Cumberland County, Maine Property Taxes
Median Cumberland County effective property tax rate: 1.52%, significantly higher than the national median of 1.02%.
Median Cumberland County home value: $319,900
Median annual Cumberland County tax bill: $4,856, $2,456 higher than the national median property tax bill of $2,400.
How are property taxes in Cumberland County calculated?
Property taxes in Cumberland County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Portland or another part of Cumberland County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Cumberland County, Maine Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.52%
Estimate Property Tax Bill
$4,862
$4,512
Property Tax Rates Across Cumberland County, Maine
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumberland County Tax Rate
1.52%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maine Tax Rate
1.57%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cumberland County, Maine
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bailey Island | 0.59% | 0.59% | 0.59% | 0.59% | 0.59% |
| Bridgton | 1.72% | 1.72% | 1.72% | 1.72% | 1.72% |
| Brunswick | 2.33% | 2.33% | 2.33% | 2.33% | 2.33% |
| Buxton | N/A | N/A | N/A | N/A | N/A |
| Cape Elizabeth | 2.11% | 2.11% | 2.12% | 2.12% | 2.12% |
| Casco | 1.57% | 1.57% | 1.57% | 1.57% | 1.57% |
| Chebeague Island | 1.25% | 1.25% | 1.25% | 1.25% | 1.25% |
| Cliff Island | N/A | N/A | N/A | N/A | N/A |
| Cumberland | 2.12% | 2.12% | 2.12% | 2.12% | 2.12% |
| Cumberland Center | 2.12% | 2.12% | 2.12% | 2.12% | 2.12% |
| Cumberland Foreside | 2.12% | 2.12% | 2.12% | 2.12% | 2.12% |
| Cushing Island | N/A | N/A | N/A | N/A | N/A |
| Diamond Cove | 1.44% | 1.44% | 1.44% | 1.44% | 1.44% |
| East Baldwin | 1.24% | 1.24% | 1.24% | 1.24% | 1.24% |
| Falmouth | 1.19% | 1.19% | 1.19% | 1.19% | 1.19% |
| Freeport | 1.36% | 1.36% | 1.37% | 1.37% | 1.37% |
| Frye Island | N/A | N/A | N/A | N/A | N/A |
| Gorham | 1.28% | 1.28% | 1.28% | 1.29% | 1.29% |
| Gray | 1.52% | 1.52% | 1.52% | 1.52% | 1.52% |
| Great Diamond Island | 1.44% | 1.44% | 1.44% | 1.44% | 1.44% |
| Harpswell | 0.59% | 0.59% | 0.59% | 0.59% | 0.59% |
| Harrison | 1.19% | 1.19% | 1.19% | 1.19% | 1.19% |
| Long Island | 0.80% | 0.80% | 0.80% | 0.80% | 0.80% |
| Naples | 0.91% | 0.91% | 0.92% | 0.92% | 0.92% |
| New Gloucester | 1.43% | 1.43% | 1.43% | 1.43% | 1.43% |
| North Yarmouth | 1.81% | 1.81% | 1.81% | 1.81% | 1.81% |
| Orrs Island | 0.59% | 0.59% | 0.59% | 0.59% | 0.59% |
| Peaks Island | 1.44% | 1.44% | 1.44% | 1.44% | 1.44% |
| Pine Point | 1.60% | 1.60% | 1.60% | 1.60% | 1.60% |
| Portland | 1.44% | 1.44% | 1.44% | 1.44% | 1.44% |
| Pownal | 1.88% | 1.88% | 1.89% | 1.89% | 1.89% |
| Raymond | 1.59% | 1.59% | 1.59% | 1.59% | 1.59% |
| Scarborough | 1.60% | 1.60% | 1.60% | 1.60% | 1.60% |
| Sebago | 1.30% | 1.30% | 1.30% | 1.30% | 1.30% |
| South Portland | 1.56% | 1.56% | 1.56% | 1.56% | 1.56% |
| Standish | 1.44% | 1.44% | 1.45% | 1.45% | 1.45% |
| Steep Falls | 1.44% | 1.44% | 1.45% | 1.45% | 1.45% |
| West Baldwin | 1.24% | 1.24% | 1.24% | 1.24% | 1.24% |
| Westbrook | 1.81% | 1.81% | 1.81% | 1.81% | 1.81% |
| Windham | 1.16% | 1.16% | 1.16% | 1.16% | 1.16% |
| Yarmouth | 2.16% | 2.16% | 2.16% | 2.16% | 2.16% |
Source: Ownwell
Property Tax Assessment Values Across Cumberland County, Maine
When examining property taxes in Cumberland County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cumberland County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cumberland County.
