Hampshire County Property Taxes
The median property tax rate in Hampshire County is 1.63%, significantly higher than both the national median of 0.99% and the Massachusetts state median of 1.23%. With a median home value of $310,200, the typical annual property tax bill in Hampshire County reaches $5,000, far exceeding the national median of $2,690. Property taxes here are calculated based on the tax assessed value, which is generally lower than the actual market value due to various property tax exemptions, such as the primary residence and agricultural exemptions. Understanding Hampshire County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Northampton or another part of Hampshire County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Hampshire County Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
1.63%
Estimate Property Tax Bill
$5,056
$4,692
Ownwell’s Hampshire Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner to estimate their annual property taxes in Hampshire with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Hampshire to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Hampshire County, Massachusetts
Property taxes in Hampshire play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Hampshire is 1.63%, which is higher than both the Massachusetts state median and the U.S. national median of 0.99%. Local government entities within Hampshire set these rates annually, and they can vary significantly between different areas within the county. Each year, Hampshire estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares Hampshire's effective property tax rate with other counties in Massachusetts and the national median. For comparison, the city of Plainfield has one of the higher property tax rates in Massachusetts at 2.07%, while the city of Hadley boasts one of the lowest at 1.14%. Analyzing how Hampshire's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Hampshire County Tax Rate
1.63%
Average Massachusetts Tax Rate
1.23%
Average United States Tax Rate
0.99%
Property Tax Rates Across Hampshire County, Massachusetts
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Amherst | 2.01% | 2.01% | 2.01% | 2.01% | 2.01% |
| Ashfield | 1.35% | 1.35% | 1.35% | 1.38% | 1.44% |
| Belchertown | 1.63% | 1.63% | 1.63% | 1.63% | 1.63% |
| Chester | 1.65% | 1.65% | 1.66% | 1.66% | 1.66% |
| Chesterfield | 1.59% | 1.59% | 1.59% | 1.59% | 1.59% |
| Chicopee | 1.75% | 1.75% | 1.75% | 1.76% | 1.76% |
| Cummington | 1.35% | 1.35% | 1.35% | 1.35% | 1.35% |
| Easthampton | 1.46% | 1.46% | 1.47% | 1.47% | 1.47% |
| Florence | 1.58% | 1.58% | 1.58% | 1.58% | 1.58% |
| Goshen | 1.48% | 1.48% | 1.48% | 1.48% | 1.48% |
| Granby | 1.71% | 1.71% | 1.71% | 1.71% | 1.71% |
| Hadley | 1.14% | 1.14% | 1.14% | 1.14% | 1.14% |
| Hardwick | 1.73% | 1.73% | 1.73% | 1.73% | 1.73% |
| Hatfield | 1.35% | 1.35% | 1.35% | 1.35% | 1.35% |
| Haydenville | 1.96% | 1.96% | 1.96% | 1.96% | 1.96% |
| Hinsdale | 1.65% | 1.65% | 1.65% | 1.66% | 1.66% |
| Huntington | 1.70% | 1.70% | 1.71% | 1.71% | 1.71% |
| Leeds | 1.58% | 1.58% | 1.58% | 1.58% | 1.58% |
| Middlefield | 1.65% | 1.65% | 1.66% | 1.66% | 1.66% |
| Northampton | 1.58% | 1.58% | 1.58% | 1.58% | 1.58% |
| North Hatfield | 1.35% | 1.35% | 1.35% | 1.35% | 1.35% |
| Palmer | 1.73% | 1.73% | 1.73% | 1.73% | 1.73% |
| Pelham | 1.79% | 1.79% | 1.79% | 1.79% | 1.79% |
| Plainfield | 2.07% | 2.07% | 2.07% | 2.07% | 2.07% |
| Southampton | 1.43% | 1.43% | 1.43% | 1.43% | 1.43% |
| South Hadley | 1.75% | 1.75% | 1.76% | 1.76% | 1.78% |
| Ware | 1.73% | 1.73% | 1.73% | 1.73% | 1.73% |
| West Chesterfield | N/A | N/A | N/A | N/A | N/A |
| Westhampton | 2.01% | 2.01% | 2.01% | 2.01% | 2.01% |
| West Hatfield | 1.35% | 1.35% | 1.35% | 1.35% | 1.35% |
| Williamsburg | 1.48% | 1.59% | 1.96% | 1.96% | 1.96% |
| Worthington | 1.49% | 1.49% | 1.49% | 1.49% | 1.49% |
Source: Ownwell
Property Tax Assessment Values Across Hampshire County, Massachusetts
