Saint Charles, Kane County, Illinois Property Taxes

Name: Property Tax Bills Across Saint Charles, Kane County, Illinois
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median SAINT CHARLES, IL effective property tax rate: 2.48%, significantly higher than the national median of 1.02%, but lower than the Illinois state median of 2.35%.
Median SAINT CHARLES, IL home value: $348,097
Median annual SAINT CHARLES, IL tax bill: $8,615, $6,215 higher than the national median property tax bill of $2,400.

How are property taxes in Kane calculated?

Property taxes in SAINT CHARLES, IL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding SAINT CHARLES’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in SAINT CHARLES, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saint Charles, Kane County, Illinois Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.48%

Estimate Property Tax Bill

$8,633

$8,011

Ownwell’s Saint Charles Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saint Charles with just two data points. By entering your property's estimated assessed value, our calculator applies Saint Charles’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Kane County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saint Charles, Kane County, Illinois

Local government entities are responsible for setting property tax rates, which can vary significantly across Illinois. Each year, counties like Kane calculate their required budget to maintain essential services and divide this by the total assessed value of all taxable properties within their jurisdiction. This process determines the property tax rate. While votes and legislative measures play a role in setting these rates and budgets, this annual calculation is the core mechanism.

In Saint Charles, located in Kane County, the effective property tax rate is notably higher than both the state and national medians. The median property tax rate in Illinois is 2.48%, while the national median is 1.02%. Within Kane County, the highest median tax rate is found in the 60174 zip code at 2.51%, and the lowest is in the 60175 zip code, at 2.45%. These figures underscore the variability of property tax rates within the same region, influenced by local budgetary needs and property values. Understanding these rates is crucial for homeowners seeking to manage their property tax liabilities effectively.

Property Tax Rates Across Saint Charles, Kane County, Illinois

Source: Ownwell

2.23%

2.57%

2.91%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saint Charles Taxx Rate

2.48%

Median Effective Kane County Taxx Rate

2.60%

Median Effective Illinois Tax Rate

2.35%

Median Effective United States Tax Rate

0.99%

Property Tax Rates Across Saint Charles, Kane County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
60174	2.29%	2.42%	2.51%	2.57%	2.69%
60175	2.28%	2.38%	2.45%	2.55%	2.66%

Source: Ownwell

Property Tax Assessment Values Across Saint Charles, Kane County, Illinois

When examining property taxes in Saint Charles, IL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Kane County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices in Kane County are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Charles. For example, the median home price in Saint Charles is $348,097, with tax bills ranging significantly across the county. Zip code 60175 has the highest median home price at $418,205.

Property Tax Assessment Values Across Saint Charles, Kane County, Illinois

Source: Ownwell

$142,312

$365,554

$588,796

Median Saint Charles Market Value

$348,097

Median Kane County Market Value

$253,745

Median Illinois Market Value

$194,700

Median United States Market Value

$244,900

Property Tax Assessment Values Across Saint Charles, Kane County, Illinois

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
60174	$195,540	$235,795	$292,509	$384,768	$522,599
60175	$256,531	$330,580	$418,205	$542,866	$696,378

Source: Ownwell

Property Tax Bills Across Saint Charles, Kane County, Illinois

In Saint Charles, located in Kane County, IL, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. This value is then multiplied by the local tax rate to calculate the annual tax bill. Factors such as the property's location, size, and market conditions significantly affect the assessed value. With the median home price at $348,097, homeowners in Saint Charles pay a median property tax bill that can range significantly, from $6,389 at the 25th percentile to $11,824 at the 75th percentile. The highest median tax bill in the area reaches $10,341 in the 60175 zip code, which is substantially above the national median of $2,400. Such high tax bills can place a financial burden on homeowners. Ownwell assists homeowners by providing expert property tax appeal and exemption services, potentially lowering tax obligations. By leveraging local market data and expertise, Ownwell helps ensure homeowners aren't overpaying, offering peace of mind and financial relief.

Property Tax Bills Across Saint Charles, Kane County, Illinois

Source: Ownwell

$3,136

$9,682

$16,228

Median Saint Charles Tax Bill

$8,615

Median Kane County Tax Bill

$6,484

Median Illinois Tax Bill

$4,715

Median United States Tax Bill

$2,690

Property Tax Bills Across Saint Charles, Kane County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
60174	$4,578	$5,721	$7,251	$9,710	$13,445
60175	$6,111	$8,032	$10,341	$13,511	$17,655

Source: Ownwell