Hampden County, Massachusetts Property Taxes

Name: Property Tax Bills Across Hampden County, Massachusetts
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Hampden County effective property tax rate: 1.70%, significantly higher than the national median of 1.02%.
Median Hampden County home value: $245,200
Median annual Hampden County tax bill: $4,101, $1,701 higher than the national median property tax bill of $2,400.

How are property taxes in Hampden County calculated?

Property taxes in Hampden County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Springfield or another part of Hampden County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Hampden County, Massachusetts Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.7%

Estimate Property Tax Bill

$4,168

$3,868

Ownwell’s Hampden County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Hampden County with just two data points. By entering your property's estimated assessed value, our calculator applies Hampden County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Hampden County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Hampden County, Massachusetts

Local government entities in Massachusetts set property tax rates, which can vary significantly across the state. Each year, counties like Hampden estimate their required budget for public services and divide that by the total value of all taxable property within their jurisdiction, resulting in the property tax rate. This annual process, while influenced by votes and laws, essentially determines how much property owners will pay. In Hampden County, the effective property tax rate is higher than the national median of 1.02%. Comparing this to other counties in Massachusetts, Longmeadow boasts the highest median tax rate, while Holland offers the lowest. Despite these variations, Hampden County's rate reflects the county's specific budgetary needs and property values. Understanding these differences can help property owners make informed decisions about property investments and appeals. By comparing Hampden County's rate to the national median, property owners can better grasp the local tax landscape and its implications on their financial planning.

Property Tax Rates Across Hampden County, Massachusetts

Source: Ownwell

1.31%

1.80%

2.29%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Hampden County Tax Rate

1.70%

Median Effective Massachusetts Tax Rate

1.23%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Hampden County, Massachusetts

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Agawam	1.58%	1.58%	1.58%	1.58%	1.58%
Blandford	1.37%	1.37%	1.37%	1.37%	1.37%
Bondsville	2.03%	2.03%	2.03%	2.03%	2.03%
Brimfield	1.52%	1.52%	1.52%	1.52%	1.52%
Chester	1.78%	1.78%	1.78%	1.78%	1.78%
Chicopee	1.51%	1.51%	1.52%	1.52%	1.52%
East Longmeadow	1.85%	1.85%	1.85%	1.85%	1.85%
Feeding Hills	1.58%	1.58%	1.58%	1.58%	1.58%
Granville	0.80%	0.80%	1.42%	1.42%	1.42%
Hampden	1.69%	1.69%	1.69%	1.69%	1.69%
Holland	1.31%	1.31%	1.31%	1.31%	1.31%
Holyoke	1.88%	1.88%	1.88%	1.88%	1.88%
Huntington	1.48%	1.49%	1.49%	1.78%	1.78%
Indian Orchard	1.70%	1.70%	1.70%	1.71%	1.71%
Longmeadow	2.29%	2.29%	2.29%	2.29%	2.29%
Ludlow	1.95%	1.95%	1.95%	1.95%	1.95%
Monson	1.59%	1.59%	1.59%	1.59%	1.59%
Montgomery	1.48%	1.48%	1.49%	1.49%	1.49%
Palmer	1.94%	1.94%	1.94%	1.97%	2.03%
Russell	1.86%	1.86%	1.86%	1.86%	1.86%
Southwick	1.61%	1.61%	1.61%	1.61%	1.61%
Springfield	1.70%	1.70%	1.70%	1.71%	1.71%
Thorndike	2.01%	2.01%	2.01%	2.01%	2.01%
Three Rivers	1.97%	1.97%	1.97%	1.97%	1.97%
Wales	1.71%	1.71%	1.71%	1.71%	1.71%
Westfield	1.70%	1.70%	1.70%	1.70%	1.70%
West Springfield	1.55%	1.55%	1.55%	1.55%	1.55%
Wilbraham	1.87%	1.87%	1.87%	1.87%	1.87%
Woronoco	1.86%	1.86%	1.86%	1.86%	1.86%
Easthampton	N/A	N/A	N/A	N/A	N/A
Southampton	N/A	N/A	N/A	N/A	N/A
South Hadley	N/A	N/A	N/A	N/A	N/A
Tolland	N/A	N/A	N/A	N/A	N/A
Worthington	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Hampden County, Massachusetts

When examining property taxes in Hampden County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hampden County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Hampden County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hampden County. For example, the median tax bill in Hampden County is $4,358, with tax bills ranging significantly across the county. Longmeadow has the highest median home price at $393,650.

Property Tax Assessment Values Across Hampden County, Massachusetts

Source: Ownwell

$59,100

$292,600

$526,100

Median Hampden County Market Value

$245,200

Median Massachusetts Market Value

$492,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Hampden County, Massachusetts

