Girard, Macoupin County, Illinois Property Taxes

Name: Property Tax Bills Across Girard, Macoupin County, Illinois
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Girard, IL effective property tax rate: 2.40%, significantly higher than the national median of 1.02%, but lower than the Illinois state median of 2.35%.
Median Girard, IL home value: $84,746
Median annual Girard, IL tax bill: $1,963, $437 lower than the national median property tax bill of $2,400.

How are property taxes in Macoupin calculated?

Property taxes in Girard, IL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Girard’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Girard, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Girard, Macoupin County, Illinois Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.4%

Estimate Property Tax Bill

$2,034

$1,887

Ownwell’s Girard Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Girard with just two data points. By entering your property's estimated assessed value, our calculator applies Girard’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Macoupin County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Girard, Macoupin County, Illinois

Local government entities are responsible for setting tax rates, and these can vary significantly within a state. Each county, like Macoupin, estimates its budget needs annually to provide public services. This budget is then divided by the total value of all taxable property within the jurisdiction, resulting in the property tax rate. Although votes and legislation play a role in determining tax rates and budgets, this is the fundamental process followed each year.

Girard, located in Macoupin County, Illinois, has an effective property tax rate that can be compared to other cities in Illinois, as well as the median property tax rates in both the state and across the nation. The median property tax rate in Illinois is notably higher than the national median, reflecting the state's reliance on property taxes for funding local services. Understanding these rates and how they compare can provide insight into the local government's budgetary priorities and the financial responsibilities of property owners in Girard.

Property Tax Rates Across Girard, Macoupin County, Illinois

Source: Ownwell

1.27%

1.88%

2.49%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Girard Tax Rate

2.40%

Median Effective Macoupin County Tax Rate

1.93%

Median Effective Illinois Tax Rate

2.35%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Girard, Macoupin County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
62640	1.49%	2.05%	2.40%	2.77%	3.00%

Source: Ownwell

Property Tax Assessment Values Across Girard, Macoupin County, Illinois

When examining property taxes in Girard, IL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Macoupin County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Macoupin County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Girard. For example, the median home price in Girard is $84,746, with tax bills ranging significantly across the county. Zip code 62640 has the highest median home price at $84,746.

Property Tax Assessment Values Across Girard, Macoupin County, Illinois

Source: Ownwell

$25,616

$109,649

$193,682

Median Girard Market Value

$84,746

Median Macoupin County Market Value

$80,204

Median Illinois Market Value

$194,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Girard, Macoupin County, Illinois

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
62640	$26,397	$52,106	$84,746	$134,590	$197,944

Source: Ownwell

Property Tax Bills Across Girard, Macoupin County, Illinois

In Girard, located in Macoupin County, IL, property tax bills are calculated based on the assessed value of your home, which is determined as a percentage of the market value. The local tax rate is then applied to this assessed value to determine your annual tax bill. With a median home price of $84,746, homeowners in Girard face property tax bills that can vary significantly. The 25th percentile tax bill is $1,076, while the 75th percentile reaches $3,248, and the top 10% of tax bills soar to $4,846. These figures highlight the variability and potential burden on homeowners, especially when compared to the national median property tax bill of $2,400. This is where Ownwell can make a significant difference. By providing expert property tax appeal and exemption services, Ownwell helps homeowners identify potential savings and ensure they are not overpaying on their tax bills. With their assistance, you can navigate the complexities of property tax assessments and potentially reduce your financial burden.

Property Tax Bills Across Girard, Macoupin County, Illinois

Source: Ownwell

$378

$1,651

$2,923

Median Girard Tax Bill

$1,963

Median Macoupin County Tax Bill

$1,490

Median Illinois Tax Bill

$4,715

Median United States Tax Bill

$2,400

Property Tax Bills Across Girard, Macoupin County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
62640	$479	$1,076	$1,963	$3,248	$4,846

Source: Ownwell