Adamstown, Frederick County, Maryland Property Taxes
Median Adamstown, MD effective property tax rate: 1.14%, significantly higher than the national median of 1.02%, but lower than the Maryland state median of 1.06%. Median Adamstown, MD home value: $458,100. Median annual Adamstown, MD tax bill: $5,135, $2,735 higher than the national median property tax bill of $2,400.
How are property taxes in Frederick calculated?
Property taxes in Adamstown, MD are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Adamstown’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Adamstown, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Adamstown, Frederick County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.14%
Estimate Property Tax Bill
$5,222
$4,846
Property Tax Rates Across Adamstown, Frederick County, Maryland
Local government entities set tax rates, which can vary widely within a state. This variation occurs because each year, counties estimate their budget requirements for services and divide that by the total value of all taxable property in their area. This calculation determines the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially the annual process.
In Adamstown, located in Frederick County, Maryland, the effective property tax rate can be compared to other cities within the state and the national median. Maryland's median property tax rate is 1.14%, which is above the national median of 1.02%. This means property owners in Adamstown may experience higher property tax bills compared to the national average, which stands at $2,400. Comparing Adamstown's rate to other cities in Maryland can provide valuable insights into potential savings or costs. Understanding these differences can help property owners make informed decisions about property tax appeals and exemptions, potentially leading to significant savings.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Adamstown Tax Rate
1.14%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Frederick County Tax Rate
1.20%
Median Effective Maryland Tax Rate
1.06%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Adamstown, Frederick County, Maryland
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
21710 | 1.04% | 1.12% | 1.14% | 1.16% | 1.18% |
Source: Ownwell
Property Tax Assessment Values Across Adamstown, Frederick County, Maryland
When examining property taxes in Adamstown, Maryland, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Frederick County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Frederick County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Adamstown.
For example, the median home price in Adamstown is $458,100, with tax bills ranging significantly across the county. Zip code 21710 has the highest median home price at $458,100.
Property Tax Assessment Values Across Adamstown, Frederick County, Maryland
Source: Ownwell

$211,100
$375,950
$540,800
Median Adamstown Market Value
$458,100
Median Frederick County Market Value
$362,500
Median Maryland Market Value
$317,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Adamstown, Frederick County, Maryland
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
21710 | $258,000 | $350,650 | $458,100 | $547,950 | $635,940 |
Source: Ownwell
Property Tax Bills Across Adamstown, Frederick County, Maryland
In Adamstown, located in Frederick County, MD, property tax bills are calculated based on the assessed value of a home, which is derived from the market value. The local property tax rate is applied to this assessed value to determine the annual tax bill. Factors influencing these bills include changes in property values, local tax rates, and any applicable exemptions or deductions. Homeowners in Adamstown face a median property tax bill of $5,135, significantly higher than the national median of $2,400. This can be a substantial financial burden, especially when compared to the national median property tax rate of 1.02%.
Ownwell offers a solution by providing expert property tax appeal and exemption services. By analyzing property assessments and market conditions, Ownwell helps homeowners identify opportunities for tax savings. This can lead to a reduction in property tax bills, ensuring homeowners in Adamstown pay only their fair share. With Ownwell's assistance, homeowners can navigate the complexities of property taxes and potentially save thousands of dollars annually.
Median Adamstown Tax Bill
$5,135
Median Frederick County Tax Bill
$4,509
Median Maryland Tax Bill
$3,419
Median United States Tax Bill
$2,400
Property Tax Bills Across Adamstown, Frederick County, Maryland
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
21710 | $2,878 | $3,823 | $5,135 | $6,152 | $7,059 |
Source: Ownwell