Garrett County, Maryland Property Taxes

Name: Property Tax Bills Across Garrett County, Maryland
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Garrett County effective property tax rate: 1.17%, significantly higher than the national median of 1.02%.
Median Garrett County home value: $165,700
Median annual Garrett County tax bill: $1,945, $455 lower than the national median property tax bill of $2,400.

How are property taxes in Garrett County calculated?

Property taxes in Garrett County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Oakland or another part of Garrett County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Garrett County, Maryland Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.17%

Estimate Property Tax Bill

$1,939

$1,799

Ownwell’s Garrett County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Garrett County with just two data points. By entering your property's estimated assessed value, our calculator applies Garrett County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Garrett County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Garrett County, Maryland

Local government entities are responsible for setting property tax rates, which can vary significantly within a state. Each year, counties estimate the budget needed to provide essential services and divide this by the total value of taxable property in their area, resulting in the property tax rate. Although the process involves votes and regulations, this is the fundamental annual procedure. In Garrett County, Maryland, the effective property tax rate stands at 1.17%, which is above the national median of 1.02%. Within Maryland, Garrett County's rate falls between the highest rate in Kitzmiller at 1.36% and the lowest in Swanton at 0.95%. This comparison highlights the variation in tax rates even within a single state. Understanding these differences is crucial for property owners seeking to manage their tax liabilities effectively. By staying informed about local tax rates and how they compare to state and national averages, property owners can make better financial decisions and potentially reduce their tax burden through appeals or exemptions.

Property Tax Rates Across Garrett County, Maryland

Source: Ownwell

0.95%

1.16%

1.36%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Garrett County Tax Rate

1.17%

Median Effective Maryland Tax Rate

1.06%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Garrett County, Maryland

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Accident	1.18%	1.18%	1.19%	1.21%	1.65%
Barton	1.14%	1.17%	1.19%	1.24%	1.29%
Bittinger	1.18%	1.19%	1.19%	1.20%	1.20%
Bloomington	1.20%	1.26%	1.27%	1.27%	1.28%
Friendsville	1.14%	1.15%	1.18%	1.21%	1.57%
Frostburg	1.13%	1.15%	1.16%	1.18%	1.22%
Grantsville	1.12%	1.15%	1.17%	1.22%	1.31%
Kitzmiller	1.14%	1.18%	1.36%	1.48%	1.51%
Lonaconing	1.12%	1.15%	1.16%	1.18%	1.22%
Mc Henry	1.18%	1.19%	1.34%	1.34%	1.34%
Oakland	0.88%	0.99%	1.09%	1.24%	1.40%
Swanton	0.81%	0.88%	0.95%	1.16%	1.21%
Westernport	1.03%	1.16%	1.19%	1.20%	1.27%
Deer Park	N/A	N/A	N/A	N/A	N/A
Mchenry	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Garrett County, Maryland

When examining property taxes in Garrett County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Garrett County Department of Assessments and Taxation estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Garrett County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Garrett County. For example, the median tax bill in Garrett County is $2402, with tax bills ranging significantly across the county. Swanton has the highest median home price at $357,900.

Property Tax Assessment Values Across Garrett County, Maryland

Source: Ownwell

$40,850

$199,375

$357,900

Median Garrett County Market Value

$165,700

Median Maryland Market Value

$317,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Garrett County, Maryland

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Accident	$65,220	$99,300	$143,700	$209,200	$274,120
Barton	$43,060	$59,200	$109,600	$172,200	$249,040
Bittinger	$81,300	$90,050	$121,700	$169,600	$287,380
Bloomington	$35,120	$48,275	$73,200	$95,350	$107,870
Friendsville	$42,800	$66,850	$109,800	$157,900	$228,000
Frostburg	$61,810	$90,875	$135,400	$181,050	$256,160
Grantsville	$48,430	$80,925	$120,950	$171,075	$246,610
Kitzmiller	$23,710	$30,900	$40,850	$73,075	$112,670
Lonaconing	$60,480	$97,100	$141,400	$215,450	$264,720
Mc Henry	$129,340	$200,000	$335,000	$558,150	$811,960
Oakland	$54,200	$99,100	$163,500	$326,650	$724,540
Swanton	$59,220	$130,300	$357,900	$719,150	$1,184,380
Westernport	$40,340	$87,800	$98,200	$129,600	$182,120
Deer Park	N/A	N/A	N/A	N/A	N/A
Mchenry	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Garrett County, Maryland

In Garrett County, MD, property tax bills are determined based on the assessed value of a home, which is a percentage of the property's market value. The county's property tax rate is applied to this assessed value to calculate the annual tax bill. Various factors, including the property's location, size, and market conditions, influence the assessed value. Homeowners in Garrett County can expect a wide range of tax bills. For instance, while the median home price is $165,700, tax bills can range from the 25th percentile at $1,175 to the 90th percentile at $7,437. The highest median tax bill is found in McHenry at $4,211, while Kitzmiller boasts the lowest at $575. These figures show that Garrett County's property tax bills can vary significantly across different areas, impacting homeowners' financial planning. Compared to the national median property tax bill of $2,400, Garrett County presents a diverse tax landscape, with some homeowners benefiting from lower-than-average bills and others facing higher expenses.

Property Tax Bills Across Garrett County, Maryland

Source: Ownwell

$575

$2,393

$4,211

Median Garrett County Tax Bill

$1,945

Median Maryland Tax Bill

$3,419

Median United States Tax Bill

$2,400

Property Tax Bills Across Garrett County, Maryland

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Accident	$832	$1,269	$1,798	$2,567	$3,416
Barton	$555	$754	$1,319	$1,918	$2,903
Bittinger	$980	$1,082	$1,451	$2,011	$3,199
Bloomington	$430	$609	$898	$1,135	$1,327
Friendsville	$523	$804	$1,312	$1,851	$2,631
Frostburg	$743	$1,039	$1,558	$2,097	$2,909
Grantsville	$568	$957	$1,415	$1,979	$2,794
Kitzmiller	$309	$413	$575	$923	$1,414
Lonaconing	$745	$1,102	$1,621	$2,444	$2,992
Mc Henry	$1,524	$2,666	$4,211	$7,191	$10,145
Oakland	$672	$1,201	$1,898	$3,554	$6,915
Swanton	$813	$1,560	$3,423	$6,795	$10,488
Westernport	$365	$1,086	$1,172	$1,536	$2,057
Deer Park	N/A	N/A	N/A	N/A	N/A
Mchenry	N/A	N/A	N/A	N/A	N/A

Source: Ownwell