Saint Bernard, Louisiana Property Taxes
The median property tax rate in Saint Bernard, LA is 1.54%, considerably higher than both the national median of 0.99% and the Louisiana state median of 0.91%. With the median home value in Saint Bernard at $72,560, the typical annual property tax bill reaches $1,041, exceeding the national median of $2,690. Property taxes in Saint Bernard are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Saint Bernard's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Saint Bernard or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Saint Bernard, Louisiana Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.54%
Estimate Property Tax Bill
$1,117
Ownwell’s Saint Bernard Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Saint Bernard with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Saint Bernard to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Saint Bernard, Louisiana
Property taxes in Saint Bernard, Louisiana, play a crucial role in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Saint Bernard is 1.54%, significantly higher than the U.S. national median of 0.99%. Local government entities within Saint Bernard set these rates annually, and they can vary significantly across different neighborhoods. Each year, Saint Bernard estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Saint Bernard's effective property tax rate to other areas and the national median. For comparison, the 70085 zip code has both the highest and lowest median property tax rate of 1.54%. Understanding how these areas compare with Saint Bernard provides valuable insights into the varying tax landscape across St. Bernard Parish, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Saint Bernard Tax Rate
1.54%
Average St. Bernard County Tax Rate
0.98%
Average Louisiana Tax Rate
0.91%
Average United States Tax Rate
0.99%
Property Tax Rates Across Saint Bernard, Louisiana
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 70085 | 0.29% | 0.62% | 1.54% | 1.54% | 1.54% |
Source: Ownwell
Property Tax Assessment Values Across Saint Bernard, Louisiana
Understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes in Saint Bernard, Louisiana. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the local appraisal district for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Saint Bernard, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. For example, the median home price in Saint Bernard is $72,560, with tax bills ranging from $586 at the 25th percentile to $3,283 at the 90th percentile. By understanding these valuation concepts, property owners can better navigate their tax responsibilities and identify opportunities for protesting assessments or applying for exemptions to manage their tax burden effectively.
Property Tax Assessment Values Across Saint Bernard, Louisiana
Source: Ownwell
$72,560
$106,630
$140,700
Average Saint Bernard Assessed Value
$72,560
Average St. Bernard County Assessed Value
$110,000
Average Louisiana Assessed Value
$105,500
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Saint Bernard, Louisiana
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 70085 | $44,000 | $56,000 | $72,560 | $124,600 | $205,164 |
Source: Ownwell
Property Tax Bills Across Saint Bernard, Louisiana
In Saint Bernard, property tax bills are calculated based on the assessed value of a home, which is determined by the local tax assessor. The assessed value is a percentage of the property's market value. For example, if the median home price in Saint Bernard is $72,560, the assessed value would be a fraction of this amount. Tax rates are then applied to this assessed value to determine the annual tax bill. Several factors influence the final tax bill, including the property's location within the county, any applicable exemptions, and the specific tax rates set by local taxing authorities. Homeowners in Saint Bernard can expect their tax bills to vary significantly. For instance, the 25th percentile tax bill is around $586, while the 90th percentile tax bill can reach up to $3,283. This variation highlights the impact of property values and local tax policies on individual homeowners. Compared to the national median property tax rate of 0.99%, Saint Bernard's tax rates reflect the unique economic and regulatory environment of the region.
Average Saint Bernard Tax Bill
$1,041
Average St. Bernard County Tax Bill
$1,179
Average Louisiana Tax Bill
$865
Average United States Tax Bill
$2,690
Property Tax Bills Across Saint Bernard, Louisiana
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 70085 | $248 | $586 | $1,041 | $2,023 | $3,283 |
Source: Ownwell