Hampden County Property Taxes
The median property tax rate in Hampden County is 1.70%, which is significantly higher than both the national median of 0.99% and the Massachusetts state median of 1.23%. With the median home value in Hampden County at $245,200, the typical annual property tax bill reaches $4,101, exceeding the national median of $2,690. Property taxes in Hampden County are calculated based on the tax assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Hampden County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Springfield or another part of Hampden County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Hampden County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.7%
Estimate Property Tax Bill
$4,168
$3,868
Ownwell’s Hampden County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Hampden County with just 2 data points. Enter your property's estimated assessed value, our calculator applies the median tax rate in Hampden County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Hampden County, Massachusetts
Property taxes in Hampden play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Hampden is 1.70%, which is higher than both the Massachusetts state median and the U.S. national median of 0.99%. Local government entities within Hampden set these rates annually, and they can vary significantly between different areas within the county. Each year, Hampden estimates its required budget to maintain services for the upcoming fiscal year and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Hampden's effective property tax rate with other counties in Massachusetts and the national median. For comparison, the city of Longmeadow has one of the higher property tax rates in Massachusetts at 2.29%, while the city of Tolland boasts one of the lowest at 0.80%. Analyzing how Hampden's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Hampden County Tax Rate
1.70%
Average Massachusetts Tax Rate
1.23%
Average United States Tax Rate
0.99%
Property Tax Rates Across Hampden County, Massachusetts
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Agawam | 1.58% | 1.58% | 1.58% | 1.58% | 1.58% |
| Blandford | 1.37% | 1.37% | 1.37% | 1.37% | 1.37% |
| Bondsville | 2.03% | 2.03% | 2.03% | 2.03% | 2.03% |
| Brimfield | 1.52% | 1.52% | 1.52% | 1.52% | 1.52% |
| Chester | 1.78% | 1.78% | 1.78% | 1.78% | 1.78% |
| Chicopee | 1.51% | 1.51% | 1.52% | 1.52% | 1.52% |
| Easthampton | 1.88% | 1.88% | 1.88% | 1.88% | 1.88% |
| East Longmeadow | 1.85% | 1.85% | 1.85% | 1.85% | 1.85% |
| Feeding Hills | 1.58% | 1.58% | 1.58% | 1.58% | 1.58% |
| Granville | 0.80% | 0.80% | 1.42% | 1.42% | 1.42% |
| Hampden | 1.69% | 1.69% | 1.69% | 1.69% | 1.69% |
| Holland | 1.31% | 1.31% | 1.31% | 1.31% | 1.31% |
| Holyoke | 1.88% | 1.88% | 1.88% | 1.88% | 1.88% |
| Huntington | 1.48% | 1.49% | 1.49% | 1.78% | 1.78% |
| Indian Orchard | 1.70% | 1.70% | 1.70% | 1.71% | 1.71% |
| Longmeadow | 2.29% | 2.29% | 2.29% | 2.29% | 2.29% |
| Ludlow | 1.95% | 1.95% | 1.95% | 1.95% | 1.95% |
| Monson | 1.59% | 1.59% | 1.59% | 1.59% | 1.59% |
| Montgomery | 1.48% | 1.48% | 1.49% | 1.49% | 1.49% |
| Palmer | 1.94% | 1.94% | 1.94% | 1.97% | 2.03% |
| Russell | 1.86% | 1.86% | 1.86% | 1.86% | 1.86% |
| Southampton | 1.70% | 1.70% | 1.70% | 1.70% | 1.70% |
| South Hadley | 1.51% | 1.51% | 1.51% | 1.51% | 1.52% |
| Southwick | 1.61% | 1.61% | 1.61% | 1.61% | 1.61% |
| Springfield | 1.70% | 1.70% | 1.70% | 1.71% | 1.71% |
| Thorndike | 2.01% | 2.01% | 2.01% | 2.01% | 2.01% |
| Three Rivers | 1.97% | 1.97% | 1.97% | 1.97% | 1.97% |
| Tolland | 0.80% | 0.80% | 0.80% | 0.80% | 0.80% |
| Wales | 1.71% | 1.71% | 1.71% | 1.71% | 1.71% |
| Westfield | 1.70% | 1.70% | 1.70% | 1.70% | 1.70% |
| West Springfield | 1.55% | 1.55% | 1.55% | 1.55% | 1.55% |
| Wilbraham | 1.87% | 1.87% | 1.87% | 1.87% | 1.87% |
| Woronoco | 1.86% | 1.86% | 1.86% | 1.86% | 1.86% |
| Worthington | 1.78% | 1.78% | 1.78% | 1.78% | 1.78% |
Source: Ownwell
Property Tax Assessment Values Across Hampden County, Massachusetts
