Essex County, Massachusetts Property Taxes
The median property tax rate in Essex County is 1.12%, which is significantly higher than both the national median of 0.99% and the Massachusetts state median of 1.23%. With the median home value in Essex County at $545,500, the typical annual property tax bill reaches $6,145, exceeding the national median of $2,690. Property taxes in Essex County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Essex County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Salem or another part of Essex County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Essex County, Massachusetts Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.12%
Estimate Property Tax Bill
$6,110
$5,670
Ownwell’s Essex County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Essex County with just two data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Essex County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Essex County, Massachusetts
Property taxes in Essex County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Essex County is 1.12%, which is higher than the U.S. national median of 0.99%. Local government entities within Essex County set these rates annually, and they can vary significantly between different areas within the county. Each year, Essex County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Essex County's effective property tax rate with other areas in Massachusetts and the national median. For comparison, the city of Wenham has one of the higher property tax rates in Massachusetts at 1.74%, while the city of Byfield boasts one of the lowest at 0.77%. Analyzing how Essex County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Essex County Tax Rate
1.12%
Average Massachusetts Tax Rate
1.23%
Average United States Tax Rate
0.99%
Property Tax Rates Across Essex County, Massachusetts
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Amesbury | 1.63% | 1.63% | 1.63% | 1.63% | 1.63% |
| Andover | 1.37% | 1.37% | 1.37% | 1.37% | 1.37% |
| Beverly | 1.12% | 1.12% | 1.12% | 1.12% | 1.12% |
| Boxford | 1.30% | 1.30% | 1.30% | 1.31% | 1.31% |
| Byfield | 0.77% | 0.77% | 0.77% | 0.77% | 0.77% |
| Danvers | 1.17% | 1.17% | 1.18% | 1.18% | 1.18% |
| Essex | 1.39% | 1.39% | 1.39% | 1.39% | 1.39% |
| Georgetown | 1.30% | 1.30% | 1.30% | 1.30% | 1.30% |
| Gloucester | 0.97% | 0.97% | 0.97% | 0.97% | 0.97% |
| Groveland | 1.31% | 1.31% | 1.31% | 1.31% | 1.31% |
| Hathorne | N/A | N/A | N/A | N/A | N/A |
| Haverhill | 1.11% | 1.11% | 1.11% | 1.12% | 1.12% |
| Ipswich | 1.14% | 1.14% | 1.14% | 1.14% | 1.14% |
| Lawrence | 1.02% | 1.02% | 1.02% | 1.02% | 1.02% |
| Lynn | 1.11% | 1.11% | 1.11% | 1.12% | 1.12% |
| Lynnfield | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% |
| Manchester | 1.04% | 1.04% | 1.04% | 1.04% | 1.04% |
| Marblehead | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% |
| Melrose | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% |
| Merrimac | 1.48% | 1.48% | 1.48% | 1.48% | 1.48% |
| Methuen | 1.17% | 1.17% | 1.17% | 1.17% | 1.17% |
| Middleton | 1.29% | 1.29% | 1.29% | 1.29% | 1.29% |
| Nahant | 0.91% | 0.91% | 0.91% | 0.91% | 0.91% |
| Newbury | 0.77% | 0.77% | 0.77% | 0.77% | 0.77% |
| Newburyport | 1.07% | 1.07% | 1.07% | 1.07% | 1.07% |
| North Andover | 1.22% | 1.22% | 1.22% | 1.22% | 1.22% |
| Peabody | 0.95% | 0.95% | 0.95% | 0.95% | 0.95% |
| Prides Crossing | N/A | N/A | N/A | N/A | N/A |
| Rockport | 0.94% | 0.94% | 0.94% | 0.94% | 0.94% |
| Rowley | 1.30% | 1.30% | 1.30% | 1.30% | 1.30% |
| Salem | 1.25% | 1.25% | 1.25% | 1.25% | 1.25% |
| Salisbury | 1.04% | 1.04% | 1.04% | 1.05% | 1.05% |
| Saugus | 1.13% | 1.13% | 1.13% | 1.13% | 1.13% |
| South Hamilton | 1.63% | 1.63% | 1.63% | 1.63% | 1.63% |
| Swampscott | 1.17% | 1.17% | 1.17% | 1.17% | 1.17% |
| Tewksbury | N/A | N/A | N/A | N/A | N/A |
| Topsfield | 1.47% | 1.47% | 1.47% | 1.47% | 1.47% |
| Wenham | 1.73% | 1.73% | 1.74% | 1.74% | 1.74% |
| West Boxford | N/A | N/A | N/A | N/A | N/A |
| West Newbury | 1.10% | 1.10% | 1.10% | 1.10% | 1.10% |
Source: Ownwell
Property Tax Assessment Values Across Essex County, Massachusetts
