Warsaw, Kosciusko County, Indiana Property Taxes

Name: Property Tax Bills Across Warsaw, Kosciusko County, Indiana
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Warsaw, IN effective property tax rate: 0.82%, significantly lower than the national median of 1.02%, but lower than the Indiana state median of 0.99%.
Median Warsaw, IN home value: $198,300
Median annual Warsaw, IN tax bill: $1,663, $737 lower than the national median property tax bill of $2,400.

How are property taxes in Kosciusko County calculated?

Property taxes in Warsaw, IN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Warsaw’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Warsaw, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Warsaw, Kosciusko County, Indiana Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.82%

Estimate Property Tax Bill

$1,626

$1,509

Ownwell’s Warsaw Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Warsaw with just two data points. By entering your property's estimated assessed value, our calculator applies Warsaw’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value—determined by your county—reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Kosciusko County. With the national median property tax rate at 1.02% and a median bill of $2,400, Warsaw offers a competitive landscape for property owners. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Warsaw, Kosciusko County, Indiana

Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Warsaw’s effective property tax rate to other cities in Indiana and the median property tax rates in Indiana and the U.S. Warsaw, located in Kosciusko County, has a median property tax rate of 0.82%, which is lower than the national median property tax rate of 1.02%. Within the area, tax rates can vary, with the highest median tax rate reaching 0.89% in the 46580 zip code, and the lowest at 0.69% in the 46582 zip code. This variation highlights the importance of understanding local tax assessments and their impact on property owners.

Property Tax Rates Across Warsaw, Kosciusko County, Indiana

Source: Ownwell

0.50%

0.75%

1.01%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Warsaw Tax Rate

0.82%

Median Effective Kosciusko County Tax Rate

0.79%

Median Effective Indiana Tax Rate

0.99%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Warsaw, Kosciusko County, Indiana

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
46580	0.53%	0.69%	0.89%	1.03%	1.84%
46582	0.43%	0.54%	0.69%	0.96%	1.05%

Source: Ownwell

Property Tax Assessment Values Across Warsaw, Kosciusko County, Indiana

When examining property taxes in Warsaw, Indiana, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Kosciusko County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Kosciusko County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Warsaw. For example, the median home price in Warsaw is $198,300, with tax bills ranging significantly across the county. Zip code 46582 has the highest median home price at $226,000.

Property Tax Assessment Values Across Warsaw, Kosciusko County, Indiana

Source: Ownwell

$76,200

$210,000

$343,800

Median Warsaw Market Value

$198,300

Median Kosciusko County Market Value

$191,600

Median Indiana Market Value

$170,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Warsaw, Kosciusko County, Indiana

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
46580	$93,100	$127,700	$181,900	$256,700	$369,780
46582	$88,210	$160,825	$226,000	$318,475	$426,040

Source: Ownwell

Property Tax Bills Across Warsaw, Kosciusko County, Indiana

In Warsaw, located in Kosciusko County, Indiana, property tax bills are determined by assessing the property's value and applying the local tax rate. The assessed value often reflects a percentage of the property's market value, which is influenced by factors such as location, property size, and market conditions. For instance, the median home price in Warsaw is $198,300. Homeowners in this region can expect property tax bills ranging significantly, with the 25th percentile paying around $983 and the 90th percentile reaching $3,526. The median tax bill in the area is notably lower than the national median of $2,400.

High property taxes can strain homeowners, but Ownwell offers a solution by providing expert property tax appeal services. By analyzing property assessments and identifying potential inaccuracies, Ownwell helps homeowners reduce their tax burdens. This service ensures that homeowners only pay their fair share, potentially saving them substantial amounts annually. With Ownwell's assistance, navigating the complexities of property taxes becomes a more manageable and financially rewarding process.

Property Tax Bills Across Warsaw, Kosciusko County, Indiana

Source: Ownwell

$445

$1,756

$3,066

Median Warsaw Tax Bill

$1,663

Median Kosciusko County Tax Bill

$1,442

Median Indiana Tax Bill

$1,691

Median United States Tax Bill

$2,400

Property Tax Bills Across Warsaw, Kosciusko County, Indiana

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
46580	$578	$1,032	$1,680	$2,492	$3,654
46582	$512	$918	$1,623	$2,448	$3,388

Source: Ownwell