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Agawam	$148,600	$197,000	$240,000	$292,300	$374,000
Blandford	$157,150	$213,900	$272,800	$355,950	$460,132
Bondsville	$132,800	$155,375	$185,300	$234,050	$286,120
Brimfield	$201,725	$253,100	$311,350	$386,725	$474,850
Chester	$109,020	$149,775	$198,000	$275,725	$365,590
Chicopee	$174,100	$206,200	$236,700	$272,400	$321,900
East Longmeadow	$242,200	$276,000	$332,700	$451,400	$585,120
Feeding Hills	$212,500	$239,100	$278,700	$339,400	$431,820
Granville	$184,698	$233,600	$298,600	$382,500	$507,020
Hampden	$237,620	$275,000	$322,350	$394,285	$493,660
Holland	$179,370	$227,725	$301,050	$384,450	$485,310
Holyoke	$138,500	$176,800	$216,000	$262,600	$325,030
Huntington	$153,000	$206,700	$257,600	$329,400	$385,400
Indian Orchard	$143,200	$170,825	$201,250	$233,125	$266,870
Longmeadow	$270,770	$318,600	$393,650	$503,375	$644,180
Ludlow	$172,460	$199,100	$242,100	$313,400	$394,540
Monson	$187,940	$221,900	$276,700	$346,200	$429,600
Montgomery	$173,320	$215,950	$268,800	$345,500	$425,986
Palmer	$148,400	$186,900	$228,450	$293,300	$370,150
Russell	$173,960	$202,425	$254,250	$335,125	$434,867
Southwick	$183,280	$224,900	$285,100	$393,200	$519,620
Springfield	$147,800	$177,700	$209,800	$244,000	$282,700
Thorndike	$140,550	$177,975	$226,750	$268,400	$293,800
Three Rivers	$157,570	$178,775	$205,450	$239,825	$273,860
Wales	$131,150	$168,575	$225,300	$287,500	$357,940
Westfield	$199,840	$229,700	$266,500	$332,600	$437,620
West Springfield	$192,400	$223,125	$258,700	$313,400	$390,700
Wilbraham	$238,930	$289,275	$350,300	$434,200	$531,227
Woronoco	$180,860	$192,900	$208,600	$224,400	$238,320
Easthampton	N/A	N/A	N/A	N/A	N/A
Southampton	N/A	N/A	N/A	N/A	N/A
South Hadley	N/A	N/A	N/A	N/A	N/A
Tolland	N/A	N/A	N/A	N/A	N/A
Worthington	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Hampden County, Massachusetts

In Hampden County, MA, property tax bills are calculated based on the assessed value of a home, which is determined by local assessors. The tax rate is applied to this assessed value to determine the annual tax bill. Several factors influence this calculation, including the property's size, location, and market conditions. Homeowners in Hampden County can expect a median property tax bill that is higher than the national median of $2,400. The 25th percentile tax bill in the county is $3,380, while the 75th percentile reaches $5,336, and the 90th percentile climbs to $7,386. These figures illustrate the range of property tax obligations homeowners might face. The highest median tax bill in the county is found in Longmeadow at $9,021, whereas Granville has the lowest median at $3,417. These taxes significantly impact homeowners, as they represent a considerable expense that must be budgeted for annually, influencing the overall cost of owning a home in the area.

Property Tax Bills Across Hampden County, Massachusetts

Source: Ownwell

$1,008

$5,015

$9,021

Median Hampden County Tax Bill

$4,101

Median Massachusetts Tax Bill

$5,844

Median United States Tax Bill

$2,400

Property Tax Bills Across Hampden County, Massachusetts

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Agawam	$2,345	$3,109	$3,787	$4,608	$5,897
Blandford	$2,155	$2,933	$3,733	$4,862	$6,312
Bondsville	$2,698	$3,158	$3,765	$4,756	$5,814
Brimfield	$3,068	$3,852	$4,737	$5,882	$7,254
Chester	$1,943	$2,670	$3,530	$4,916	$6,519
Chicopee	$2,638	$3,124	$3,586	$4,127	$4,877
East Longmeadow	$4,490	$5,117	$6,168	$8,369	$10,848
Feeding Hills	$3,353	$3,773	$4,396	$5,354	$6,814
Granville	$1,670	$2,502	$3,417	$4,538	$5,735
Hampden	$4,008	$4,640	$5,438	$6,652	$8,328
Holland	$2,348	$2,981	$3,940	$5,032	$6,353
Holyoke	$2,598	$3,317	$4,050	$4,925	$6,095
Huntington	$2,339	$3,350	$4,347	$5,251	$6,401
Indian Orchard	$2,442	$2,913	$3,431	$3,974	$4,550
Longmeadow	$6,192	$7,298	$9,021	$11,538	$14,764
Ludlow	$3,377	$3,889	$4,731	$6,123	$7,722
Monson	$2,981	$3,523	$4,390	$5,495	$6,814
Montgomery	$2,573	$3,216	$3,992	$5,131	$6,326
Palmer	$2,910	$3,660	$4,470	$5,772	$7,208
Russell	$3,235	$3,766	$4,729	$6,233	$8,089
Southwick	$2,953	$3,623	$4,593	$6,334	$8,371
Springfield	$2,520	$3,030	$3,577	$4,160	$4,822
Thorndike	$2,819	$3,570	$4,512	$5,384	$5,894
Three Rivers	$3,107	$3,526	$4,051	$4,730	$5,400
Wales	$2,237	$2,876	$3,832	$4,884	$6,107
Westfield	$3,393	$3,900	$4,518	$5,634	$7,423
West Springfield	$2,990	$3,468	$4,020	$4,870	$6,071
Wilbraham	$4,482	$5,414	$6,551	$8,120	$9,932
Woronoco	$3,364	$3,588	$3,880	$4,174	$4,433
Easthampton	N/A	N/A	N/A	N/A	N/A
Southampton	N/A	N/A	N/A	N/A	N/A
South Hadley	N/A	N/A	N/A	N/A	N/A
Tolland	N/A	N/A	N/A	N/A	N/A
Worthington	N/A	N/A	N/A	N/A	N/A

Source: Ownwell