In Essex County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Essex County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Essex County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. For instance, Prides Crossing has the highest median tax bill at $15,126, while Hathorne has the lowest at $4,103. Being aware of these valuation processes in Essex County will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Essex County, Massachusetts
Source: Ownwell
$258,000
$568,450
$878,900
Average Essex County Assessed Value
$545,500
Average Massachusetts Assessed Value
$492,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Essex County, Massachusetts
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Amesbury | $217,300 | $365,700 | $450,000 | $561,200 | $676,900 |
| Andover | $336,000 | $592,325 | $740,000 | $924,500 | $1,162,050 |
| Beverly | $427,050 | $526,025 | $603,150 | $720,075 | $936,090 |
| Boxford | $617,820 | $742,200 | $878,900 | $1,098,800 | $1,356,260 |
| Byfield | $558,890 | $621,975 | $709,000 | $855,000 | $1,047,490 |
| Danvers | $378,380 | $470,700 | $542,200 | $642,475 | $783,410 |
| Essex | $442,340 | $526,150 | $657,300 | $891,300 | $1,268,497 |
| Georgetown | $378,100 | $444,225 | $558,600 | $716,275 | $844,850 |
| Gloucester | $389,600 | $485,575 | $621,500 | $901,300 | $1,471,550 |
| Groveland | $425,400 | $469,600 | $534,800 | $632,550 | $744,400 |
| Hathorne | N/A | N/A | N/A | N/A | N/A |
| Haverhill | $262,300 | $336,900 | $410,000 | $490,400 | $586,000 |
| Ipswich | $431,400 | $538,725 | $672,450 | $896,728 | $1,151,635 |
| Lawrence | $223,320 | $333,200 | $424,500 | $542,600 | $615,240 |
| Lynn | $298,060 | $409,000 | $475,300 | $596,500 | $720,700 |
| Lynnfield | $566,980 | $690,275 | $815,750 | $1,011,025 | $1,199,540 |
| Manchester | $518,160 | $671,700 | $869,700 | $1,326,500 | $2,457,980 |
| Marblehead | $527,050 | $650,600 | $775,950 | $997,000 | $1,489,100 |
| Melrose | $485,100 | $582,750 | $602,600 | $657,400 | $674,900 |
| Merrimac | $342,940 | $408,025 | $476,000 | $580,650 | $714,810 |
| Methuen | $302,800 | $367,700 | $433,900 | $521,800 | $617,650 |
| Middleton | $411,660 | $516,950 | $638,100 | $857,580 | $1,172,750 |
| Nahant | $478,880 | $602,775 | $747,050 | $973,075 | $1,453,210 |
| Newbury | $578,700 | $678,650 | $818,800 | $1,037,650 | $1,363,060 |
| Newburyport | $379,670 | $528,225 | $672,650 | $868,075 | $1,125,740 |
| North Andover | $267,000 | $430,925 | $582,400 | $754,500 | $901,230 |
| Peabody | $375,500 | $449,500 | $523,450 | $601,800 | $692,800 |
| Prides Crossing | N/A | N/A | N/A | N/A | N/A |
| Rockport | $398,310 | $512,075 | $626,500 | $801,825 | $1,193,750 |
| Rowley | $391,000 | $480,875 | $582,550 | $722,050 | $823,900 |
| Salem | $313,000 | $388,000 | $466,600 | $554,900 | $658,700 |
| Salisbury | $283,800 | $379,950 | $463,300 | $594,700 | $777,760 |
| Saugus | $421,660 | $465,700 | $520,200 | $612,850 | $746,500 |
| South Hamilton | $435,820 | $518,100 | $644,900 | $829,425 | $1,160,110 |
| Swampscott | $351,820 | $503,200 | $643,000 | $824,200 | $1,163,380 |
| Tewksbury | N/A | N/A | N/A | N/A | N/A |
| Topsfield | $588,190 | $678,675 | $798,300 | $944,875 | $1,208,140 |
| Wenham | $559,760 | $655,600 | $774,500 | $960,600 | $1,297,680 |
| West Boxford | N/A | N/A | N/A | N/A | N/A |
| West Newbury | $539,010 | $622,000 | $745,400 | $918,825 | $1,126,670 |
Source: Ownwell
Property Tax Bills Across Essex County, Massachusetts
In Essex County, MA, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. The assessed value is then multiplied by the local tax rate to determine the annual tax bill. Factors such as property size, location, and market conditions influence the assessed value. For instance, the median home price in Essex County is $545,500, resulting in varying tax bills. Homeowners at the 25th percentile pay around $4,768 annually, while those at the 75th percentile face bills of approximately $8,234. High-end properties, such as those in Prides Crossing, can see median tax bills as high as $15,126, whereas areas like Hathorne have lower median tax bills, around $4,103. These property taxes significantly impact homeowners by affecting their annual expenses and potentially influencing property values. Compared to the national median property tax rate of 0.99%, Essex County's tax rates can vary, highlighting the importance of understanding local tax policies.