In Hampden County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Hampden County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Hampden County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. In Hampden County, the highest median tax bill is in Longmeadow at $9,021, while the lowest is in Tolland at $1,294. Being aware of these valuation processes will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Hampden County, Massachusetts
Source: Ownwell
$59,100
$292,600
$526,100
Average Hampden County Assessed Value
$245,200
Average Massachusetts Assessed Value
$492,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Hampden County, Massachusetts
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Agawam | $148,600 | $197,000 | $240,000 | $292,300 | $374,000 |
| Blandford | $157,150 | $213,900 | $272,800 | $355,950 | $460,132 |
| Bondsville | $132,800 | $155,375 | $185,300 | $234,050 | $286,120 |
| Brimfield | $201,725 | $253,100 | $311,350 | $386,725 | $474,850 |
| Chester | $109,020 | $149,775 | $198,000 | $275,725 | $365,590 |
| Chicopee | $174,100 | $206,200 | $236,700 | $272,400 | $321,900 |
| Easthampton | $206,800 | $206,800 | $206,800 | $206,800 | $206,800 |
| East Longmeadow | $242,200 | $276,000 | $332,700 | $451,400 | $585,120 |
| Feeding Hills | $212,500 | $239,100 | $278,700 | $339,400 | $431,820 |
| Granville | $184,698 | $233,600 | $298,600 | $382,500 | $507,020 |
| Hampden | $237,620 | $275,000 | $322,350 | $394,285 | $493,660 |
| Holland | $179,370 | $227,725 | $301,050 | $384,450 | $485,310 |
| Holyoke | $138,500 | $176,800 | $216,000 | $262,600 | $325,030 |
| Huntington | $153,000 | $206,700 | $257,600 | $329,400 | $385,400 |
| Indian Orchard | $143,200 | $170,825 | $201,250 | $233,125 | $266,870 |
| Longmeadow | $270,770 | $318,600 | $393,650 | $503,375 | $644,180 |
| Ludlow | $172,460 | $199,100 | $242,100 | $313,400 | $394,540 |
| Monson | $187,940 | $221,900 | $276,700 | $346,200 | $429,600 |
| Montgomery | $173,320 | $215,950 | $268,800 | $345,500 | $425,986 |
| Palmer | $148,400 | $186,900 | $228,450 | $293,300 | $370,150 |
| Russell | $173,960 | $202,425 | $254,250 | $335,125 | $434,867 |
| Southampton | $202,040 | $210,500 | $228,200 | $244,800 | $264,900 |
| South Hadley | $157,800 | $191,100 | $202,200 | $273,700 | $293,920 |
| Southwick | $183,280 | $224,900 | $285,100 | $393,200 | $519,620 |
| Springfield | $147,800 | $177,700 | $209,800 | $244,000 | $282,700 |
| Thorndike | $140,550 | $177,975 | $226,750 | $268,400 | $293,800 |
| Three Rivers | $157,570 | $178,775 | $205,450 | $239,825 | $273,860 |
| Tolland | $96,660 | $121,050 | $161,700 | $286,850 | $361,940 |
| Wales | $131,150 | $168,575 | $225,300 | $287,500 | $357,940 |
| Westfield | $199,840 | $229,700 | $266,500 | $332,600 | $437,620 |
| West Springfield | $192,400 | $223,125 | $258,700 | $313,400 | $390,700 |
| Wilbraham | $238,930 | $289,275 | $350,300 | $434,200 | $531,227 |
| Woronoco | $180,860 | $192,900 | $208,600 | $224,400 | $238,320 |
| Worthington | $214,100 | $218,450 | $225,700 | $232,950 | $237,300 |
Source: Ownwell
Property Tax Bills Across Hampden County, Massachusetts
In Hampden County, MA, property tax bills are calculated based on the assessed value of a property and the local tax rate. The assessed value is determined by the county's assessor's office, which evaluates the market value of the property. This assessed value is then multiplied by the local tax rate to determine the annual property tax bill. Several factors influence the assessed value, including the property's location, size, condition, and any improvements made. For example, homes in Longmeadow have the highest median tax bill at $9,021, reflecting higher property values, while Tolland has the lowest median tax bill at $1,294. Homeowners in Hampden County can expect a range in their tax bills. At the 25th percentile, the tax bill is $3,380, while at the 75th percentile, it rises to $5,336, and at the 90th percentile, it reaches $7,386. These variations significantly impact homeowners, with higher tax bills often correlating with higher property values and, consequently, higher monthly mortgage payments.
