Kendall County Property Taxes
The median property tax rate in Kendall County is 2.83%, significantly higher than both the national median of 0.99% and the Illinois state median of 2.35%. With the median home value in Kendall County at $264,846, the typical annual property tax bill reaches $7,273, far exceeding the national median of $2,690. Property taxes in Kendall County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Kendall County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Yorkville or another part of Kendall County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Kendall County Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
2.35%
Estimate Property Tax Bill
$4,700
Ownwell’s Kendall County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Kendall County with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Kendall County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Kendall County, Illinois
Property taxes in Kendall play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Kendall is 2.83%, which is significantly higher than both the Illinois state median and the U.S. national median of 0.99%. Local government entities within Kendall set these rates annually, and they can vary significantly between different areas within the county. Each year, Kendall estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Aurora has one of the higher property tax rates in Illinois at 3.15%, while the city of Big Rock boasts one of the lowest at 1.42%. Analyzing how Kendall's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Kendall County Tax Rate
2.83%
Average Illinois Tax Rate
2.35%
Average United States Tax Rate
0.99%
Property Tax Rates Across Kendall County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Aurora | 2.97% | 3.05% | 3.15% | 3.18% | 3.22% |
| Big Rock | 0.28% | 0.71% | 1.42% | 2.13% | 2.56% |
| Bristol | 2.14% | 2.55% | 2.68% | 2.77% | 2.90% |
| Joliet | 2.42% | 2.49% | 2.65% | 2.76% | 2.78% |
| Lisbon | 2.07% | 2.13% | 2.21% | 2.32% | 2.42% |
| Millbrook | 2.11% | 2.27% | 2.33% | 2.40% | 2.47% |
| Millington | 1.53% | 2.12% | 2.27% | 2.54% | 2.54% |
| Minooka | 2.21% | 2.37% | 2.55% | 2.63% | 2.67% |
| Montgomery | 2.44% | 2.69% | 2.82% | 2.94% | 3.08% |
| Morris | 2.19% | 2.23% | 2.27% | 2.40% | 2.40% |
| Newark | 1.93% | 2.23% | 2.35% | 2.43% | 2.54% |
| Oswego | 2.53% | 2.72% | 2.82% | 2.86% | 2.96% |
| Plainfield | 2.40% | 2.47% | 2.50% | 2.97% | 3.00% |
| Plano | 2.24% | 2.71% | 2.91% | 3.55% | 3.74% |
| Sandwich | 1.93% | 2.13% | 2.28% | 2.57% | 2.60% |
| Sheridan | 2.54% | 2.54% | 2.54% | 2.54% | 2.54% |
| Shorewood | 2.40% | 2.52% | 2.74% | 2.74% | 2.75% |
| Sugar Grove | 2.79% | 2.79% | 2.82% | 2.89% | 2.90% |
| Yorkville | 2.56% | 2.81% | 2.96% | 3.16% | 3.77% |
Source: Ownwell
Property Tax Assessment Values Across Kendall County, Illinois
In Kendall County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Kendall County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Kendall County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Kendall County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. In Kendall County, the median home price is $264,846, with tax bills ranging significantly. For instance, Sugar Grove has the highest median tax bill at $14,377, while Sheridan has the lowest at $591. By staying informed, homeowners can take proactive steps to potentially lower their property tax obligations.