Average Essex County Tax Bill
$6,145
Average Massachusetts Tax Bill
$5,844
Average United States Tax Bill
$2,690
Property Tax Bills Across Essex County, Massachusetts
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Amesbury | $3,551 | $5,974 | $7,353 | $9,170 | $11,061 |
| Andover | $4,577 | $8,092 | $10,111 | $12,633 | $15,874 |
| Beverly | $4,795 | $5,907 | $6,772 | $8,080 | $10,499 |
| Boxford | $8,063 | $9,686 | $11,468 | $14,340 | $17,699 |
| Byfield | $4,292 | $4,778 | $5,446 | $6,566 | $8,065 |
| Danvers | $4,445 | $5,532 | $6,371 | $7,548 | $9,202 |
| Essex | $6,140 | $7,314 | $9,123 | $12,388 | $17,607 |
| Georgetown | $4,908 | $5,766 | $7,251 | $9,297 | $10,966 |
| Gloucester | $3,791 | $4,724 | $6,047 | $8,770 | $14,319 |
| Groveland | $5,586 | $6,165 | $7,021 | $8,306 | $9,774 |
| Hathorne | N/A | N/A | N/A | N/A | N/A |
| Haverhill | $2,925 | $3,755 | $4,567 | $5,459 | $6,524 |
| Ipswich | $4,909 | $6,130 | $7,652 | $10,207 | $13,107 |
| Lawrence | $2,271 | $3,385 | $4,314 | $5,514 | $6,252 |
| Lynn | $3,323 | $4,560 | $5,298 | $6,650 | $8,035 |
| Lynnfield | $6,407 | $7,800 | $9,218 | $11,429 | $13,554 |
| Manchester | $5,405 | $7,006 | $9,071 | $13,835 | $25,637 |
| Marblehead | $5,270 | $6,509 | $7,770 | $9,970 | $14,891 |
| Melrose | $5,462 | $6,562 | $6,785 | $7,402 | $7,599 |
| Merrimac | $5,065 | $6,029 | $7,036 | $8,576 | $10,558 |
| Methuen | $3,543 | $4,300 | $5,074 | $6,100 | $7,225 |
| Middleton | $5,298 | $6,654 | $8,212 | $11,037 | $15,093 |
| Nahant | $4,353 | $5,480 | $6,790 | $8,845 | $13,210 |
| Newbury | $4,449 | $5,220 | $6,288 | $7,969 | $10,468 |
| Newburyport | $4,078 | $5,672 | $7,224 | $9,323 | $12,090 |
| North Andover | $3,268 | $5,264 | $7,128 | $9,235 | $11,031 |
| Peabody | $3,575 | $4,280 | $4,985 | $5,731 | $6,596 |
| Prides Crossing | N/A | N/A | N/A | N/A | N/A |
| Rockport | $3,756 | $4,829 | $5,908 | $7,561 | $11,258 |
| Rowley | $5,091 | $6,261 | $7,585 | $9,390 | $10,724 |
| Salem | $3,916 | $4,854 | $5,837 | $6,941 | $8,240 |
| Salisbury | $2,966 | $3,970 | $4,841 | $6,215 | $8,128 |
| Saugus | $4,747 | $5,243 | $5,857 | $6,900 | $8,406 |
| South Hamilton | $7,109 | $8,449 | $10,511 | $13,529 | $18,907 |
| Swampscott | $4,128 | $5,908 | $7,549 | $9,676 | $13,658 |
| Tewksbury | N/A | N/A | N/A | N/A | N/A |
| Topsfield | $8,640 | $9,964 | $11,727 | $13,880 | $17,747 |
| Wenham | $9,712 | $11,375 | $13,438 | $16,666 | $22,515 |
| West Boxford | N/A | N/A | N/A | N/A | N/A |
| West Newbury | $5,945 | $6,861 | $8,222 | $10,135 | $12,427 |
Source: Ownwell
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