Charles County, Maryland Property Taxes
Median Charles County effective property tax rate: 1.34%, significantly higher than the national median of 1.02%.
Median Charles County home value: $334,400
Median annual Charles County tax bill: $4,464, $2,064 higher than the national median property tax bill of $2,400.
How are property taxes in Charles County calculated?
Property taxes in Charles County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Waldorf or another part of Charles County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Charles County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.34%
Estimate Property Tax Bill
$4,481
$4,158
Property Tax Rates Across Charles County, Maryland
Local government entities in Maryland set property tax rates, which can vary significantly across the state. This variation stems from the annual process where each county calculates its budgetary needs to provide essential services and divides that by the total assessed value of all taxable property within its jurisdiction. This calculation determines the property tax rate for the county. While the process involves votes and legislation, this is the core of how rates are set each year.
In Charles County, the effective property tax rate provides an interesting comparison to both other counties in Maryland and the national median property tax rate of 1.02%. With a median property tax rate of 1.34%, Charles County surpasses the national average, reflecting the unique budgetary requirements and property values within the county. Meanwhile, the highest median tax rate in Maryland is found in La Plata at 1.48%, while Accokeek boasts the lowest at 1.18%. These figures illustrate the diverse range of property tax rates within the state, influenced by varying local needs and property assessments.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Charles County Tax Rate
1.34%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maryland Tax Rate
1.06%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Charles County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Accokeek | 1.08% | 1.14% | 1.18% | 1.22% | 1.27% |
| Bel Alton | 1.40% | 1.41% | 1.43% | 1.46% | 1.50% |
| Benedict | 1.39% | 1.43% | 1.46% | 1.49% | 1.53% |
| Brandywine | 1.39% | 1.41% | 1.43% | 1.45% | 1.50% |
| Bryans Road | 1.11% | 1.16% | 1.22% | 1.31% | 1.61% |
| Bryantown | 1.39% | 1.41% | 1.43% | 1.47% | 1.64% |
| Charlotte Hall | 1.39% | 1.40% | 1.43% | 1.45% | 1.48% |
| Cobb Island | 1.38% | 1.41% | 1.45% | 1.48% | 1.53% |
| Faulkner | 1.38% | 1.41% | 1.44% | 1.49% | 1.79% |
| Hughesville | 1.38% | 1.40% | 1.42% | 1.46% | 1.72% |
| Indian Head | 1.08% | 1.17% | 1.28% | 1.37% | 1.56% |
| La Plata | 1.21% | 1.40% | 1.48% | 1.51% | 1.69% |
| Marbury | 1.03% | 1.14% | 1.20% | 1.29% | 1.33% |
| Mechanicsville | 1.41% | 1.43% | 1.44% | 1.47% | 1.49% |
| Mount Victoria | 1.22% | 1.38% | 1.39% | 1.45% | 1.53% |
| Nanjemoy | 1.01% | 1.11% | 1.23% | 1.33% | 1.43% |
| Newburg | 1.37% | 1.40% | 1.44% | 1.48% | 1.54% |
| Pomfret | 1.05% | 1.14% | 1.21% | 1.26% | 1.33% |
| Port Tobacco | 1.15% | 1.38% | 1.41% | 1.45% | 1.50% |
| Swan Point | 1.37% | 1.39% | 1.41% | 1.43% | 1.44% |
| Waldorf | 1.16% | 1.28% | 1.32% | 1.38% | 1.45% |
| Welcome | 1.06% | 1.14% | 1.25% | 1.35% | 1.43% |
| Bryans Rd | N/A | N/A | N/A | N/A | N/A |
| Issue | N/A | N/A | N/A | N/A | N/A |
| Laplata | N/A | N/A | N/A | N/A | N/A |
| White Plains | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Charles County, Maryland
When examining property taxes in Charles County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Charles County Department of Assessments and Taxation estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Charles County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Charles County.
For example, the median tax bill in Charles County is $5,505, with tax bills ranging significantly across the county. Accokeek has the highest median home price at $470,800.
