Yale, St. Clair County, Michigan Property Taxes

Name: Property Tax Bills Across Yale, St. Clair County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Yale, MI effective property tax rate: 0.87%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Yale, MI home value: $124,500
Median annual Yale, MI tax bill: $1,087, $1,313 lower than the national median property tax bill of $2,400.

How are property taxes in St. Clair calculated?

Property taxes in Yale, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Yale’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Yale, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Yale, St. Clair County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.87%

Estimate Property Tax Bill

$1,083

$1,005

Ownwell’s Yale Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Yale with just two data points. By entering your property's estimated assessed value, our calculator applies Yale’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in St. Clair County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Yale, St. Clair County, Michigan

Local government entities set tax rates, and these can vary significantly even within a single state. This variation arises because each county annually estimates the budget required to provide essential services and divides it by the total value of all taxable property within its jurisdiction, thus determining the property tax rate. While votes and laws play a role in setting these rates and budgets, this is essentially how the process unfolds each year.

In Yale, located in St. Clair County, Michigan, the effective property tax rate stands at 0.87%. This is notably lower than the national median property tax rate of 1.02%. When compared to other cities in Michigan, Yale's rate is quite favorable, reflecting the county's efficient budgeting and property value assessment. Moreover, the median property tax rate in Michigan aligns with Yale's rate, suggesting a consistency in how property taxes are managed within the state. This advantageous rate can result in significant savings for property owners in Yale compared to those in areas with higher rates.

Property Tax Rates Across Yale, St. Clair County, Michigan

Source: Ownwell

0.26%

0.78%

1.30%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Yale Taxx Rate

0.87%

Median Effective St. Clair County Taxx Rate

0.78%

Median Effective Michigan Tax Rate

1.07%

Median Effective United States Tax Rate

0.99%

Property Tax Rates Across Yale, St. Clair County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
48097	0.38%	0.76%	0.87%	1.13%	1.38%

Source: Ownwell

Property Tax Assessment Values Across Yale, St. Clair County, Michigan

When examining property taxes in Yale, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Clair County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In St. Clair County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Yale. For example, the median home price in Yale is $124,500, with tax bills ranging significantly across the county. The zip code 48097 has the highest median home price at $124,500.

Property Tax Assessment Values Across Yale, St. Clair County, Michigan

Source: Ownwell

$35,200

$161,900

$288,600

Median Yale Market Value

$124,500

Median St. Clair County Market Value

$181,600

Median Michigan Market Value

$177,800

Median United States Market Value

$244,900

Property Tax Assessment Values Across Yale, St. Clair County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
48097	$14,600	$85,950	$124,500	$167,450	$227,700

Source: Ownwell

Property Tax Bills Across Yale, St. Clair County, Michigan

In Yale, located in St. Clair County, MI, property tax bills are calculated based on the assessed value of a home, which is determined by the local assessor. The median home price in Yale is $124,500. The property tax rate is applied to this assessed value to determine the tax bill. Homeowners in Yale experience a range of tax bills, with the 25th percentile at $746 and the 75th percentile at $1,542, while the 90th percentile reaches $2,079. The median property tax bill in Yale stands at $1,087, which is below the national median of $2,400, making it more affordable compared to many areas across the country. However, despite the lower rates, property taxes can still be a significant expense for homeowners. This is where Ownwell can assist by providing property tax appeal and exemption services. By analyzing your property's assessed value and identifying potential inaccuracies, Ownwell helps ensure you pay only your fair share, potentially saving you money on your property tax bill.

Property Tax Bills Across Yale, St. Clair County, Michigan

Source: Ownwell

$144

$1,386

$2,627

Median Yale Tax Bill

$1,087

Median St. Clair County Tax Bill

$1,504

Median Michigan Tax Bill

$1,795

Median United States Tax Bill

$2,690

Property Tax Bills Across Yale, St. Clair County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
48097	$448	$746	$1,087	$1,542	$2,079

Source: Ownwell