Whiteford, Harford County, Maryland Property Taxes
Median Whiteford, MD effective property tax rate: 1.04%, slightly higher than the national median of 1.02%, but lower than the Maryland state median of 1.06%.
Median Whiteford, MD home value: $275,550
Median annual Whiteford, MD tax bill: $2,654, $254 higher than the national median property tax bill of $2,400.
How are property taxes in Harford calculated?
Property taxes in Whiteford, MD are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Whiteford’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Whiteford, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Whiteford, Harford County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.04%
Estimate Property Tax Bill
$2,866
$2,659
Property Tax Rates Across Whiteford, Harford County, Maryland
Local government entities set tax rates, which can vary widely within a state. This is because each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell.
Compare Whiteford’s effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S. In Maryland, the median property tax rate aligns closely with the national median rate. Whiteford, located in Harford County, reflects this trend. The property tax rate here is consistent across the region, providing a stable environment for property owners. Maryland’s property tax rates are slightly above the national median, which means property owners in Whiteford might pay a bit more compared to the national average. However, this ensures well-funded local services and infrastructure, adding value to property investments. Understanding these nuances can help property owners make informed decisions about their investments.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Whiteford Tax Rate
1.04%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Harford County Tax Rate
0.99%
Median Effective Maryland Tax Rate
1.06%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Whiteford, Harford County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21160 | 0.80% | 0.99% | 1.04% | 1.05% | 1.07% |
Source: Ownwell
Property Tax Assessment Values Across Whiteford, Harford County, Maryland
When examining property taxes in Whiteford, Maryland, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Harford County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Harford County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Whiteford. For example, the median home price in Whiteford is $275,550, with tax bills ranging significantly across the county. Zip code 21160 has the highest median home price at $275,550.
Property Tax Assessment Values Across Whiteford, Harford County, Maryland
Source: Ownwell
$164,500
$289,000
$413,500
Median Whiteford Market Value
$275,550
Median Harford County Market Value
$279,650
Median Maryland Market Value
$317,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Whiteford, Harford County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21160 | $160,070 | $201,475 | $275,550 | $374,975 | $499,100 |
Source: Ownwell
Property Tax Bills Across Whiteford, Harford County, Maryland
Median Whiteford Tax Bill
$2,654
Median Harford County Tax Bill
$2,716
Median Maryland Tax Bill
$3,419
Median United States Tax Bill
$2,400
Property Tax Bills Across Whiteford, Harford County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21160 | $1,415 | $1,893 | $2,654 | $3,688 | $4,891 |
Source: Ownwell