In Hampshire County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Hampshire County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Hampshire County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. In Hampshire County, the median home price is $310,200. The highest median tax bill is found in Amherst at $7,652, while the lowest is in Ashfield at $3,086. Being aware of these valuation processes will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Hampshire County, Massachusetts
Source: Ownwell
$189,450
$450,950
$712,450
Average Hampshire County Assessed Value
$310,200
Average Massachusetts Assessed Value
$492,600
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Hampshire County, Massachusetts
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Amherst | $204,900 | $299,900 | $380,800 | $487,500 | $614,660 |
| Ashfield | $109,066 | $156,595 | $216,650 | $294,650 | $374,480 |
| Belchertown | $226,080 | $272,300 | $326,300 | $398,400 | $473,610 |
| Chester | $163,560 | $188,750 | $235,000 | $333,850 | $392,640 |
| Chesterfield | $9,078 | $188,400 | $275,400 | $356,350 | $464,260 |
| Chicopee | $200,520 | $204,300 | $210,600 | $216,900 | $220,680 |
| Cummington | $137,130 | $201,638 | $264,700 | $354,100 | $446,710 |
| Easthampton | $190,450 | $216,700 | $247,900 | $298,000 | $353,750 |
| Florence | $231,900 | $277,300 | $344,300 | $455,175 | $606,670 |
| Goshen | $144,180 | $214,925 | $308,900 | $370,750 | $456,640 |
| Granby | $207,200 | $241,250 | $296,000 | $391,050 | $514,700 |
| Hadley | $292,000 | $336,500 | $397,400 | $491,000 | $643,640 |
| Hardwick | $374,239 | $374,239 | $374,239 | $374,239 | $374,239 |
| Hatfield | $259,700 | $294,100 | $346,750 | $437,900 | $560,400 |
| Haydenville | $186,480 | $218,900 | $294,300 | $375,950 | $479,880 |
| Hinsdale | $149,800 | $168,875 | $208,750 | $245,250 | $354,240 |
| Huntington | $139,090 | $192,800 | $246,200 | $307,850 | $379,800 |
| Leeds | $191,700 | $265,700 | $339,650 | $455,725 | $592,550 |
| Middlefield | $90,500 | $154,550 | $209,700 | $265,600 | $377,600 |
| Northampton | $168,300 | $262,350 | $371,700 | $519,900 | $695,980 |
| North Hatfield | $264,850 | $283,850 | $310,000 | $378,291 | $466,550 |
| Palmer | $225,495 | $244,055 | $292,600 | $326,400 | $343,440 |
| Pelham | $270,540 | $314,100 | $388,000 | $476,150 | $606,220 |
| Plainfield | $89,930 | $136,475 | $189,450 | $266,935 | $338,443 |
| Southampton | $234,700 | $282,100 | $353,900 | $445,150 | $552,820 |
| South Hadley | $196,540 | $235,800 | $278,300 | $368,800 | $492,360 |
| Ware | $137,590 | $178,300 | $221,350 | $284,175 | $353,800 |
| West Chesterfield | N/A | N/A | N/A | N/A | N/A |
| Westhampton | $171,150 | $229,000 | $311,450 | $399,262 | $485,350 |
| West Hatfield | $251,860 | $290,550 | $346,500 | $409,900 | $484,020 |
| Williamsburg | $186,480 | $232,700 | $298,250 | $375,800 | $459,560 |
| Worthington | $174,400 | $224,300 | $288,150 | $367,425 | $479,164 |
Source: Ownwell
Property Tax Bills Across Hampshire County, Massachusetts
Property tax bills in Hampshire County, MA, are calculated based on the assessed value of a property and the local tax rate. The assessed value is determined by the local assessor's office and reflects the market value of the property. Once the assessed value is established, it is multiplied by the local tax rate to calculate the annual property tax bill. Several factors influence the tax bill, including the property's location, size, and condition. For example, the median home price in Hampshire County is $310,200. Homeowners in this county face a range of tax bills; the 25th percentile tax bill is $3,869, while the 75th percentile reaches $6,780, and the 90th percentile climbs to $9,061. Notably, Amherst has the highest median tax bill at $7,652, whereas Ashfield has the lowest at $3,086. These tax bills can significantly impact homeowners, affecting their overall financial planning and housing affordability. Compared to the national median property tax rate of 0.99%, Hampshire County's rates can be quite substantial, underscoring the importance of understanding local property tax dynamics.
