Grand Haven, Ottawa County, Michigan Property Taxes
Median Grand Haven, MI effective property tax rate: 0.85%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Grand Haven, MI home value: $274,000
Median annual Grand Haven, MI tax bill: $2,417, $17 higher than the national median property tax bill of $2,400.
How are property taxes in Ottawa County calculated?
Property taxes in Grand Haven, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Grand Haven’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Grand Haven, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Grand Haven, Ottawa County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.85%
Estimate Property Tax Bill
$2,329
$2,161
Property Tax Rates Across Grand Haven, Ottawa County, Michigan
Local government entities are responsible for setting property tax rates, which can differ significantly within a state. Each year, counties estimate their necessary budget to provide essential services and divide this amount by the total assessed value of all taxable property within their jurisdiction. This calculation determines the property tax rate. Although the process involves votes and legislation, this is the annual procedure in a nutshell.
In Grand Haven, located in Ottawa County, MI, the effective property tax rate is a key point of comparison. With a median tax rate of 0.85%, Grand Haven stands out within Michigan. This rate is notably lower than the national median property tax rate of 1.02%. The uniformity of the tax rate across the zip code 49417 highlights the consistency in property tax assessments within the area. Comparing Grand Haven's effective property tax rate to other cities in Michigan, as well as to the national median, provides valuable insight into the local tax landscape. Understanding these variations can help property owners make informed decisions regarding their property tax obligations.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Grand Haven Tax Rate
0.85%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ottawa County Tax Rate
0.90%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Grand Haven, Ottawa County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49417 | 0.59% | 0.66% | 0.85% | 1.19% | 1.71% |
Source: Ownwell
Property Tax Assessment Values Across Grand Haven, Ottawa County, Michigan
When examining property taxes in Grand Haven, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ottawa County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Ottawa County are sent in the spring each year, typically reaching your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Grand Haven. For example, the median home price in Grand Haven is $274,000, with tax bills ranging significantly across the county. Zip code 49417 has the highest median home price at $274,000.
Property Tax Assessment Values Across Grand Haven, Ottawa County, Michigan
Source: Ownwell
$214,200
$497,700
$781,200
Median Grand Haven Market Value
$274,000
Median Ottawa County Market Value
$276,000
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Grand Haven, Ottawa County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49417 | $152,200 | $201,400 | $274,000 | $393,800 | $546,580 |
Source: Ownwell
Property Tax Bills Across Grand Haven, Ottawa County, Michigan
Median Grand Haven Tax Bill
$2,417
Median Ottawa County Tax Bill
$2,533
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across Grand Haven, Ottawa County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49417 | $1,201 | $1,728 | $2,417 | $3,559 | $5,572 |
Source: Ownwell