Congerville, Woodford County, Illinois Property Taxes

Name: Property Tax Bills Across Congerville, Woodford County, Illinois
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Congerville, IL effective property tax rate: 2.22%, significantly higher than the national median of 1.02%, but lower than the Illinois state median of 2.35%.
Median Congerville, IL home value: $176,628
Median annual Congerville, IL tax bill: $3,709, $1,309 higher than the national median property tax bill of $2,400.

How are property taxes in Woodford County calculated?

Property taxes in Congerville, IL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Congerville’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Congerville, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Congerville, Woodford County, Illinois Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.22%

Estimate Property Tax Bill

$3,921

$3,639

Ownwell’s Congerville Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Congerville with just two data points. By entering your property's estimated assessed value, our calculator applies Congerville’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Woodford County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Congerville, Woodford County, Illinois

Local government entities set tax rates, which can vary widely within Illinois. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Congerville’s effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.

Property Tax Rates Across Congerville, Woodford County, Illinois

Source: Ownwell

2.19%

2.38%

2.58%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Congerville Tax Rate

2.22%

Median Effective Woodford County Tax Rate

2.44%

Median Effective Illinois Tax Rate

2.35%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Congerville, Woodford County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
61729	1.92%	2.07%	2.22%	2.29%	2.47%

Source: Ownwell

Property Tax Assessment Values Across Congerville, Woodford County, Illinois

When examining property taxes in Congerville, IL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Woodford County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Woodford County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Congerville.

For example, the median home price in Congerville is $176,628, with tax bills ranging significantly across the county. Zip code 61729 has the highest median home price at $176,628.

Property Tax Assessment Values Across Congerville, Woodford County, Illinois

Source: Ownwell

$76,683

$160,575

$244,467

Median Congerville Market Value

$176,628

Median Woodford County Market Value

$138,837

Median Illinois Market Value

$194,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Congerville, Woodford County, Illinois

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
61729	$5,783	$58,857	$176,628	$257,886	$335,918

Source: Ownwell

Property Tax Bills Across Congerville, Woodford County, Illinois

In Congerville, located in Woodford County, IL, property tax bills are determined by multiplying the assessed value of a property by the local tax rate. The assessed value is typically a percentage of the market value, which is influenced by factors such as property size, location, and improvements. For homeowners in Congerville, the 25th percentile of tax bills is $1,316, while the 75th percentile reaches $5,628. This range indicates significant variability in tax burdens, which can impact household budgets considerably. The highest median tax bill in the area is $3,709, which is above the national median tax bill of $2,400. Such disparities highlight the importance of ensuring accurate property assessments. Homeowners can benefit from Ownwell's expertise in property tax appeals and exemptions. By reviewing property assessments and identifying discrepancies, Ownwell helps homeowners potentially lower their tax obligations. This service not only saves money but also provides peace of mind, knowing that property taxes are fair and equitable.

Property Tax Bills Across Congerville, Woodford County, Illinois

Source: Ownwell

$1,648

$4,099

$6,549

Median Congerville Tax Bill

$3,709

Median Woodford County Tax Bill

$3,222

Median Illinois Tax Bill

$4,715

Median United States Tax Bill

$2,400

Property Tax Bills Across Congerville, Woodford County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
61729	$199	$1,316	$3,709	$5,628	$7,486

Source: Ownwell