Average Hampshire County Tax Bill
$5,000
Average Massachusetts Tax Bill
$5,844
Average United States Tax Bill
$2,690
Property Tax Bills Across Hampshire County, Massachusetts
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Amherst | $4,107 | $6,016 | $7,652 | $9,791 | $12,347 |
| Ashfield | $1,473 | $2,114 | $3,086 | $4,220 | $5,152 |
| Belchertown | $3,690 | $4,447 | $5,328 | $6,502 | $7,732 |
| Chester | $2,707 | $3,124 | $3,889 | $5,526 | $6,499 |
| Chesterfield | $2,442 | $3,494 | $4,688 | $6,034 | $7,486 |
| Chicopee | $3,519 | $3,586 | $3,696 | $3,806 | $3,873 |
| Cummington | $1,889 | $2,762 | $3,652 | $4,852 | $6,337 |
| Easthampton | $2,800 | $3,181 | $3,636 | $4,385 | $5,220 |
| Florence | $3,673 | $4,392 | $5,455 | $7,210 | $9,612 |
| Goshen | $2,133 | $3,178 | $4,568 | $5,483 | $6,754 |
| Granby | $3,545 | $4,128 | $5,065 | $6,690 | $8,806 |
| Hadley | $3,326 | $3,833 | $4,526 | $5,592 | $7,331 |
| Hardwick | $6,459 | $6,459 | $6,459 | $6,459 | $6,459 |
| Hatfield | $3,500 | $3,964 | $4,674 | $5,903 | $7,554 |
| Haydenville | $3,663 | $4,299 | $5,780 | $7,353 | $9,346 |
| Hinsdale | $2,479 | $2,795 | $3,454 | $4,059 | $5,862 |
| Huntington | $2,372 | $3,288 | $4,198 | $5,240 | $6,475 |
| Leeds | $3,037 | $4,209 | $5,380 | $7,218 | $9,386 |
| Middlefield | $1,498 | $2,558 | $3,471 | $4,396 | $6,249 |
| Northampton | $2,666 | $4,156 | $5,888 | $8,235 | $11,025 |
| North Hatfield | $3,570 | $3,826 | $4,178 | $5,099 | $6,289 |
| Palmer | $3,892 | $4,212 | $5,050 | $5,633 | $5,927 |
| Pelham | $4,832 | $5,610 | $6,930 | $8,504 | $10,848 |
| Plainfield | $1,863 | $2,828 | $3,926 | $5,531 | $6,944 |
| Southampton | $3,363 | $4,042 | $5,071 | $6,379 | $7,922 |
| South Hadley | $3,455 | $4,142 | $4,898 | $6,502 | $8,668 |
| Ware | $2,375 | $3,077 | $3,820 | $4,902 | $6,107 |
| West Chesterfield | N/A | N/A | N/A | N/A | N/A |
| Westhampton | $3,445 | $4,548 | $6,233 | $8,026 | $9,770 |
| West Hatfield | $3,395 | $3,917 | $4,671 | $5,526 | $6,566 |
| Williamsburg | $3,351 | $4,142 | $5,200 | $6,799 | $8,371 |
| Worthington | $2,600 | $3,344 | $4,296 | $5,478 | $7,144 |
Source: Ownwell
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