county annually estimates its budgetary needs for services and divides this by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the fundamental annual process.
Pearl City in Honolulu County, Hawaii, stands out with its effective property tax rate. When compared to other cities in Hawaii, Pearl City's rate is notably lower. Hawaii's median property tax rate is 0.28%, which is significantly below the national median of 1.02%. This means property owners in Pearl City benefit from much lower property tax rates compared to the national average, potentially leading to substantial savings. Understanding these variations is crucial for property owners aiming to manage their tax liabilities effectively. By comparing Pearl City's rates to both state and national figures, property owners can make informed decisions and potentially seek property tax appeals or exemptions to further optimize their expenses.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pearl City Tax Rate
0.28%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Honolulu County Tax Rate
0.28%
Median Effective Hawaii Tax Rate
0.29%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Pearl City, Honolulu County, Hawaii
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 96782 | 0.24% | 0.26% | 0.28% | 0.30% | 0.32% |
| 96701 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Pearl City, Honolulu County, Hawaii
When examining property taxes in Pearl City, HI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Honolulu County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Honolulu County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pearl City.
For example, the median home price in Pearl City is $943,300, with tax bills ranging significantly across the county. Zip code 96782 has the highest median home price at $943,300.
Property Tax Assessment Values Across Pearl City, Honolulu County, Hawaii
Source: Ownwell
$478,500
$994,950
$1,511,400
Median Pearl City Market Value
$943,300
Median Honolulu County Market Value
$887,100
Median Hawaii Market Value
$781,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Pearl City, Honolulu County, Hawaii
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 96782 | $426,700 | $758,100 | $943,300 | $1,019,700 | $1,098,100 |
| 96701 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Pearl City, Honolulu County, Hawaii
In Pearl City, located in Honolulu County, HI, property tax bills are calculated based on the assessed value of a home, which is derived from the market value. The median home price in the area is $943,300, significantly higher than the national median. This results in a property tax bill that varies, with the 25th percentile at $1,974 and the 75th percentile reaching $2,903. The highest median tax bill in the area is $2,582, which is still above the national median property tax bill of $2,400. Homeowners in Pearl City face tax bills that can impact their financial planning, as these bills are influenced by the home's assessed value and the local tax rate.
Ownwell offers valuable assistance to homeowners by providing property tax appeal and exemption services. By analyzing the assessed value of a property and identifying potential discrepancies or opportunities for exemptions, Ownwell helps homeowners reduce their tax bills. This can lead to significant savings, ensuring that Pearl City residents are not overpaying on their property taxes.
Median Pearl City Tax Bill
$2,582
Median Honolulu County Tax Bill
$2,420
Median Hawaii Tax Bill
$2,234
Median United States Tax Bill
$2,400
Property Tax Bills Across Pearl City, Honolulu County, Hawaii
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 96782 | $1,089 | $1,974 | $2,582 | $2,903 | $3,244 |
| 96701 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell