Waipahu, Honolulu County, Hawaii Property Taxes

Name: Property Tax Bills Across Waipahu, Honolulu County, Hawaii
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Waipahu, HI effective property tax rate: 0.27%, significantly lower than the national median of 1.02%, but lower than the Hawaii state median of 0.29%.
Median Waipahu, HI home value: $916,000
Median annual Waipahu, HI tax bill: $2,429, $29 higher than the national median property tax bill of $2,400.

How are property taxes in Honolulu calculated?

Property taxes in Waipahu, HI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Waipahu’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Waipahu, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Waipahu, Honolulu County, Hawaii Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.27%

Estimate Property Tax Bill

$2,473

$2,295

Ownwell’s Waipahu Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Waipahu with just two data points. By entering your property's estimated assessed value, our calculator applies Waipahu’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Honolulu. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Waipahu, Honolulu County, Hawaii

Local government entities are responsible for setting property tax rates, and these rates can differ significantly even within a single state. This variation occurs because each county, such as Honolulu County, calculates its annual budget needs for essential services and then divides that amount by the total assessed value of all taxable properties within its borders. This process determines the property tax rate for the year. Although votes and legal frameworks play a role in establishing these rates and budgets, this is the essence of how property taxes are determined annually.

In Waipahu, located in Honolulu County, the effective property tax rate is notably lower than the national median property tax rate of 1.02%. This makes Waipahu an attractive location for property owners seeking lower property tax liabilities. Compared to other cities in Hawaii and the national average, Waipahu offers a competitive advantage with its lower tax rate. By understanding these tax dynamics, property owners can make informed decisions about appealing their property taxes or seeking exemptions to further reduce their financial burden.

Property Tax Rates Across Waipahu, Honolulu County, Hawaii

Source: Ownwell

0.22%

0.27%

0.33%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Waipahu Tax Rate

0.27%

Median Effective Honolulu County Tax Rate

0.28%

Median Effective Hawaii Tax Rate

0.29%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Waipahu, Honolulu County, Hawaii

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
96797	0.23%	0.25%	0.27%	0.30%	0.32%

Source: Ownwell

Property Tax Assessment Values Across Waipahu, Honolulu County, Hawaii

When examining property taxes in Waipahu, HI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Honolulu County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Honolulu County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Waipahu. For example, the median home price in Waipahu is $916,000, with tax bills ranging significantly across the county. 96797 has the highest median home price at $916,000.

Property Tax Assessment Values Across Waipahu, Honolulu County, Hawaii

Source: Ownwell

$478,500

$994,950

$1,511,400

Median Waipahu Market Value

$916,000

Median Honolulu County Market Value

$887,100

Median Hawaii Market Value

$781,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Waipahu, Honolulu County, Hawaii

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
96797	$412,800	$557,900	$916,000	$1,022,075	$1,156,810

Source: Ownwell

Property Tax Bills Across Waipahu, Honolulu County, Hawaii

In Waipahu, located in Honolulu County, HI, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. The median home price in Waipahu is $916,000, significantly higher than the national median, which contributes to the property tax bill. Homeowners in Waipahu face a median property tax bill of $2,429, aligning with the national median property tax bill of $2,400. Factors influencing the tax bill include the property's assessed value and the local tax rate. Homeowners whose properties fall within the 25th percentile pay around $1,519, while those in the 75th percentile pay approximately $2,804, and those in the 90th percentile face bills closer to $3,170. Given these figures, property taxes can be a substantial expense for homeowners. Ownwell offers services to help homeowners in Waipahu save on their property tax bills by providing expert guidance on appealing assessments and securing exemptions, potentially reducing the financial burden and ensuring a fair tax bill.

Property Tax Bills Across Waipahu, Honolulu County, Hawaii

Source: Ownwell

$1,400

$124,527

$247,654

Median Waipahu Tax Bill

$2,429

Median Honolulu County Tax Bill

$2,420

Median Hawaii Tax Bill

$2,234

Median United States Tax Bill

$2,400

Property Tax Bills Across Waipahu, Honolulu County, Hawaii

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
96797	$1,028	$1,519	$2,429	$2,804	$3,170

Source: Ownwell