Naperville, Dupage County, Illinois Property Taxes

Name: Property Tax Bills Across Naperville, Dupage County, Illinois
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Naperville, IL effective property tax rate: 2.07%, significantly higher than the national median of 1.02%, but lower than the Illinois state median of 2.35%.
Median Naperville, IL home value: $413,130
Median annual Naperville, IL tax bill: $8,613, $6,213 higher than the national median property tax bill of $2,400.

How are property taxes in DuPage calculated?

Property taxes in Naperville, IL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Naperville’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Naperville, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Naperville, Dupage County, Illinois Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.07%

Estimate Property Tax Bill

$8,552

$7,936

Ownwell’s Naperville Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Naperville with just two data points. By entering your property's estimated assessed value, our calculator applies Naperville’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in DuPage County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Naperville, Dupage County, Illinois

Local government entities set tax rates, which can vary widely within a state. This variation occurs because each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is essentially the annual process. Naperville in DuPage County, IL, exemplifies this variability with its effective property tax rate. The city's rate is notably higher than the national median property tax rate of 1.02%, reflecting the broader trend in Illinois where property tax rates tend to exceed national averages. The median property tax rate for Illinois stands at 2.07%, significantly higher than the national median. Within Naperville, the highest median tax rate is 2.42% in the 60564 zip code, while the lowest is 2.06% in the 60565 zip code. This range highlights the diversity in tax rates even within the same city. Comparing Naperville’s rates to other cities in Illinois and the U.S. can offer valuable insights for property owners and prospective buyers.

Property Tax Rates Across Naperville, Dupage County, Illinois

Source: Ownwell

1.32%

2.17%

3.03%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Naperville Taxx Rate

2.07%

Median Effective Dupage County Taxx Rate

2.22%

Median Effective Illinois Tax Rate

2.35%

Median Effective United States Tax Rate

0.99%

Property Tax Rates Across Naperville, Dupage County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
60540	1.97%	2.04%	2.08%	2.15%	2.20%
60563	1.85%	1.99%	2.07%	2.12%	2.19%
60564	2.05%	2.17%	2.42%	2.66%	2.70%
60565	1.94%	2.00%	2.06%	2.08%	2.16%
60566	N/A	N/A	N/A	N/A	N/A
60567	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Naperville, Dupage County, Illinois

When examining property taxes in Naperville, IL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The DuPage County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In DuPage County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Naperville.

For example, the median home price in Naperville is $413,130, with tax bills ranging significantly across the county. Zip code 60540 has the highest median home price at $456,150.

Property Tax Assessment Values Across Naperville, Dupage County, Illinois

Source: Ownwell

$72,210

$441,000

$809,790

Median Naperville Market Value

$413,130

Median Dupage County Market Value

$319,350

Median Illinois Market Value

$194,700

Median United States Market Value

$244,900

Property Tax Assessment Values Across Naperville, Dupage County, Illinois

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
60540	$276,198	$364,395	$456,150	$573,630	$832,230
60563	$127,860	$214,432	$336,195	$484,185	$607,935
60564	$178,230	$267,360	$401,160	$469,680	$569,052
60565	$184,950	$311,640	$406,050	$473,775	$565,434
60566	N/A	N/A	N/A	N/A	N/A
60567	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Naperville, Dupage County, Illinois

In Naperville, located in DuPage County, IL, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The local tax rate is then applied to this assessed value to determine the annual tax bill. Factors such as local government budgets and school district funding needs play a significant role in setting these rates. Homeowners in Naperville face a median property tax bill of $9,461, significantly higher than the national median of $2,400. This can be burdensome, especially when compared to the national median property tax rate of 1.02%. With tax bills ranging from $6,064 at the 25th percentile to $13,954 at the 90th percentile, homeowners can benefit from professional assistance. Ownwell offers expert property tax appeal services to help homeowners potentially lower their tax bills. By analyzing individual property assessments and local tax rates, Ownwell identifies opportunities for savings, ensuring that homeowners in Naperville are not overpaying on their property taxes.

Property Tax Bills Across Naperville, Dupage County, Illinois

Source: Ownwell

$1,758

$7,802

$13,846

Median Naperville Tax Bill

$8,613

Median Dupage County Tax Bill

$7,313

Median Illinois Tax Bill

$4,715

Median United States Tax Bill

$2,690

Property Tax Bills Across Naperville, Dupage County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
60540	$5,419	$7,571	$9,461	$12,106	$17,717
60563	$2,481	$4,381	$6,827	$10,171	$12,808
60564	$4,041	$5,741	$9,263	$11,724	$14,192
60565	$3,578	$6,258	$8,291	$9,841	$11,844
60566	N/A	N/A	N/A	N/A	N/A
60567	N/A	N/A	N/A	N/A	N/A

Source: Ownwell