Somerville, Middlesex County, Massachusetts Property Taxes

Name: Property Tax Bills Across Somerville, Middlesex County, Massachusetts
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Somerville, MA effective property tax rate: 1.03%, slightly higher than the national median of 1.02%, but lower than the Massachusetts state median of 1.23%.
Median Somerville, MA home value: $934,200
Median annual Somerville, MA tax bill: $9,658, $7,258 higher than the national median property tax bill of $2,400.

How are property taxes in Middlesex County calculated?

Property taxes in Somerville, MA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Somerville’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Somerville, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Somerville, Middlesex County, Massachusetts Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.03%

Estimate Property Tax Bill

$9,622

$8,929

Ownwell’s Somerville Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Somerville with just two data points. By entering your property's estimated assessed value, our calculator applies Somerville’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Middlesex. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Somerville, Middlesex County, Massachusetts

As noted earlier, local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Somerville’s effective property tax rate to other cities in Massachusetts and the median property tax rates in Massachusetts and the U.S.

In Somerville, located in Middlesex County, the property tax rate is consistent across different zip codes, reflecting a uniform approach in the area. The median tax rate in Massachusetts is slightly above the national median, indicating a higher property tax burden compared to many other states. However, the property tax rate in Somerville aligns closely with the state median, offering residents a predictable tax environment. This consistency can be advantageous for homeowners and potential buyers, providing a stable financial outlook. Understanding these nuances can help property owners make informed decisions about appealing their property taxes or seeking exemptions.

Property Tax Rates Across Somerville, Middlesex County, Massachusetts

Source: Ownwell

0.59%

1.24%

1.90%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Somerville Tax Rate

1.03%

Median Effective Middlesex County Tax Rate

1.22%

Median Effective Massachusetts Tax Rate

1.23%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Somerville, Middlesex County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
02143	1.03%	1.03%	1.03%	1.03%	1.03%
02144	1.03%	1.03%	1.03%	1.03%	1.03%
02145	1.03%	1.03%	1.03%	1.03%	1.03%

Source: Ownwell

Property Tax Assessment Values Across Somerville, Middlesex County, Massachusetts

When examining property taxes in Somerville, MA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Middlesex County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Middlesex County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Somerville. For example, the median home price in Somerville is $934,200, with tax bills ranging significantly across the county. Zip code 02144 has the highest median home price at $1,127,300.

Property Tax Assessment Values Across Somerville, Middlesex County, Massachusetts

Source: Ownwell

$320,300

$928,425

$1,536,550

Median Somerville Market Value

$934,200

Median Middlesex County Market Value

$633,600

Median Massachusetts Market Value

$492,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Somerville, Middlesex County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
02143	$504,200	$665,900	$919,500	$1,168,400	$1,421,560
02144	$644,480	$859,600	$1,127,300	$1,351,450	$1,538,440
02145	$462,500	$608,200	$801,300	$994,300	$1,181,120

Source: Ownwell

Property Tax Bills Across Somerville, Middlesex County, Massachusetts

In Somerville, property tax bills are calculated based on the assessed value of a home, which is determined by the city’s assessors. The median home price here is $934,200, significantly higher than the national average. This means homeowners in Somerville often face higher property tax bills. Factors such as location, property size, and market conditions influence the assessed value, which directly impacts the tax bill. For example, in the 02144 zip code, the median tax bill is $11,656, while in the 02145 zip code, it is $8,285. These figures illustrate the variability in tax bills within different areas of the city. The tax bill at the 25th percentile is $7,119, while at the 90th percentile, it reaches $14,776. With property taxes being a significant expense, homeowners can benefit from appealing their assessments. Ownwell specializes in property tax appeals, helping homeowners reduce their tax burden by ensuring their property is fairly assessed, which can result in substantial savings.

Property Tax Bills Across Somerville, Middlesex County, Massachusetts

Source: Ownwell

$4,294

$11,232

$18,170

Median Somerville Tax Bill

$9,658

Median Middlesex County Tax Bill

$7,427

Median Massachusetts Tax Bill

$5,844

Median United States Tax Bill

$2,400

Property Tax Bills Across Somerville, Middlesex County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
02143	$5,213	$6,885	$9,508	$12,081	$14,699
02144	$6,660	$8,874	$11,656	$13,973	$15,904
02145	$4,773	$6,289	$8,285	$10,281	$12,213

Source: Ownwell