Hamilton County, Iowa Property Taxes

Name: Property Tax Bills Across Hamilton County, Iowa
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Hamilton County effective property tax rate: 1.61%, significantly higher than the national median of 1.02%.
Median Hamilton County home value: $127,340
Median annual Hamilton County tax bill: $1,946, $454 lower than the national median property tax bill of $2,400.

How are property taxes in Hamilton County calculated?

Property taxes in Hamilton County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Webster City or another part of Hamilton County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Hamilton County, Iowa Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.61%

Estimate Property Tax Bill

$2,050

$1,903

Ownwell’s Hamilton County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Hamilton County with just two data points. By entering your property's estimated assessed value, our calculator applies Hamilton County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Hamilton County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Hamilton County, Iowa

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Hamilton County's effective property tax rate to other counties in Iowa or the U.S. median property tax rate.

Property Tax Rates Across Hamilton County, Iowa

Source: Ownwell

1.17%

1.49%

1.80%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Hamilton County Tax Rate

1.61%

Median Effective Iowa Tax Rate

1.54%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Hamilton County, Iowa

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Alden	N/A	N/A	N/A	N/A	N/A
Blairsburg	0.96%	1.00%	1.26%	1.52%	1.62%
Boone	N/A	N/A	N/A	N/A	N/A
Duncombe	1.12%	1.16%	1.18%	1.34%	1.47%
Ellsworth	1.14%	1.23%	1.45%	1.57%	1.63%
Jewell	1.12%	1.22%	1.32%	1.42%	1.50%
Kamrar	0.98%	1.06%	1.24%	1.50%	1.79%
Radcliffe	1.12%	1.16%	1.21%	1.35%	1.50%
Randall	1.13%	1.18%	1.24%	1.32%	1.39%
Roland	N/A	N/A	N/A	N/A	N/A
Stanhope	1.06%	1.17%	1.32%	1.46%	1.58%
Story City	1.10%	1.16%	1.21%	1.28%	1.39%
Stratford	1.02%	1.10%	1.33%	1.50%	1.58%
Webster City	1.19%	1.68%	1.80%	1.95%	2.10%
Williams	1.01%	1.18%	1.55%	1.80%	1.84%
Woolstock	1.13%	1.16%	1.17%	1.26%	1.38%

Source: Ownwell

Property Tax Assessment Values Across Hamilton County, Iowa

When examining property taxes in Hamilton County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hamilton County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Hamilton County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hamilton County. For example, the median tax bill in Hamilton County is $1,247, with tax bills ranging significantly across the county. Story City has the highest median home price at $231,985.

Property Tax Assessment Values Across Hamilton County, Iowa

Source: Ownwell

$86,690

$159,338

$231,985

Median Hamilton County Market Value

$127,340

Median Iowa Market Value

$167,100

Median United States Market Value

$235,294

Property Tax Assessment Values Across Hamilton County, Iowa

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Alden	N/A	N/A	N/A	N/A	N/A
Blairsburg	$31,208	$63,610	$109,390	$179,610	$241,158
Boone	N/A	N/A	N/A	N/A	N/A
Duncombe	$69,581	$124,660	$183,565	$226,638	$258,642
Ellsworth	$51,360	$91,020	$152,360	$227,680	$337,094
Jewell	$62,194	$102,130	$157,050	$247,220	$356,096
Kamrar	$24,590	$47,070	$86,690	$165,340	$285,328
Radcliffe	$94,292	$150,595	$196,955	$285,620	$364,512
Randall	$36,356	$80,760	$127,490	$168,190	$221,014
Roland	N/A	N/A	N/A	N/A	N/A
Stanhope	$39,038	$86,350	$140,870	$207,130	$287,668
Story City	$124,410	$179,640	$231,985	$373,312	$500,982
Stratford	$43,505	$79,145	$119,850	$198,648	$293,088
Webster City	$47,393	$74,172	$116,410	$184,850	$282,170
Williams	$31,350	$55,460	$87,880	$172,975	$245,285
Woolstock	$133,360	$141,030	$205,730	$280,700	$398,680

Source: Ownwell

Property Tax Bills Across Hamilton County, Iowa

In Hamilton County, IA, property tax bills are calculated based on the assessed value of a property, which is determined by the county assessor. This value is then multiplied by the local tax rate to determine the annual tax bill. The median home price in Hamilton County is $127,340, which influences the overall tax responsibility for homeowners. The median property tax bill in the area is $2,400, aligning with the national median. However, tax bills can vary significantly across the county. For example, Story City has the highest median tax bill at $2,741, while Kamrar has the lowest at $1,089. The 25th percentile tax bill is $1,247, while the 75th and 90th percentiles are $2,904 and $4,365, respectively. These variations reflect differences in property values and local tax rates, impacting homeowners' financial obligations. Understanding these factors can help homeowners anticipate their tax bills and plan accordingly, ensuring they are prepared for the financial responsibilities of property ownership in Hamilton County.

Property Tax Bills Across Hamilton County, Iowa

Source: Ownwell

$1,089

$1,915

$2,741

Median Hamilton County Tax Bill

$1,946

Median Iowa Tax Bill

$2,508

Median United States Tax Bill

$2,400

Property Tax Bills Across Hamilton County, Iowa

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Alden	N/A	N/A	N/A	N/A	N/A
Blairsburg	$326	$772	$1,430	$2,101	$2,703
Boone	N/A	N/A	N/A	N/A	N/A
Duncombe	$869	$1,513	$2,258	$2,872	$3,136
Ellsworth	$802	$1,367	$2,204	$3,036	$4,292
Jewell	$810	$1,332	$2,029	$3,136	$4,484
Kamrar	$406	$644	$1,089	$2,024	$3,115
Radcliffe	$1,216	$2,045	$2,599	$3,501	$4,682
Randall	$542	$940	$1,510	$2,126	$2,629
Roland	N/A	N/A	N/A	N/A	N/A
Stanhope	$561	$1,114	$1,802	$2,723	$3,477
Story City	$1,390	$2,152	$2,741	$3,950	$5,365
Stratford	$536	$1,048	$1,584	$2,407	$3,330
Webster City	$859	$1,330	$2,040	$3,058	$4,620
Williams	$452	$866	$1,400	$2,164	$3,092
Woolstock	$1,520	$1,862	$2,425	$3,370	$4,538

Source: Ownwell