Bluford, Jefferson County, Illinois Property Taxes

Name: Property Tax Bills Across Bluford, Jefferson County, Illinois
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Bluford, IL effective property tax rate: 1.99%, significantly higher than the national median of 1.02%, but lower than the Illinois state median of 2.35%.
Median Bluford, IL home value: $51,495
Median annual Bluford, IL tax bill: $984, $1,416 lower than the national median property tax bill of $2,400.

How are property taxes in Jefferson County calculated?

Property taxes in Bluford, IL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Bluford’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bluford, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Bluford, Jefferson County, Illinois Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.99%

Estimate Property Tax Bill

$1,025

$951

Ownwell’s Bluford Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Bluford with just two data points. By entering your property's estimated assessed value, our calculator applies Bluford’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Jefferson County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Bluford, Jefferson County, Illinois

Local government entities are responsible for setting property tax rates, which can vary significantly across different regions within a state. This variation occurs because each county annually estimates the budget needed to fund essential services and divides this amount by the total value of all taxable properties within its area. This calculation determines the property tax rate. Although setting these rates involves votes and legal considerations, this is essentially how the process works each year.

In Bluford, located in Jefferson County, Illinois, the effective property tax rate can be compared to other cities within the state and also against the median property tax rates of Illinois and the United States. The median property tax rate in Illinois is notably higher than the national median of 1.02%, which reflects the local government's budgetary needs and property values. Understanding these rates can help homeowners in Bluford and beyond make informed decisions about property ownership and potential tax appeals.

Property Tax Rates Across Bluford, Jefferson County, Illinois

Source: Ownwell

1.71%

2.05%

2.38%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Bluford Tax Rate

1.99%

Median Effective Jefferson County Tax Rate

2.20%

Median Effective Illinois Tax Rate

2.35%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Bluford, Jefferson County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
62814	0.67%	1.57%	1.99%	2.30%	2.30%

Source: Ownwell

Property Tax Assessment Values Across Bluford, Jefferson County, Illinois

When examining property taxes in Bluford, Illinois, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jefferson County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Jefferson County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bluford. For example, the median home price in Bluford is $51,495, with tax bills ranging significantly across the county. Zip code 62814 has the highest median home price at $51,495.

Property Tax Assessment Values Across Bluford, Jefferson County, Illinois

Source: Ownwell

$43,035

$75,082

$107,128

Median Bluford Market Value

$51,495

Median Jefferson County Market Value

$61,827

Median Illinois Market Value

$194,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Bluford, Jefferson County, Illinois

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
62814	$5,483	$20,164	$51,495	$95,950	$138,831

Source: Ownwell

Property Tax Bills Across Bluford, Jefferson County, Illinois

In Bluford, property tax bills are determined based on the assessed value of a home, which is a percentage of its market value. The local tax rate, set by Jefferson County, is applied to this assessed value to calculate the annual tax bill. Factors influencing the tax bill include the home's market value, local levy rates, and applicable exemptions. Homeowners in Bluford face tax bills ranging from the 25th percentile at $274 to the 90th percentile at $2,730, with a median bill of $984 in the 62814 zip code. Compared to the national median property tax bill of $2,400, Bluford's median is significantly lower, providing some relief to homeowners. However, tax bills can still be a burden. This is where Ownwell comes in, offering expert property tax appeal services to help homeowners challenge their assessments and secure potential savings. By leveraging local market data and their expertise, Ownwell can identify opportunities for reductions, ensuring homeowners pay only their fair share.

Property Tax Bills Across Bluford, Jefferson County, Illinois

Source: Ownwell

$630

$1,154

$1,678

Median Bluford Tax Bill

$984

Median Jefferson County Tax Bill

$1,229

Median Illinois Tax Bill

$4,715

Median United States Tax Bill

$2,400

Property Tax Bills Across Bluford, Jefferson County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
62814	$72	$274	$984	$1,801	$2,730

Source: Ownwell