Property Tax Assessment Values Across Kendall County, Illinois
Source: Ownwell
$23,280
$268,673
$514,065
Average Kendall County Assessed Value
$264,846
Average Illinois Assessed Value
$194,700
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Kendall County, Illinois
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Aurora | $178,056 | $204,202 | $298,358 | $330,013 | $353,218 |
| Big Rock | $205,253 | $250,545 | $326,031 | $401,517 | $446,809 |
| Bristol | $159,439 | $210,738 | $252,378 | $349,773 | $504,806 |
| Joliet | $195,807 | $217,434 | $279,052 | $310,260 | $327,594 |
| Lisbon | $110,174 | $126,552 | $167,082 | $204,302 | $214,723 |
| Millbrook | $157,986 | $206,208 | $278,052 | $352,107 | $404,426 |
| Millington | $80,700 | $106,670 | $139,020 | $171,703 | $198,488 |
| Minooka | $179,793 | $213,882 | $262,870 | $321,426 | $425,606 |
| Montgomery | $174,543 | $187,566 | $222,396 | $275,886 | $303,222 |
| Morris | $135,598 | $210,699 | $279,615 | $313,344 | $494,441 |
| Newark | $129,063 | $175,350 | $236,499 | $354,494 | $460,860 |
| Oswego | $183,899 | $219,507 | $286,506 | $342,874 | $392,209 |
| Plainfield | $210,069 | $260,853 | $292,869 | $371,417 | $458,691 |
| Plano | $130,323 | $161,832 | $195,441 | $253,173 | $297,654 |
| Sandwich | $204,254 | $222,914 | $304,864 | $349,281 | $391,905 |
| Sheridan | $23,280 | $23,280 | $23,280 | $23,280 | $23,280 |
| Shorewood | $244,577 | $254,466 | $270,948 | $279,086 | $283,968 |
| Sugar Grove | $260,034 | $405,822 | $514,065 | $675,308 | $705,051 |
| Yorkville | $158,064 | $209,037 | $271,020 | $329,264 | $394,152 |
Source: Ownwell
Property Tax Bills Across Kendall County, Illinois
In Kendall County, IL, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The local tax rate is then applied to this assessed value to determine the tax bill. Several factors influence the final tax bill, including the home's location, size, and condition. The median home price in Kendall County is $264,846, with tax bills varying widely. Homeowners in the 25th percentile pay around $5,369 annually, while those in the 75th percentile pay about $9,207. At the 90th percentile, tax bills can reach up to $11,040. Comparatively, Kendall County's property taxes are higher than the national median property tax rate of 0.99%. This can significantly impact homeowners, especially those with higher-valued properties. For instance, Sugar Grove has the highest median tax bill at $14,377, while Sheridan has the lowest at $591. Understanding these factors helps homeowners anticipate their financial obligations and plan accordingly.
Average Kendall County Tax Bill
$7,273
Average Illinois Tax Bill
$4,715
Average United States Tax Bill
$2,690
Property Tax Bills Across Kendall County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Aurora | $5,130 | $6,226 | $9,327 | $10,425 | $11,234 |
| Big Rock | $497 | $1,243 | $2,486 | $3,730 | $4,476 |
| Bristol | $3,237 | $5,014 | $6,562 | $9,477 | $13,595 |
| Joliet | $4,714 | $5,569 | $7,272 | $8,203 | $8,879 |
| Lisbon | $2,293 | $2,700 | $3,708 | $4,746 | $5,207 |
| Millbrook | $3,539 | $4,558 | $6,310 | $8,124 | $9,671 |
| Millington | $1,321 | $1,970 | $3,015 | $3,834 | $4,401 |
| Minooka | $4,365 | $5,055 | $6,650 | $7,727 | $10,273 |
| Montgomery | $4,063 | $5,040 | $5,984 | $8,084 | $9,062 |
| Morris | $3,225 | $4,633 | $6,706 | $7,409 | $11,487 |
| Newark | $2,274 | $3,750 | $5,390 | $8,043 | $10,908 |
| Oswego | $4,502 | $5,862 | $7,898 | $9,656 | $11,170 |
| Plainfield | $4,869 | $6,446 | $7,316 | $10,827 | $13,676 |
| Plano | $3,315 | $4,707 | $5,884 | $7,793 | $9,381 |
| Sandwich | $3,831 | $4,567 | $6,585 | $8,889 | $9,612 |
| Sheridan | $591 | $591 | $591 | $591 | $591 |
| Shorewood | $5,883 | $6,458 | $7,418 | $7,657 | $7,800 |
| Sugar Grove | $7,025 | $11,511 | $14,377 | $19,312 | $19,913 |
| Yorkville | $4,223 | $5,880 | $8,048 | $10,301 | $11,832 |
Source: Ownwell