For example, the median tax bill in Cumberland County is $5,176, with tax bills ranging significantly across the county. Falmouth has the highest median home price at $651,100.
Property Tax Assessment Values Across Cumberland County, Maine
Source: Ownwell
$153,100
$402,100
$651,100
Median Cumberland County Market Value
$319,900
Median Maine Market Value
$204,200
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cumberland County, Maine
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bailey Island | $257,100 | $374,650 | $504,200 | $670,750 | $1,096,000 |
| Bridgton | $79,632 | $111,154 | $154,062 | $206,110 | $307,609 |
| Brunswick | $32,980 | $155,950 | $218,600 | $303,150 | $411,900 |
| Buxton | N/A | N/A | N/A | N/A | N/A |
| Cape Elizabeth | $191,940 | $243,375 | $332,550 | $491,125 | $730,160 |
| Casco | $19,200 | $101,625 | $153,100 | $234,900 | $335,530 |
| Chebeague Island | $207,660 | $255,100 | $333,200 | $592,000 | $776,520 |
| Cliff Island | N/A | N/A | N/A | N/A | N/A |
| Cumberland | $271,800 | $293,150 | $464,400 | $886,900 | $2,247,760 |
| Cumberland Center | $207,940 | $247,150 | $318,000 | $421,850 | $526,400 |
| Cumberland Foreside | $289,460 | $342,200 | $515,600 | $723,300 | $1,235,380 |
| Cushing Island | N/A | N/A | N/A | N/A | N/A |
| Diamond Cove | $286,100 | $361,600 | $430,700 | $799,100 | $1,163,600 |
| East Baldwin | $11,940 | $74,000 | $164,800 | $219,200 | $276,520 |
| Falmouth | $370,200 | $476,000 | $651,100 | $875,600 | $1,192,400 |
| Freeport | $161,600 | $262,300 | $370,600 | $543,850 | $792,300 |
| Frye Island | N/A | N/A | N/A | N/A | N/A |
| Gorham | $196,520 | $293,200 | $374,500 | $472,200 | $555,360 |
| Gray | $159,800 | $219,600 | $274,100 | $337,200 | $410,760 |
| Great Diamond Island | $269,500 | $284,025 | $392,950 | $581,625 | $675,200 |
| Harpswell | $186,000 | $279,700 | $421,500 | $650,400 | $950,800 |
| Harrison | $106,880 | $128,650 | $183,200 | $250,800 | $516,120 |
| Long Island | $167,386 | $244,388 | $365,318 | $476,576 | $597,204 |
| Naples | $86,030 | $135,627 | $209,815 | $268,141 | $342,662 |
| New Gloucester | $108,420 | $181,447 | $235,748 | $295,684 | $376,934 |
| North Yarmouth | $202,400 | $252,450 | $336,100 | $414,850 | $519,920 |
| Orrs Island | $232,980 | $316,800 | $465,800 | $709,350 | $1,022,780 |
| Peaks Island | $279,400 | $338,600 | $432,000 | $575,850 | $755,700 |
| Pine Point | $369,020 | $397,675 | $505,700 | $896,400 | $996,850 |
| Portland | $261,300 | $314,100 | $390,150 | $515,800 | $683,400 |
| Pownal | $167,580 | $215,000 | $265,200 | $338,200 | $420,800 |
| Raymond | $147,000 | $190,300 | $251,900 | $375,600 | $581,680 |
| Scarborough | $221,890 | $283,700 | $382,350 | $486,775 | $669,570 |
| Sebago | $88,227 | $152,954 | $202,857 | $277,094 | $538,421 |
| South Portland | $198,360 | $235,400 | $286,600 | $353,500 | $452,440 |
| Standish | $80,600 | $170,500 | $223,800 | $304,800 | $422,800 |
| Steep Falls | $145,940 | $182,300 | $210,400 | $252,600 | $304,120 |
| West Baldwin | $80,220 | $135,800 | $181,350 | $226,525 | $282,380 |
| Westbrook | $139,960 | $185,400 | $217,800 | $262,700 | $315,800 |
| Windham | $235,800 | $282,600 | $351,400 | $445,300 | $559,490 |
| Yarmouth | $222,400 | $265,700 | $352,500 | $509,350 | $713,600 |
Source: Ownwell
Property Tax Bills Across Cumberland County, Maine
Property tax bills in Cumberland County, ME, are determined by multiplying the assessed value of a property by the local tax rate. This assessed value is typically a percentage of the property's market value, which is influenced by factors such as location, size, and condition. In Cumberland County, the property tax rate is higher than the national median of 1.02%, resulting in a median tax bill that exceeds the national median of $2,400.
Homeowners in Cumberland County experience a wide range of tax bills. For instance, the 25th percentile tax bill is $3,581, while the 75th percentile reaches $6,771. At the 90th percentile, homeowners may face a tax bill as high as $9,521. The highest median tax bill in the county is found in Cumberland Foreside at $10,931, whereas Naples sees the lowest at $1,920. These variations can significantly impact homeowners' finances, influencing decisions about purchasing or maintaining a home in different parts of the county. Understanding these dynamics helps homeowners plan and manage their property-related expenses effectively.
Median Cumberland County Tax Bill
$4,856
Median Maine Tax Bill
$3,200
Median United States Tax Bill
$2,400
Property Tax Bills Across Cumberland County, Maine
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bailey Island | $1,517 | $2,210 | $2,975 | $3,957 | $6,466 |
| Bridgton | $1,372 | $1,912 | $2,652 | $3,545 | $5,291 |
| Brunswick | $801 | $3,658 | $5,107 | $7,068 | $9,601 |
| Buxton | N/A | N/A | N/A | N/A | N/A |
| Cape Elizabeth | $4,060 | $5,146 | $7,011 | $10,370 | $15,238 |
| Casco | $301 | $1,592 | $2,398 | $3,679 | $5,254 |
| Chebeague Island | $2,596 | $3,189 | $4,206 | $7,400 | $9,707 |
| Cliff Island | N/A | N/A | N/A | N/A | N/A |
| Cumberland | $5,762 | $6,215 | $9,845 | $18,802 | $47,652 |
| Cumberland Center | $4,411 | $5,242 | $6,747 | $8,941 | $11,153 |
| Cumberland Foreside | $6,137 | $7,248 | $10,931 | $15,334 | $26,190 |
| Cushing Island | N/A | N/A | N/A | N/A | N/A |
| Diamond Cove | $4,123 | $5,211 | $6,206 | $11,515 | $16,767 |
| East Baldwin | $150 | $926 | $2,054 | $2,726 | $3,436 |
| Falmouth | $4,427 | $5,691 | $7,769 | $10,437 | $14,215 |
| Freeport | $2,206 | $3,580 | $5,061 | $7,424 | $10,872 |
| Frye Island | N/A | N/A | N/A | N/A | N/A |
| Gorham | $2,706 | $3,786 | $4,829 | $6,074 | $7,147 |
| Gray | $2,426 | $3,334 | $4,161 | $5,119 | $6,235 |
| Great Diamond Island | $3,884 | $4,093 | $5,662 | $8,381 | $9,730 |
| Harpswell | $1,097 | $1,650 | $2,487 | $3,837 | $5,610 |
| Harrison | $1,272 | $1,531 | $2,180 | $2,984 | $6,142 |
| Long Island | $1,346 | $1,965 | $2,937 | $3,832 | $4,802 |
| Naples | $787 | $1,241 | $1,920 | $2,454 | $3,135 |
| New Gloucester | $1,573 | $2,600 | $3,371 | $4,228 | $5,387 |
| North Yarmouth | $3,663 | $4,570 | $6,083 | $7,508 | $9,410 |
| Orrs Island | $1,375 | $1,869 | $2,748 | $4,186 | $6,034 |
| Peaks Island | $4,026 | $4,879 | $6,225 | $8,298 | $10,890 |
| Pine Point | $5,893 | $6,351 | $8,076 | $14,316 | $15,920 |
| Portland | $3,765 | $4,526 | $5,622 | $7,433 | $9,847 |
| Pownal | $3,159 | $4,053 | $4,999 | $6,375 | $7,932 |
| Raymond | $2,433 | $3,070 | $4,021 | $5,980 | $9,266 |
| Scarborough | $3,544 | $4,531 | $6,105 | $7,774 | $10,693 |
| Sebago | $1,145 | $1,983 | $2,633 | $3,597 | $6,989 |
| South Portland | $3,081 | $3,663 | $4,459 | $5,499 | $7,039 |
| Standish | $1,165 | $2,464 | $3,234 | $4,404 | $6,109 |
| Steep Falls | $2,109 | $2,634 | $3,040 | $3,650 | $4,395 |
| West Baldwin | $996 | $1,687 | $2,254 | $2,848 | $3,507 |
| Westbrook | $2,533 | $3,356 | $3,941 | $4,755 | $5,716 |
| Windham | $2,740 | $3,287 | $4,082 | $5,172 | $6,518 |
| Yarmouth | $4,808 | $5,744 | $7,621 | $11,012 | $15,428 |
Source: Ownwell