Kalispell, Montana Property Taxes
The median property tax rate in Kalispell, MT is 0.85%, slightly lower than the national median of 0.99% but higher than the Montana state median of 0.83%. With the median home value in Kalispell at $400,400, the typical annual property tax bill reaches $3,575, significantly exceeding the national median of $2,690. Property taxes in Kalispell are calculated based on the tax assessed value, which typically falls below the market value due to various exemptions like the primary residence and agricultural exemptions. Understanding Kalispell's property tax system, exploring available exemptions, and identifying opportunities for reductions can lead to significant annual savings. Whether you're in the heart of Kalispell or another part of the city, understanding the local property tax system will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Kalispell, Montana Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
0.85%
Estimate Property Tax Bill
$3,403
Ownwell’s Kalispell Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Kalispell with just two data points. By entering your property's estimated assessed value, the calculator applies the median tax rate in Kalispell to estimate your property tax bill. This insightful tool helps you understand potential tax liabilities. If you’re interested in seeing trends on a neighborhood level, scroll down to find more localized information. Your property’s assessed value is the value assigned by the county for property tax calculations, accounting for any exemptions that may apply.
Property Tax Rates Across Kalispell, Montana
Property taxes in Kalispell, Montana, are vital in funding essential local services such as public schools, road maintenance, and emergency services. The median tax rate in Kalispell is 0.85%, which is lower than the U.S. national median of 0.99%. Local government entities within Kalispell set these rates annually, and they can vary significantly across different neighborhoods. Each year, Kalispell estimates its required budget to maintain services for the upcoming fiscal year, then divides this budget by the total value of all taxable property within the jurisdiction to calculate the property tax rate. While tax rates and budgets are influenced by laws and voter input, this calculation forms the basis of setting property tax rates. The data below compares Kalispell's effective property tax rate to other counties in Montana and the national median. For comparison, the zip code 59901 has both the highest and lowest median property tax rate of 0.85%. Understanding how these cities compare with Kalispell provides valuable insights into the varying tax landscape across Flathead County, helping homeowners gain a clearer picture of their property tax obligations relative to neighboring areas.
Average Kalispell Tax Rate
0.85%
Average Flathead County Tax Rate
0.75%
Average Montana Tax Rate
0.83%
Average United States Tax Rate
0.99%
Property Tax Rates Across Kalispell, Montana
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 59901 | 0.68% | 0.75% | 0.85% | 1.00% | 1.00% |
Source: Ownwell
Property Tax Assessment Values Across Kalispell, Montana
In Kalispell, Montana, understanding the difference between "market value" and "assessed value" is crucial for comprehending property taxes. The market value is the price a willing buyer would pay a willing seller in an open and competitive market, influenced by factors like location, property condition, and economic trends. This value is estimated by the Flathead County Appraisal District for tax purposes. In contrast, the assessed value is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. In Kalispell, assessment notices are typically mailed out in the spring, usually by mid-April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By understanding the distinction between these valuation concepts, property owners can better navigate their tax responsibilities and comprehend how their property taxes are determined. Being aware of these valuation processes in Kalispell helps identify opportunities for protesting assessments or applying for exemptions to effectively manage the tax burden. The zip code with the highest and lowest median tax bills in Kalispell is 59901, with a median tax bill of $3,575.
Average Kalispell Assessed Value
$400,400
Average Flathead County Assessed Value
$447,500
Average Montana Assessed Value
$317,400
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Kalispell, Montana
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 59901 | $60,802 | $292,300 | $400,400 | $547,000 | $753,040 |
Source: Ownwell
Property Tax Bills Across Kalispell, Montana
In Kalispell, located in Flathead County, MT, property tax bills are calculated based on the assessed value of your home. The assessed value is determined by the local tax assessor and is a percentage of your property's market value. This assessed value is then multiplied by the local tax rate to determine your annual property tax bill. Several factors influence the assessed value, including the property's location, size, and condition. For homeowners in Kalispell, the median home price stands at $400,400, which significantly impacts the tax bill. For instance, tax bills in this area range from the 25th percentile at $2,601 to the 90th percentile at $6,082. The highest and lowest median tax bills in the region are both $3,575, which is above the national median property tax rate of 0.99%. These property taxes fund essential public services such as schools, roads, and emergency services, directly affecting the quality of life for homeowners in Kalispell. Understanding these factors can help homeowners anticipate their financial responsibilities more accurately.
Average Kalispell Tax Bill
$3,575
Average Flathead County Tax Bill
$3,622
Average Montana Tax Bill
$2,646
Average United States Tax Bill
$2,690
Property Tax Bills Across Kalispell, Montana
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 59901 | $624 | $2,601 | $3,575 | $4,589 | $6,082 |
Source: Ownwell