Cumberland County, Illinois Property Taxes
Median Cumberland County effective property tax rate: 1.86%, significantly higher than the national median of 1.02%.
Median Cumberland County home value: $107,319
Median annual Cumberland County tax bill: $1,976, $424 lower than the national median property tax bill of $2,400.
How are property taxes in Cumberland County calculated?
Property taxes in Cumberland County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Greenup or another part of Cumberland County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Cumberland County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.86%
Estimate Property Tax Bill
$1,996
$1,852
Property Tax Rates Across Cumberland County, Illinois
Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Cumberland County in Illinois has an effective property tax rate of 1.86%, which is significantly higher than the U.S. median property tax rate of 1.02%. Within the county, the city of Casey has the highest median tax rate at 2.08%, while Trilla boasts the lowest at 1.72%. Property owners in Cumberland County face a higher tax burden compared to the national median, which highlights the importance of understanding how local tax rates are determined. By comparing Cumberland County's tax rate to other counties in Illinois or the national median, residents can better understand their property tax obligations and explore potential savings through appeals or exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumberland County Tax Rate
1.86%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Illinois Tax Rate
2.35%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cumberland County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Casey | 1.14% | 1.76% | 2.08% | 2.28% | 2.47% |
| Greenup | 1.24% | 1.62% | 1.95% | 2.21% | 2.38% |
| Jewett | 1.42% | 1.62% | 1.82% | 2.11% | 2.33% |
| Lerna | 1.34% | 1.55% | 1.84% | 2.09% | 2.24% |
| Montrose | 1.35% | 1.64% | 1.79% | 1.93% | 2.08% |
| Neoga | 1.29% | 1.63% | 1.83% | 2.00% | 2.50% |
| Sigel | 1.44% | 1.67% | 1.82% | 2.00% | 2.12% |
| Teutopolis | 1.59% | 1.75% | 1.83% | 1.96% | 2.05% |
| Toledo | 1.33% | 1.59% | 1.84% | 2.11% | 2.37% |
| Trilla | 1.34% | 1.59% | 1.72% | 1.89% | 2.01% |
| Charleston | N/A | N/A | N/A | N/A | N/A |
| Mattoon | N/A | N/A | N/A | N/A | N/A |
| Yale | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cumberland County, Illinois
When examining property taxes in Cumberland County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In Cumberland County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cumberland County. For example, the median tax bill in Cumberland County is $1,446, with tax bills ranging significantly across the county. Teutopolis has the highest median home price at $195,093.
Property Tax Assessment Values Across Cumberland County, Illinois
Source: Ownwell
$87,810
$141,452
$195,093
Median Cumberland County Market Value
$107,319
Median Illinois Market Value
$194,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cumberland County, Illinois
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Casey | $29,349 | $59,523 | $87,810 | $142,712 | $238,842 |
| Greenup | $16,394 | $44,656 | $88,812 | $140,782 | $188,221 |
| Jewett | $20,452 | $52,214 | $97,194 | $150,734 | $193,874 |
| Lerna | $15,744 | $50,955 | $89,349 | $139,404 | $216,236 |
| Montrose | $23,811 | $69,408 | $124,389 | $180,846 | $232,550 |
| Neoga | $20,608 | $45,276 | $117,968 | $181,689 | $246,833 |
| Sigel | $14,898 | $73,683 | $132,567 | $225,054 | $291,337 |
| Teutopolis | $132,594 | $153,279 | $195,093 | $274,404 | $304,332 |
| Toledo | $18,650 | $65,199 | $115,485 | $179,715 | $238,103 |
| Trilla | $69,000 | $90,096 | $126,159 | $193,044 | $253,236 |
| Charleston | N/A | N/A | N/A | N/A | N/A |
| Mattoon | N/A | N/A | N/A | N/A | N/A |
| Yale | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cumberland County, Illinois
Median Cumberland County Tax Bill
$1,976
Median Illinois Tax Bill
$4,715
Median United States Tax Bill
$2,400
Property Tax Bills Across Cumberland County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Casey | $527 | $1,023 | $1,781 | $3,200 | $4,878 |
| Greenup | $353 | $867 | $1,755 | $2,762 | $3,850 |
| Jewett | $434 | $1,052 | $1,861 | $2,923 | $3,639 |
| Lerna | $400 | $900 | $1,446 | $2,729 | $4,154 |
| Montrose | $765 | $1,347 | $2,330 | $3,348 | $4,334 |
| Neoga | $508 | $1,080 | $2,104 | $3,475 | $4,607 |
| Sigel | $701 | $1,565 | $2,763 | $4,285 | $5,813 |
| Teutopolis | $2,335 | $2,681 | $3,517 | $5,343 | $6,265 |
| Toledo | $490 | $1,019 | $2,004 | $3,315 | $4,460 |
| Trilla | $1,231 | $1,720 | $2,347 | $3,255 | $4,454 |
| Charleston | N/A | N/A | N/A | N/A | N/A |
| Mattoon | N/A | N/A | N/A | N/A | N/A |
| Yale | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell