Shelby County, Illinois Property Taxes
Median Shelby County effective property tax rate: 2.20%, significantly higher than the national median of 1.02%.
Median Shelby County home value: $99,420
Median annual Shelby County tax bill: $2,114, $286 lower than the national median property tax bill of $2,400.
How are property taxes in Shelby County calculated?
Property taxes in Shelby County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Shelbyville or another part of Shelby County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Shelby County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.2%
Estimate Property Tax Bill
$2,187
$2,030
Property Tax Rates Across Shelby County, Illinois
Local government entities are responsible for setting tax rates, and these can vary significantly within a state. This is because each county annually determines its budget needs to provide services and then divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. Although votes and laws play a role in setting these rates and budgets, this is the core process followed every year.
You can compare Shelby County's effective property tax rate to other counties in Illinois or to the national median property tax rate. Shelby County stands out with a median property tax rate of 2.20%, which is considerably higher than the national median rate of 1.02%. Within the county, Bethany boasts the highest median tax rate at 2.57%, while Gays offers a more affordable rate at 1.82%. These figures reflect the diversity in tax rates even within a single county, influenced by local budgetary needs and property values. Understanding these variations can help property owners make informed decisions about their investments and potential tax liabilities.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Shelby County Taxx Rate
2.20%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Illinois Taxx Rate
2.35%
Median Effective United States Tax Rate
0.99%
Property Tax Rates Across Shelby County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Assumption | 1.75% | 2.03% | 2.51% | 2.95% | 3.12% |
| Beecher City | 0.98% | 1.77% | 2.15% | 2.39% | 2.81% |
| Bethany | 1.71% | 2.14% | 2.57% | 2.71% | 2.84% |
| Cowden | 1.17% | 1.69% | 2.08% | 2.43% | 2.93% |
| Effingham | 1.73% | 1.92% | 2.02% | 2.29% | 2.78% |
| Findlay | 1.83% | 2.14% | 2.44% | 2.63% | 2.70% |
| Gays | 1.53% | 1.62% | 1.82% | 2.21% | 2.53% |
| Herrick | 1.12% | 1.78% | 2.23% | 2.71% | 3.20% |
| Lakewood | 1.38% | 1.70% | 2.14% | 2.47% | 2.88% |
| Macon | N/A | N/A | N/A | N/A | N/A |
| Mode | 1.27% | 1.81% | 2.09% | 2.44% | 2.96% |
| Moweaqua | 1.78% | 2.19% | 2.55% | 2.76% | 2.91% |
| Neoga | 1.47% | 1.80% | 2.04% | 2.36% | 2.71% |
| Oconee | 1.90% | 2.17% | 2.47% | 3.03% | 3.28% |
| Pana | 1.30% | 2.10% | 2.44% | 2.81% | 3.30% |
| Ramsey | N/A | N/A | N/A | N/A | N/A |
| Shelbyville | 1.48% | 1.91% | 2.16% | 2.47% | 2.77% |
| Shumway | 1.43% | 2.00% | 2.13% | 2.43% | 2.81% |
| Sigel | 1.50% | 1.90% | 2.12% | 2.38% | 2.66% |
| Stewardson | 1.40% | 1.92% | 2.10% | 2.42% | 2.78% |
| Strasburg | 1.51% | 1.81% | 2.06% | 2.31% | 2.60% |
| Sullivan | N/A | N/A | N/A | N/A | N/A |
| Tower Hill | 1.39% | 1.95% | 2.35% | 2.85% | 3.23% |
| Westervelt | N/A | N/A | N/A | N/A | N/A |
| Windsor | 1.41% | 1.74% | 2.03% | 2.21% | 2.38% |
Source: Ownwell
Property Tax Assessment Values Across Shelby County, Illinois
When examining property taxes in Shelby County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Shelby County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Shelby County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Shelby County.
For example, the median tax bill in Shelby County is $2,400, with tax bills ranging significantly across the county. Bethany has the highest median home price at $230,062.
