Saint Charles, Dupage County, Illinois Property Taxes

Name: Property Tax Bills Across Saint Charles, Dupage County, Illinois
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median SAINT CHARLES, IL effective property tax rate: 2.41%, significantly higher than the national median of 1.02%, but slightly higher than the Illinois state median of 2.35%.
Median SAINT CHARLES, IL home value: $232,440
Median annual SAINT CHARLES, IL tax bill: $5,541, $3,141 higher than the national median property tax bill of $2,400.

How are property taxes in DuPage calculated?

Property taxes in SAINT CHARLES, IL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding SAINT CHARLES’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in SAINT CHARLES, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saint Charles, Dupage County, Illinois Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.41%

Estimate Property Tax Bill

$5,602

$5,198

Ownwell’s Saint Charles Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saint Charles with just two data points. By entering your property's estimated assessed value, our calculator applies Saint Charles’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in DuPage. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saint Charles, Dupage County, Illinois

Local government entities set tax rates, which can vary widely within a state. This variation is due to each county estimating its required budget annually to provide services, dividing that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell.

In Saint Charles, located in Kane County, IL, the effective property tax rate is notably higher than both the state and national medians. The median property tax rate in Illinois is 2.41%, significantly surpassing the national median of 1.02%. This means homeowners in Saint Charles are shouldering a heavier tax burden compared to many other areas. However, this higher rate may reflect the quality and extent of services provided by the local government. Understanding these rates can help property owners anticipate their annual tax bills and explore potential savings through appeals or exemptions.

Property Tax Rates Across Saint Charles, Dupage County, Illinois

Source: Ownwell

1.32%

2.17%

3.03%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saint Charles Tax Rate

2.41%

Median Effective Dupage County Tax Rate

2.22%

Median Effective Illinois Tax Rate

2.35%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saint Charles, Dupage County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
60174	2.24%	2.34%	2.41%	2.42%	2.45%

Source: Ownwell

Property Tax Assessment Values Across Saint Charles, Dupage County, Illinois

When examining property taxes in Saint Charles, IL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The DuPage County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In DuPage County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Charles.

For example, the median home price in Saint Charles is $232,440, with tax bills ranging significantly across the county. Zip code 60174 has the highest median home price at $232,440.

Property Tax Assessment Values Across Saint Charles, Dupage County, Illinois

Source: Ownwell

$72,210

$441,000

$809,790

Median Saint Charles Market Value

$232,440

Median Dupage County Market Value

$319,350

Median Illinois Market Value

$194,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saint Charles, Dupage County, Illinois

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
60174	$217,854	$223,860	$232,440	$262,080	$300,768

Source: Ownwell

Property Tax Bills Across Saint Charles, Dupage County, Illinois

In Saint Charles, located in DuPage County, IL, property tax bills are determined based on the assessed value of a home, which is typically a percentage of the market value. The tax rate is then applied to this assessed value to calculate the annual tax bill. Homeowners in Saint Charles face a median tax bill significantly higher than the national median of $2,400, with figures ranging from $5,299 at the 25th percentile to $7,133 at the 90th percentile. The highest and lowest median tax bills in the area both stand at $5,541, highlighting the consistent tax burden across different properties. Such high property tax bills can strain homeowners' finances, making it essential to explore potential savings. This is where Ownwell comes in, offering expert property tax appeal and exemption services. By analyzing individual property assessments and leveraging local tax regulations, Ownwell helps homeowners identify opportunities for reducing their tax liabilities, providing much-needed financial relief and ensuring fair taxation.

Property Tax Bills Across Saint Charles, Dupage County, Illinois

Source: Ownwell

$1,758

$7,802

$13,846

Median Saint Charles Tax Bill

$5,541

Median Dupage County Tax Bill

$7,313

Median Illinois Tax Bill

$4,715

Median United States Tax Bill

$2,400

Property Tax Bills Across Saint Charles, Dupage County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
60174	$4,970	$5,299	$5,541	$6,123	$7,133

Source: Ownwell