Hardin County Property Taxes
The median property tax rate in Hardin County is 0.93%, which is lower than both the national median of 0.99% and the Kentucky state median of 1.02%. With the median home value in Hardin County, the typical annual property tax bill reaches $132, considerably less than the national median of $2,690. Property taxes in Hardin County are calculated based on the tax assessed value, which often falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Hardin County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Elizabethtown or another part of Hardin County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Hardin County Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.02%
Estimate Property Tax Bill
$2,040
Ownwell’s Hardin County Property Tax Bill Calculator assists homeowners, real estate investors, and potential buyers in estimating their annual property taxes in Hardin County using just two data points. By entering your property's estimated assessed value, our calculator applies the median tax rate in Hardin County to project your property tax bill. This tool helps you understand potential tax liabilities effectively. For more localized property tax trends, scroll down to navigate to city-specific information. Your property's assessed value is the value assigned by the county for property tax calculations and includes any applicable exemptions.
Property Tax Rates Across Hardin County, Kentucky
Property taxes in Hardin County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Hardin County is 0.93%, which is lower than the U.S. national median of 0.99%. Local government entities within Hardin County set these rates annually, and they can vary significantly between different areas within the county. Each year, Hardin County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Hardin County's effective property tax rate with other areas in Kentucky and the national median. For comparison, the city of West Point has one of the higher property tax rates in Kentucky at 1.33%, while the city of Glendale boasts one of the lowest at 0.72%. Analyzing how Hardin County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Hardin County Tax Rate
0.93%
Average Kentucky Tax Rate
1.02%
Average United States Tax Rate
0.99%
Property Tax Rates Across Hardin County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Big Clifty | 0.74% | 0.93% | 0.93% | 1.19% | 1.53% |
| Cecilia | 0.57% | 0.93% | 0.93% | 1.11% | 1.30% |
| Eastview | 0.53% | 0.93% | 0.96% | 1.15% | 1.50% |
| Elizabethtown | 0.35% | 0.67% | 0.93% | 1.05% | 1.21% |
| Glendale | 0.24% | 0.48% | 0.72% | 0.93% | 1.04% |
| Hodgenville | 1.03% | 1.03% | 1.03% | 1.03% | 1.03% |
| Lebanon Junction | 0.47% | 0.64% | 0.93% | 1.33% | 1.59% |
| New Haven | 0.45% | 0.63% | 0.93% | 0.93% | 0.93% |
| Radcliff | 0.14% | 0.14% | 0.14% | 0.14% | 0.98% |
| Rineyville | 0.57% | 0.93% | 0.93% | 1.05% | 1.33% |
| Sonora | 0.84% | 0.93% | 1.02% | 1.13% | 1.23% |
| Upton | 0.59% | 0.93% | 1.18% | 1.24% | 1.55% |
| Vine Grove | 0.14% | 0.53% | 0.93% | 0.93% | 1.05% |
| West Point | 0.94% | 1.33% | 1.33% | 1.40% | 1.66% |
| White Mills | 0.47% | 0.93% | 0.93% | 1.18% | 1.54% |
Source: Ownwell
Property Tax Assessment Values Across Hardin County, Kentucky
In Hardin County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Hardin County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Hardin County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. Being aware of these valuation processes in Hardin County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively. Residents in Hodgenville face the highest median tax bill at $326, while those in Big Clifty enjoy the lowest median tax bill at $107.
Average Hardin County Assessed Value
$21,400
Average Kentucky Assessed Value
$110,000
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Hardin County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Big Clifty | $3,360 | $6,325 | $12,250 | $27,500 | $45,830 |
| Cecilia | $4,500 | $9,400 | $16,100 | $34,300 | $84,120 |
| Eastview | $2,980 | $7,400 | $13,800 | $26,150 | $43,540 |
| Elizabethtown | $5,000 | $15,000 | $31,550 | $90,000 | $158,090 |
| Glendale | $9,460 | $18,000 | $27,500 | $55,400 | $119,860 |
| Hodgenville | $31,700 | $31,700 | $31,700 | $31,700 | $31,700 |
| Lebanon Junction | $3,640 | $5,000 | $7,400 | $8,800 | $16,400 |
| New Haven | $8,900 | $8,900 | $8,900 | $33,300 | $47,940 |
| Radcliff | $2,200 | $6,500 | $15,500 | $59,000 | $105,010 |
| Rineyville | $2,600 | $6,500 | $12,000 | $25,000 | $37,850 |
| Sonora | $2,910 | $8,175 | $14,400 | $34,375 | $119,600 |
| Upton | $4,000 | $7,625 | $16,950 | $39,600 | $73,840 |
| Vine Grove | $9,090 | $11,400 | $21,350 | $69,900 | $109,400 |
| West Point | $1,700 | $2,900 | $5,600 | $25,000 | $45,880 |
| White Mills | $2,730 | $7,650 | $15,750 | $22,375 | $66,330 |
Source: Ownwell
Property Tax Bills Across Hardin County, Kentucky
Property tax bills in Hardin County, KY, are calculated based on the assessed value of a property, which is determined by the county assessor. The tax bill is derived by multiplying the assessed value by the local tax rate. For instance, in Hardin County, the median home price is $21,400. Homeowners in this region can expect their property tax bills to vary significantly. At the 25th percentile, tax bills are around $47, while at the 75th percentile, they rise to approximately $312. For those in the 90th percentile, tax bills can reach up to $985. These figures illustrate a wide range in property tax obligations, influenced by factors such as property size, location, and improvements. Homeowners in Hodgenville face the highest median tax bill at $326, whereas those in Big Clifty encounter the lowest at $107. Compared to the national median property tax rate of 0.99%, Hardin County's tax rates can be considered relatively modest, impacting homeowners' financial planning and property-related decisions.
Average Hardin County Tax Bill
$132
Average Kentucky Tax Bill
$1,031
Average United States Tax Bill
$2,690
Property Tax Bills Across Hardin County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Big Clifty | $37 | $69 | $107 | $224 | $484 |
| Cecilia | $38 | $91 | $163 | $271 | $713 |
| Eastview | $30 | $65 | $118 | $196 | $337 |
| Elizabethtown | $37 | $98 | $216 | $796 | $1,453 |
| Glendale | $65 | $93 | $166 | $432 | $807 |
| Hodgenville | $326 | $326 | $326 | $326 | $326 |
| Lebanon Junction | $30 | $36 | $72 | $107 | $153 |
| New Haven | $83 | $83 | $83 | $137 | $169 |
| Radcliff | $4 | $13 | $43 | $123 | $186 |
| Rineyville | $23 | $38 | $119 | $233 | $330 |
| Sonora | $30 | $85 | $146 | $334 | $884 |
| Upton | $44 | $95 | $154 | $451 | $770 |
| Vine Grove | $27 | $93 | $163 | $424 | $811 |
| West Point | $23 | $38 | $66 | $320 | $608 |
| White Mills | $29 | $72 | $158 | $207 | $554 |
Source: Ownwell