Granger, St. Joseph County, Indiana Property Taxes

Name: Property Tax Bills Across Granger, St. Joseph County, Indiana
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Granger, IN effective property tax rate: 0.98%, slightly lower than the national median of 1.02%, but lower than the Indiana state median of 0.99%.
Median Granger, IN home value: $314,700
Median annual Granger, IN tax bill: $3,225, $825 higher than the national median property tax bill of $2,400.

How are property taxes in St. Joseph calculated?

Property taxes in Granger, IN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Granger’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Granger, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Granger, St. Joseph County, Indiana Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.98%

Estimate Property Tax Bill

$3,084

$2,862

Ownwell’s Granger Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Granger with just two data points. By entering your property's estimated assessed value, our calculator applies Granger’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in St. Joseph. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Granger, St. Joseph County, Indiana

Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Granger’s effective property tax rate to other cities in Indiana and the median property tax rates in Indiana and the U.S. Granger, located in St. Joseph County, has a median property tax rate of 0.98%. This is slightly below the national median property tax rate of 1.02%. The property tax rates in Granger are consistent across the area, reflecting the county's uniform approach to taxing. This stability offers predictable property tax bills for homeowners, which can be advantageous for long-term financial planning. Comparing this to the national median property tax bill of $2,400, homeowners in Granger might find themselves with a more favorable tax situation.

Property Tax Rates Across Granger, St. Joseph County, Indiana

Source: Ownwell

0.52%

0.87%

1.22%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Granger Tax Rate

0.98%

Median Effective St. Joseph County Tax Rate

1.09%

Median Effective Indiana Tax Rate

0.99%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Granger, St. Joseph County, Indiana

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
46530	0.83%	0.91%	0.98%	1.15%	1.25%

Source: Ownwell

Property Tax Assessment Values Across Granger, St. Joseph County, Indiana

When examining property taxes in Granger, Indiana, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Joseph County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In St. Joseph County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Granger. For example, the median home price in Granger is $314,700, with tax bills ranging significantly across the county. Zip code 46530 has the highest median home price at $314,700.

Property Tax Assessment Values Across Granger, St. Joseph County, Indiana

Source: Ownwell

$72,500

$193,600

$314,700

Median Granger Market Value

$314,700

Median St. Joseph County Market Value

$157,600

Median Indiana Market Value

$170,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Granger, St. Joseph County, Indiana

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
46530	$203,000	$247,400	$314,700	$409,850	$524,770

Source: Ownwell

Property Tax Bills Across Granger, St. Joseph County, Indiana

In Granger, located in St. Joseph County, Indiana, property tax bills are calculated based on the assessed value of a home. This value is determined by local assessors who consider factors such as the property's size, location, and condition. The median home price in Granger is $314,700, which influences the overall tax bill. Homeowners in this area typically pay a median property tax bill of $3,225, which is significantly higher than the national median of $2,400. Tax bills in Granger can range from $2,426 at the 25th percentile to $5,866 at the 90th percentile, highlighting the potential variability based on property characteristics.

This variability can impact homeowners' financial planning. However, Ownwell offers a solution by helping homeowners appeal their property tax assessments and identify potential exemptions. By leveraging expertise and local knowledge, Ownwell can assist in reducing the financial burden of property taxes, ensuring that homeowners are not overpaying and can save significantly on their annual tax bills.

Property Tax Bills Across Granger, St. Joseph County, Indiana

Source: Ownwell

$505

$1,865

$3,225

Median Granger Tax Bill

$3,225

Median St. Joseph County Tax Bill

$1,785

Median Indiana Tax Bill

$1,691

Median United States Tax Bill

$2,400

Property Tax Bills Across Granger, St. Joseph County, Indiana

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
46530	$1,803	$2,426	$3,225	$4,321	$5,866

Source: Ownwell