Effingham County, Illinois Property Taxes

Name: Property Tax Bills Across Effingham County, Illinois
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Effingham County effective property tax rate: 1.69%, significantly higher than the national median of 1.02%.
Median Effingham County home value: $155,790
Median annual Effingham County tax bill: $2,476, $76 higher than the national median property tax bill of $2,400.

How are property taxes in Effingham County calculated?

Property taxes in Effingham County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Effingham or another part of Effingham County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Effingham County, Illinois Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.69%

Estimate Property Tax Bill

$2,633

$2,443

Ownwell’s Effingham County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Effingham County with just two data points. By entering your property's estimated assessed value, our calculator applies Effingham County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Effingham County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Effingham County, Illinois

Local government entities in Illinois set tax rates, and these can vary significantly within the state. Each year, counties like Effingham estimate their required budget to provide essential services and divide that by the total assessed value of all taxable property within their jurisdiction. This process results in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially the annual process.

Effingham County's effective property tax rate is 1.69%, which is above the national median of 1.02%. Within Effingham County, the highest median tax rate is found in Effingham city at 1.79%, while Shumway has the lowest at 1.46%. Comparing these rates to the national median property tax bill of $2400, residents in Effingham County might find themselves paying more than the average American homeowner. Understanding these differences is crucial for property owners, as it can significantly impact overall expenses.

Property Tax Rates Across Effingham County, Illinois

Source: Ownwell

1.46%

1.62%

1.79%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Effingham County Taxx Rate

1.69%

Median Effective Illinois Taxx Rate

2.35%

Median Effective United States Tax Rate

0.99%

Property Tax Rates Across Effingham County, Illinois

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Altamont	0.50%	1.14%	1.50%	1.75%	1.93%
Beecher City	0.20%	1.04%	1.56%	1.81%	2.01%
Dieterich	0.67%	1.25%	1.65%	1.83%	1.95%
Edgewood	0.64%	1.04%	1.66%	1.95%	2.24%
Effingham	1.00%	1.45%	1.79%	2.02%	2.23%
Farina	N/A	N/A	N/A	N/A	N/A
Louisville	N/A	N/A	N/A	N/A	N/A
Mason	0.70%	1.24%	1.65%	1.82%	2.01%
Montrose	0.24%	0.93%	1.52%	2.06%	2.18%
Saint Elmo	N/A	N/A	N/A	N/A	N/A
Shumway	0.34%	0.99%	1.46%	1.71%	1.82%
Sigel	N/A	N/A	N/A	N/A	N/A
Teutopolis	0.73%	1.32%	1.55%	1.73%	1.84%
Watson	0.23%	1.13%	1.49%	1.61%	1.93%
Wheeler	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Effingham County, Illinois

When examining property taxes in Effingham County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Effingham County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices: In Effingham County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Effingham County. For example, the median tax bill in Effingham County is $2,400, with tax bills ranging significantly across the county. Teutopolis has the highest median home price at $203,910.

Property Tax Assessment Values Across Effingham County, Illinois

Source: Ownwell

$80,100

$142,005

$203,910

Median Effingham County Market Value

$155,790

Median Illinois Market Value

$194,700

Median United States Market Value

$244,900

Property Tax Assessment Values Across Effingham County, Illinois

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Altamont	$58,950	$101,175	$153,630	$215,520	$282,864
Beecher City	$36,090	$68,745	$126,705	$176,392	$240,300
Dieterich	$60,930	$95,580	$155,790	$212,700	$285,810
Edgewood	$25,488	$57,420	$121,110	$190,410	$239,130
Effingham	$70,632	$100,170	$150,720	$217,560	$304,488
Farina	N/A	N/A	N/A	N/A	N/A
Louisville	N/A	N/A	N/A	N/A	N/A
Mason	$55,398	$91,455	$142,110	$209,880	$271,938
Montrose	$28,200	$50,220	$80,100	$120,150	$193,206
Saint Elmo	N/A	N/A	N/A	N/A	N/A
Shumway	$70,230	$112,395	$169,230	$235,590	$326,010
Sigel	N/A	N/A	N/A	N/A	N/A
Teutopolis	$112,746	$151,462	$203,910	$278,040	$357,483
Watson	$55,716	$91,170	$161,520	$219,885	$275,910
Wheeler	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Effingham County, Illinois

Effingham County, IL, calculates property tax bills based on the assessed value of a property, which is a percentage of the market value. The median home price in the county is $155,790. Property tax rates are applied to this assessed value to determine the tax bill. The tax bill varies significantly across different homes, with the 25th percentile at $1,458 and the 75th percentile reaching $3,736. The 90th percentile tax bill can go as high as $5,316. Compared to the national median property tax bill of $2,400, Effingham County's figures show a wide range of tax burdens for homeowners. In Teutopolis, the highest median tax bill is $2,908, indicating a higher tax rate or property values. Conversely, Montrose has the lowest median tax bill at $1,221, suggesting more affordable property taxes. These variations in tax bills affect homeowners' financial planning, influencing decisions about property investment and long-term residency in the county. Understanding these factors is crucial for homeowners to manage their expenses effectively.

Property Tax Bills Across Effingham County, Illinois

Source: Ownwell

$1,221

$2,065

$2,908

Median Effingham County Tax Bill

$2,476

Median Illinois Tax Bill

$4,715

Median United States Tax Bill

$2,690

Property Tax Bills Across Effingham County, Illinois

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Altamont	$354	$1,028	$2,076	$3,142	$4,714
Beecher City	$101	$605	$1,755	$2,765	$3,621
Dieterich	$413	$1,153	$2,284	$3,558	$4,611
Edgewood	$261	$687	$1,481	$3,263	$4,265
Effingham	$941	$1,551	$2,520	$3,807	$5,423
Farina	N/A	N/A	N/A	N/A	N/A
Louisville	N/A	N/A	N/A	N/A	N/A
Mason	$545	$1,212	$2,189	$3,441	$4,692
Montrose	$78	$429	$1,221	$2,010	$2,869
Saint Elmo	N/A	N/A	N/A	N/A	N/A
Shumway	$256	$1,217	$2,101	$3,472	$4,954
Sigel	N/A	N/A	N/A	N/A	N/A
Teutopolis	$846	$1,889	$2,908	$4,212	$5,678
Watson	$170	$909	$1,924	$3,008	$4,177
Wheeler	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

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