Property Tax Assessment Values Across Charles County, Maryland
Source: Ownwell
$219,900
$345,350
$470,800
Median Charles County Market Value
$334,400
Median Maryland Market Value
$317,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Charles County, Maryland
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Accokeek | $312,080 | $391,100 | $470,800 | $572,500 | $620,600 |
| Bel Alton | $209,800 | $246,100 | $301,600 | $355,000 | $405,460 |
| Benedict | $161,460 | $185,100 | $219,900 | $279,000 | $371,880 |
| Brandywine | $207,770 | $273,975 | $344,700 | $406,875 | $489,200 |
| Bryans Road | $218,500 | $274,800 | $341,000 | $440,100 | $549,500 |
| Bryantown | $198,300 | $279,000 | $356,600 | $443,550 | $529,900 |
| Charlotte Hall | $225,560 | $282,275 | $356,700 | $443,525 | $536,030 |
| Cobb Island | $145,310 | $183,950 | $234,350 | $332,975 | $445,290 |
| Faulkner | $202,100 | $244,625 | $336,000 | $420,375 | $492,650 |
| Hughesville | $202,030 | $300,700 | $387,100 | $485,775 | $572,600 |
| Indian Head | $65,800 | $206,800 | $266,900 | $358,100 | $497,520 |
| La Plata | $179,380 | $263,700 | $336,200 | $416,400 | $511,120 |
| Marbury | $189,010 | $230,100 | $294,500 | $368,750 | $492,660 |
| Mechanicsville | $235,440 | $257,400 | $306,900 | $362,300 | $408,560 |
| Mount Victoria | $171,060 | $266,875 | $416,400 | $544,175 | $590,280 |
| Nanjemoy | $153,670 | $219,175 | $304,500 | $409,050 | $529,310 |
| Newburg | $173,180 | $202,325 | $272,350 | $387,400 | $547,900 |
| Pomfret | $265,200 | $327,300 | $385,400 | $468,650 | $592,100 |
| Port Tobacco | $222,200 | $287,400 | $414,500 | $542,850 | $630,260 |
| Swan Point | $267,700 | $296,000 | $353,500 | $432,100 | $531,320 |
| Waldorf | $218,700 | $270,475 | $328,200 | $415,500 | $508,600 |
| Welcome | $240,470 | $305,200 | $386,450 | $508,125 | $657,640 |
| Bryans Rd | N/A | N/A | N/A | N/A | N/A |
| Issue | N/A | N/A | N/A | N/A | N/A |
| Laplata | N/A | N/A | N/A | N/A | N/A |
| White Plains | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Charles County, Maryland
In Charles County, MD, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. The median home price in the county is $334,400, and homeowners can expect a median property tax bill significantly higher than the national median of $2,400. The tax bill varies widely, with the 25th percentile at $3,554 and the 75th percentile reaching $5,850, reflecting the diverse property values within the county. The highest median tax bill is found in Hughesville at $5,505, while Benedict has the lowest at $3,156.
Factors influencing the tax bill include the property's assessed value, local tax rates, and any applicable exemptions or deductions. These taxes fund essential services such as schools, roads, and emergency services, directly impacting the community's quality of life. For homeowners, understanding these elements is crucial as they affect annual financial planning and the overall cost of homeownership. With property taxes being a significant expense, homeowners need to be aware of their assessment and potential appeal options.
Median Charles County Tax Bill
$4,464
Median Maryland Tax Bill
$3,419
Median United States Tax Bill
$2,400
Property Tax Bills Across Charles County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Accokeek | $4,037 | $4,451 | $5,474 | $6,526 | $6,811 |
| Bel Alton | $3,056 | $3,554 | $4,274 | $5,000 | $5,790 |
| Benedict | $2,084 | $2,640 | $3,156 | $3,965 | $5,471 |
| Brandywine | $2,927 | $3,866 | $4,879 | $5,747 | $6,905 |
| Bryans Road | $2,849 | $3,349 | $4,051 | $6,011 | $8,053 |
| Bryantown | $2,595 | $3,928 | $5,034 | $6,167 | $8,207 |
| Charlotte Hall | $3,329 | $4,090 | $5,083 | $6,285 | $7,732 |
| Cobb Island | $2,105 | $2,698 | $3,381 | $4,713 | $6,198 |
| Faulkner | $2,710 | $3,507 | $4,730 | $6,413 | $7,973 |
| Hughesville | $3,184 | $4,388 | $5,505 | $7,185 | $8,798 |
| Indian Head | $1,026 | $2,669 | $3,241 | $4,622 | $6,196 |
| La Plata | $2,728 | $3,766 | $4,934 | $6,238 | $7,510 |
| Marbury | $2,040 | $2,790 | $3,432 | $4,323 | $5,656 |
| Mechanicsville | $3,348 | $3,733 | $4,387 | $5,158 | $6,022 |
| Mount Victoria | $2,624 | $3,680 | $5,453 | $7,567 | $8,173 |
| Nanjemoy | $1,911 | $2,628 | $3,559 | $4,816 | $6,350 |
| Newburg | $2,487 | $2,927 | $3,868 | $5,506 | $7,870 |
| Pomfret | $3,194 | $3,940 | $4,531 | $5,452 | $6,853 |
| Port Tobacco | $3,099 | $4,105 | $5,461 | $7,434 | $9,441 |
| Swan Point | $3,654 | $4,196 | $4,917 | $6,147 | $7,491 |
| Waldorf | $2,954 | $3,607 | $4,300 | $5,502 | $6,843 |
| Welcome | $2,854 | $3,898 | $4,785 | $5,993 | $7,592 |
| Bryans Rd | N/A | N/A | N/A | N/A | N/A |
| Issue | N/A | N/A | N/A | N/A | N/A |
| Laplata | N/A | N/A | N/A | N/A | N/A |
| White Plains | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell