Calvert County, Maryland Property Taxes

Name: Property Tax Bills Across Calvert County, Maryland
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Calvert County effective property tax rate: 1.01%, slightly lower than the national median of 1.02%.
Median Calvert County home value: $346,200
Median annual Calvert County tax bill: $3,494, $1,094 higher than the national median property tax bill of $2,400.

How are property taxes in Calvert County calculated?

Property taxes in Calvert County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Prince Frederick or another part of Calvert County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Calvert County, Maryland Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.01%

Estimate Property Tax Bill

$3,497

$3,245

Ownwell’s Calvert County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Calvert County with just two data points. By entering your property's estimated assessed value, our calculator applies Calvert County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Calvert County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Calvert County, Maryland

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Calvert County's effective property tax rate to other counties in Maryland or the U.S. median property tax rate. Calvert County has a median property tax rate of 1.01%, slightly below the national median of 1.02%. Notably, North Beach in Calvert County has the highest median tax rate at 1.07%, while Chesapeake Beach has the lowest at 0.91%. This diversity in tax rates within the same county illustrates how local budget requirements and property values influence property taxes. Understanding these differences can help property owners make informed decisions about potential tax obligations and opportunities for appeals or exemptions.

Property Tax Rates Across Calvert County, Maryland

Source: Ownwell

0.91%

0.99%

1.07%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Calvert County Tax Rate

1.01%

Median Effective Maryland Tax Rate

1.06%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Calvert County, Maryland

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Broomes Island	1.04%	1.04%	1.04%	1.04%	1.04%
Chesapeake Beach	0.87%	0.89%	0.91%	0.94%	0.99%
Dunkirk	0.89%	0.92%	0.93%	0.94%	0.95%
Friendship	N/A	N/A	N/A	N/A	N/A
Huntingtown	0.97%	0.99%	1.00%	1.01%	1.02%
Lusby	1.04%	1.04%	1.04%	1.04%	1.04%
North Beach	0.91%	0.92%	1.07%	1.12%	1.15%
Owings	0.89%	0.92%	0.93%	0.95%	0.97%
Port Republic	1.00%	1.02%	1.04%	1.04%	1.04%
Prince Frederick	0.98%	0.99%	1.01%	1.02%	1.04%
Saint Leonard	1.04%	1.04%	1.04%	1.04%	1.04%
Solomons	1.04%	1.04%	1.04%	1.04%	1.04%
St Leonard	N/A	N/A	N/A	N/A	N/A
Sunderland	0.91%	0.92%	0.94%	0.98%	1.01%

Source: Ownwell

Property Tax Assessment Values Across Calvert County, Maryland

When examining property taxes in Calvert County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Calvert County Department of Assessments and Taxation estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Calvert County. For example, the median tax bill in Calvert County is $4,546, with tax bills ranging significantly across the county. Dunkirk has the highest median home price at $492,400.

Property Tax Assessment Values Across Calvert County, Maryland

Source: Ownwell

$226,700

$359,550

$492,400

Median Calvert County Market Value

$346,200

Median Maryland Market Value

$317,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Calvert County, Maryland

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Broomes Island	$157,500	$213,400	$334,200	$517,100	$669,600
Chesapeake Beach	$219,400	$296,400	$351,800	$478,400	$591,120
Dunkirk	$336,300	$404,200	$492,400	$634,300	$794,660
Friendship	N/A	N/A	N/A	N/A	N/A
Huntingtown	$269,010	$351,300	$437,200	$533,950	$641,600
Lusby	$137,270	$188,575	$226,700	$288,925	$414,120
North Beach	$204,560	$247,625	$296,100	$371,950	$453,270
Owings	$310,000	$389,150	$483,800	$585,600	$703,380
Port Republic	$199,520	$263,300	$346,400	$419,600	$506,760
Prince Frederick	$201,400	$264,600	$345,450	$453,750	$555,100
Saint Leonard	$186,500	$232,325	$324,550	$409,500	$527,880
Solomons	$187,240	$232,200	$309,200	$398,400	$535,320
St Leonard	N/A	N/A	N/A	N/A	N/A
Sunderland	$248,460	$348,700	$447,100	$561,750	$665,840

Source: Ownwell

Property Tax Bills Across Calvert County, Maryland

In Calvert County, MD, property tax bills are calculated based on the assessed value of a home and the local tax rate. The median home price in this area is $346,200, which plays a significant role in determining the tax bill. Homeowners in Calvert County face a median property tax bill higher than the national median of $2,400, with bills ranging from $2,561 at the 25th percentile to $5,806 at the 90th percentile. This suggests that property taxes can vary widely depending on the value of the property and other local factors. Dunkirk, within the county, has the highest median tax bill of $4,546, while Lusby has the lowest at $2,427. These figures highlight the impact of location and property value on tax obligations. For homeowners, understanding these factors is crucial, as higher property taxes can influence overall housing affordability and financial planning. Being aware of how tax bills are calculated can help homeowners make informed decisions and potentially identify opportunities for tax appeals or exemptions.

Property Tax Bills Across Calvert County, Maryland

Source: Ownwell

$2,427

$3,487

$4,546

Median Calvert County Tax Bill

$3,494

Median Maryland Tax Bill

$3,419

Median United States Tax Bill

$2,400

Property Tax Bills Across Calvert County, Maryland

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Broomes Island	$1,682	$2,221	$3,481	$5,394	$6,960
Chesapeake Beach	$2,173	$2,692	$3,241	$4,364	$5,379
Dunkirk	$3,218	$3,790	$4,546	$5,752	$7,222
Friendship	N/A	N/A	N/A	N/A	N/A
Huntingtown	$2,841	$3,554	$4,378	$5,298	$6,364
Lusby	$1,793	$2,075	$2,427	$3,095	$4,428
North Beach	$2,179	$2,454	$2,923	$3,852	$4,744
Owings	$3,006	$3,639	$4,488	$5,391	$6,446
Port Republic	$2,197	$2,774	$3,597	$4,322	$5,239
Prince Frederick	$2,160	$2,712	$3,490	$4,568	$5,638
Saint Leonard	$1,981	$2,467	$3,403	$4,267	$5,491
Solomons	$2,049	$2,488	$3,281	$4,155	$5,608
St Leonard	N/A	N/A	N/A	N/A	N/A
Sunderland	$2,455	$3,352	$4,220	$5,270	$6,601

Source: Ownwell