Median Shelby County Assessed Value
$99,420
Median Illinois Assessed Value
$194,700
Median United States Assessed Value
$244,900
Property Tax Assessment Values Across Shelby County, Illinois
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Assumption | $24,274 | $57,699 | $109,527 | $159,974 | $205,812 |
| Beecher City | $11,849 | $32,398 | $71,745 | $128,048 | $197,641 |
| Bethany | $55,351 | $134,343 | $230,062 | $327,212 | $560,188 |
| Cowden | $7,504 | $33,228 | $73,926 | $123,802 | $168,936 |
| Effingham | $2,548 | $36,069 | $109,617 | $154,893 | $209,648 |
| Findlay | $25,730 | $78,213 | $135,168 | $215,778 | $336,284 |
| Gays | $42,932 | $61,815 | $95,518 | $154,093 | $207,667 |
| Herrick | $10,774 | $30,038 | $65,006 | $123,586 | $166,091 |
| Lakewood | $12,408 | $30,417 | $73,527 | $122,424 | $173,378 |
| Macon | N/A | N/A | N/A | N/A | N/A |
| Mode | $13,064 | $36,074 | $96,494 | $152,251 | $192,053 |
| Moweaqua | $28,137 | $67,376 | $126,384 | $197,784 | $293,380 |
| Neoga | $9,586 | $34,191 | $96,198 | $152,830 | $201,883 |
| Oconee | $24,881 | $51,165 | $90,336 | $147,330 | $192,221 |
| Pana | $25,615 | $62,048 | $120,213 | $147,160 | $189,809 |
| Ramsey | N/A | N/A | N/A | N/A | N/A |
| Shelbyville | $17,032 | $48,025 | $98,832 | $161,275 | $209,629 |
| Shumway | $28,830 | $74,056 | $124,788 | $173,330 | $232,014 |
| Sigel | $14,907 | $36,286 | $95,457 | $177,884 | $231,081 |
| Stewardson | $19,302 | $49,339 | $107,703 | $163,382 | $219,270 |
| Strasburg | $27,365 | $73,668 | $114,618 | $160,923 | $236,717 |
| Sullivan | N/A | N/A | N/A | N/A | N/A |
| Tower Hill | $15,404 | $40,192 | $81,416 | $129,142 | $182,922 |
| Westervelt | N/A | N/A | N/A | N/A | N/A |
| Windsor | $20,440 | $58,982 | $113,472 | $173,324 | $230,693 |
Source: Ownwell
Property Tax Bills Across Shelby County, Illinois
Median Shelby County Tax Bill
$2,114
Median Illinois Tax Bill
$4,715
Median United States Tax Bill
$2,690
Property Tax Bills Across Shelby County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Assumption | $727 | $1,279 | $2,347 | $4,531 | $5,583 |
| Beecher City | $221 | $463 | $1,295 | $2,580 | $4,331 |
| Bethany | $1,170 | $2,910 | $5,407 | $8,731 | $15,275 |
| Cowden | $211 | $574 | $1,601 | $2,540 | $3,476 |
| Effingham | $274 | $1,337 | $2,210 | $3,238 | $4,270 |
| Findlay | $688 | $1,796 | $3,359 | $5,096 | $8,131 |
| Gays | $748 | $1,163 | $1,835 | $3,573 | $4,243 |
| Herrick | $262 | $599 | $1,342 | $2,579 | $3,575 |
| Lakewood | $276 | $610 | $1,413 | $2,492 | $3,602 |
| Macon | N/A | N/A | N/A | N/A | N/A |
| Mode | $317 | $797 | $2,042 | $3,027 | $4,038 |
| Moweaqua | $744 | $1,585 | $2,826 | $5,076 | $8,093 |
| Neoga | $254 | $888 | $1,980 | $3,097 | $4,040 |
| Oconee | $572 | $1,211 | $2,224 | $3,636 | $5,423 |
| Pana | $383 | $1,421 | $2,876 | $3,696 | $5,043 |
| Ramsey | N/A | N/A | N/A | N/A | N/A |
| Shelbyville | $434 | $1,105 | $2,073 | $3,391 | $4,608 |
| Shumway | $659 | $1,704 | $2,753 | $3,982 | $5,500 |
| Sigel | $462 | $988 | $2,433 | $3,881 | $5,094 |
| Stewardson | $376 | $1,063 | $2,198 | $3,403 | $4,780 |
| Strasburg | $680 | $1,395 | $2,242 | $3,642 | $4,977 |
| Sullivan | N/A | N/A | N/A | N/A | N/A |
| Tower Hill | $367 | $801 | $1,998 | $3,142 | $4,658 |
| Westervelt | N/A | N/A | N/A | N/A | N/A |
| Windsor | $518 | $1,027 | $2,156 | $3,466 | $5,004 |
Source: Ownwell