Average Hampden County Tax Bill
$4,101
Average Massachusetts Tax Bill
$5,844
Average United States Tax Bill
$2,690
Property Tax Bills Across Hampden County, Massachusetts
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Agawam | $2,345 | $3,109 | $3,787 | $4,608 | $5,897 |
| Blandford | $2,155 | $2,933 | $3,733 | $4,862 | $6,312 |
| Bondsville | $2,698 | $3,158 | $3,765 | $4,756 | $5,814 |
| Brimfield | $3,068 | $3,852 | $4,737 | $5,882 | $7,254 |
| Chester | $1,943 | $2,670 | $3,530 | $4,916 | $6,519 |
| Chicopee | $2,638 | $3,124 | $3,586 | $4,127 | $4,877 |
| Easthampton | $3,880 | $3,880 | $3,880 | $3,880 | $3,880 |
| East Longmeadow | $4,490 | $5,117 | $6,168 | $8,369 | $10,848 |
| Feeding Hills | $3,353 | $3,773 | $4,396 | $5,354 | $6,814 |
| Granville | $1,670 | $2,502 | $3,417 | $4,538 | $5,735 |
| Hampden | $4,008 | $4,640 | $5,438 | $6,652 | $8,328 |
| Holland | $2,348 | $2,981 | $3,940 | $5,032 | $6,353 |
| Holyoke | $2,598 | $3,317 | $4,050 | $4,925 | $6,095 |
| Huntington | $2,339 | $3,350 | $4,347 | $5,251 | $6,401 |
| Indian Orchard | $2,442 | $2,913 | $3,431 | $3,974 | $4,550 |
| Longmeadow | $6,192 | $7,298 | $9,021 | $11,538 | $14,764 |
| Ludlow | $3,377 | $3,889 | $4,731 | $6,123 | $7,722 |
| Monson | $2,981 | $3,523 | $4,390 | $5,495 | $6,814 |
| Montgomery | $2,573 | $3,216 | $3,992 | $5,131 | $6,326 |
| Palmer | $2,910 | $3,660 | $4,470 | $5,772 | $7,208 |
| Russell | $3,235 | $3,766 | $4,729 | $6,233 | $8,089 |
| Southampton | $3,431 | $3,574 | $3,875 | $4,157 | $4,498 |
| South Hadley | $2,390 | $2,895 | $3,063 | $4,147 | $4,453 |
| Southwick | $2,953 | $3,623 | $4,593 | $6,334 | $8,371 |
| Springfield | $2,520 | $3,030 | $3,577 | $4,160 | $4,822 |
| Thorndike | $2,819 | $3,570 | $4,512 | $5,384 | $5,894 |
| Three Rivers | $3,107 | $3,526 | $4,051 | $4,730 | $5,400 |
| Tolland | $773 | $968 | $1,294 | $2,295 | $2,896 |
| Wales | $2,237 | $2,876 | $3,832 | $4,884 | $6,107 |
| Westfield | $3,393 | $3,900 | $4,518 | $5,634 | $7,423 |
| West Springfield | $2,990 | $3,468 | $4,020 | $4,870 | $6,071 |
| Wilbraham | $4,482 | $5,414 | $6,551 | $8,120 | $9,932 |
| Woronoco | $3,364 | $3,588 | $3,880 | $4,174 | $4,433 |
| Worthington | $3,818 | $3,895 | $4,024 | $4,154 | $4,231 |
Source: Ownwell
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