Saint John, Lake County, Indiana Property Taxes

Name: Property Tax Bills Across Saint John, Lake County, Indiana
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Saint John, IN effective property tax rate: 1.00%, slightly lower than the national median of 1.02%, but higher than the Indiana state median of 0.99%.
Median Saint John, IN home value: $377,900
Median annual Saint John, IN tax bill: $3,785, $1,385 higher than the national median property tax bill of $2,400.

How are property taxes in Lake County calculated?

Property taxes in Saint John, IN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Saint John’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint John, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saint John, Lake County, Indiana Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

Estimate Property Tax Bill

$3,779

$3,507

Ownwell’s Saint John Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saint John with just two data points. By entering your property's estimated assessed value, our calculator applies Saint John’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Lake County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saint John, Lake County, Indiana

Local government entities are responsible for setting tax rates, which can vary significantly within a state. Each county estimates its required budget annually to provide essential services, then divides that by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is essentially the annual process. In Saint John, located in Lake County, Indiana, the effective property tax rate is a reflection of this process. When compared to other cities in Indiana, Saint John's property tax rate aligns with the state median, which is slightly below the national median property tax rate of 1.02%. This makes it a relatively affordable area in terms of property tax burdens. While property tax rates can fluctuate based on local needs and valuations, understanding how they are calculated can help property owners anticipate changes and plan accordingly.

Property Tax Rates Across Saint John, Lake County, Indiana

Source: Ownwell

0.75%

1.52%

2.29%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saint John Tax Rate

1.00%

Median Effective Lake County Tax Rate

1.07%

Median Effective Indiana Tax Rate

0.99%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saint John, Lake County, Indiana

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
46373	0.82%	0.93%	1.00%	1.10%	1.16%

Source: Ownwell

Property Tax Assessment Values Across Saint John, Lake County, Indiana

When examining property taxes in Saint John, Indiana, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lake County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Lake County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint John. For example, the median home price in Saint John is $377,900, with tax bills ranging significantly across the county. Zip code 46373 has the highest median home price at $377,900.

Property Tax Assessment Values Across Saint John, Lake County, Indiana

Source: Ownwell

$36,700

$207,300

$377,900

Median Saint John Market Value

$377,900

Median Lake County Market Value

$187,400

Median Indiana Market Value

$170,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saint John, Lake County, Indiana

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
46373	$262,100	$311,700	$377,900	$464,800	$593,800

Source: Ownwell

Property Tax Bills Across Saint John, Lake County, Indiana

In Saint John, Lake County, IN, property tax bills are calculated based on the assessed value of a home. The local tax rate is applied to this assessed value to determine the annual tax bill. For homeowners in Saint John, the median property tax bill is approximately $3,785, which is significantly higher than the national median of $2,400. Factors influencing these tax bills include the market value of the property, local levies, and any applicable exemptions. Homeowners in Saint John face property tax bills that can range from $2,922 at the 25th percentile to $6,288 at the 90th percentile, reflecting variations in property values and local tax rates. Such high property tax burdens can impact homeowners' finances considerably. However, Ownwell offers a solution by assisting homeowners in appealing their property tax assessments. Through expert analysis and representation, Ownwell helps ensure that homeowners pay only their fair share, potentially saving them hundreds or even thousands of dollars annually on their property tax bills.

Property Tax Bills Across Saint John, Lake County, Indiana

Source: Ownwell

$542

$2,164

$3,785

Median Saint John Tax Bill

$3,785

Median Lake County Tax Bill

$2,011

Median Indiana Tax Bill

$1,691

Median United States Tax Bill

$2,400

Property Tax Bills Across Saint John, Lake County, Indiana

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
46373	$2,181	$2,922	$3,785	$4,829	$6,288

Source: Ownwell