St. Clair County Property Taxes
The median property tax rate in St. Clair County is 1.03%, which is slightly higher than the national median of 0.99% but lower than Missouri's state median of 1.20%. With the median home value in St. Clair County, the typical annual property tax bill is $244, significantly below the national median of $2,690. Property taxes in St. Clair County are calculated based on the tax assessed value, often lower than the actual market value due to various property tax exemptions like primary residence and agricultural exemptions. Understanding St. Clair County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide substantial annual savings. Whether you live in Osceola or another part of St. Clair County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
St. Clair County Property Tax Bill Calculator
$100,000
$2,500,000
$5,000,000
Average Tax Rate
1.2%
Estimate Property Tax Bill
$2,400
Ownwell’s St. Clair Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in St. Clair with just 2 data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in St. Clair to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across St. Clair County, Missouri
Property taxes in St. Clair County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in St. Clair County is 1.03%, which is higher than the U.S. national median of 0.99%. Local government entities within St. Clair County set these rates annually, and they can vary significantly between different areas within the county. Each year, St. Clair County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. The following data compares St. Clair County's effective property tax rate with other counties in Missouri and the national median. For comparison, the city of Appleton City has one of the higher property tax rates in Missouri at 1.16%, while the city of Montrose boasts one of the lowest at 0.82%. Analyzing how St. Clair County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average St. Clair County Tax Rate
1.03%
Average Missouri Tax Rate
1.20%
Average United States Tax Rate
0.99%
Property Tax Rates Across St. Clair County, Missouri
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Appleton City | 0.81% | 0.89% | 1.16% | 1.34% | 1.35% |
| Collins | 0.70% | 0.79% | 0.91% | 0.95% | 0.99% |
| Deepwater | 0.77% | 0.90% | 1.05% | 1.06% | 1.07% |
| El Dorado Springs | 0.75% | 0.83% | 0.92% | 1.00% | 1.06% |
| Harwood | 0.88% | 0.88% | 0.88% | 0.88% | 0.88% |
| Humansville | 0.72% | 0.76% | 0.82% | 0.87% | 0.91% |
| Lowry City | 0.81% | 0.90% | 1.06% | 1.17% | 1.18% |
| Montrose | 0.78% | 0.80% | 0.82% | 0.86% | 0.91% |
| Osceola | 0.79% | 0.89% | 1.02% | 1.05% | 1.14% |
| Quincy | 0.58% | 0.83% | 0.87% | 0.96% | 1.02% |
| Rockville | 0.81% | 0.88% | 0.96% | 1.07% | 1.16% |
| Schell City | 0.94% | 0.99% | 1.15% | 1.16% | 1.17% |
| Stockton | 0.75% | 0.77% | 0.88% | 0.95% | 0.99% |
| Weaubleau | 0.81% | 0.91% | 0.94% | 1.01% | 1.03% |
Source: Ownwell
Property Tax Assessment Values Across St. Clair County, Missouri
Understanding the difference between "market value" and "assessed value" is key to comprehending property taxes in St. Clair County, Missouri. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the St. Clair County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in St. Clair County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. In St. Clair County, the cities with the highest and lowest median tax bills are Harwood and Lowry City, with tax bills of $1,463 and $301, respectively. Being aware of these valuation processes will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across St. Clair County, Missouri
Source: Ownwell
$32,450
$98,975
$165,500
Average St. Clair County Assessed Value
$27,650
Average Missouri Assessed Value
$129,505
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across St. Clair County, Missouri
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Appleton City | $14,240 | $25,400 | $45,200 | $105,900 | $246,760 |
| Collins | $12,790 | $21,000 | $39,350 | $69,600 | $114,990 |
| Deepwater | $12,110 | $19,175 | $32,450 | $66,225 | $134,620 |
| El Dorado Springs | $16,680 | $34,700 | $62,300 | $134,300 | $179,800 |
| Harwood | $165,500 | $165,500 | $165,500 | $165,500 | $165,500 |
| Humansville | $50,980 | $58,950 | $135,000 | $201,550 | $257,020 |
| Lowry City | $8,160 | $15,975 | $33,750 | $58,800 | $109,500 |
| Montrose | $33,280 | $60,550 | $124,500 | $177,400 | $184,780 |
| Osceola | $9,730 | $17,050 | $34,600 | $63,525 | $119,480 |
| Quincy | $30,710 | $38,675 | $49,500 | $55,625 | $71,300 |
| Rockville | $13,950 | $34,475 | $109,100 | $195,125 | $285,750 |
| Schell City | $16,750 | $22,100 | $47,000 | $144,500 | $230,750 |
| Stockton | $40,600 | $62,000 | $74,500 | $137,000 | $214,800 |
| Weaubleau | $13,450 | $18,850 | $46,200 | $77,550 | $105,020 |
Source: Ownwell
Property Tax Bills Across St. Clair County, Missouri
In St. Clair County, MO, property tax bills are calculated based on the assessed value of a property, which is a percentage of its market value. The tax rate is applied to this assessed value to determine the annual tax bill. Factors such as the property's location, size, and use all play a role in determining its assessed value. For homeowners, this means that properties with higher market values or those situated in areas with higher tax rates will generally incur higher tax bills. The median home price in St. Clair County is $27,650, which is significantly lower than the national median. Consequently, the property tax bills in this county also tend to be lower. For instance, the tax bill at the 25th percentile is $106, while at the 75th percentile, it is $548. However, tax bills can vary significantly within the county, with the highest median tax bill reaching $1,463 in Harwood and the lowest median tax bill being $301 in Lowry City. This variability affects how much homeowners pay annually, impacting their overall financial planning.
Average St. Clair County Tax Bill
$244
Average Missouri Tax Bill
$1,606
Average United States Tax Bill
$2,690
Property Tax Bills Across St. Clair County, Missouri
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Appleton City | $194 | $327 | $567 | $1,262 | $2,293 |
| Collins | $112 | $174 | $306 | $549 | $869 |
| Deepwater | $106 | $182 | $341 | $693 | $1,145 |
| El Dorado Springs | $158 | $264 | $567 | $1,105 | $1,553 |
| Harwood | $1,463 | $1,463 | $1,463 | $1,463 | $1,463 |
| Humansville | $454 | $683 | $1,174 | $1,562 | $2,124 |
| Lowry City | $99 | $162 | $301 | $545 | $1,165 |
| Montrose | $271 | $504 | $1,017 | $1,495 | $1,665 |
| Osceola | $97 | $162 | $324 | $590 | $1,100 |
| Quincy | $147 | $302 | $428 | $466 | $597 |
| Rockville | $172 | $329 | $1,194 | $1,777 | $2,782 |
| Schell City | $214 | $302 | $621 | $1,529 | $2,254 |
| Stockton | $324 | $569 | $674 | $1,379 | $1,879 |
| Weaubleau | $114 | $157 | $374 | $845 | $1,114 |
Source: Ownwell