Belknap County, New Hampshire Property Taxes

Name: Property Tax Bills Across Belknap County, New Hampshire
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Belknap County effective property tax rate: 1.48%, significantly higher than the national median of 1.02%.
Median Belknap County home value: $267,900
Median annual Belknap County tax bill: $4,251, $1,851 higher than the national median property tax bill of $2,400.

How are property taxes in Belknap County calculated?

Property taxes in Belknap County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Laconia or another part of Belknap County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Belknap County, New Hampshire Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.48%

Estimate Property Tax Bill

$3,965

$3,679

Ownwell’s Belknap County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Belknap County with just two data points. By entering your property's estimated assessed value, our calculator applies Belknap County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Belknap County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Belknap County, New Hampshire

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. In Belknap County, New Hampshire, the effective property tax rate stands at 1.48%, which is significantly higher than the national median of 1.02%. This places a considerable financial burden on property owners, especially when compared to the national median property tax bill of $2,400. However, within the county, there is a notable range in tax rates. Gilmanton holds the highest median tax rate at 2.40%, while Center Harbor enjoys the lowest at 0.90%. This variation highlights the importance of understanding local tax dynamics and the potential savings that can be achieved through effective property tax management.

Property Tax Rates Across Belknap County, New Hampshire

Source: Ownwell

0.90%

1.65%

2.40%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Belknap County Tax Rate

1.48%

Median Effective New Hampshire Tax Rate

1.91%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Belknap County, New Hampshire

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Alton	1.14%	1.14%	1.14%	1.14%	1.14%
Alton Bay	1.14%	1.14%	1.14%	1.14%	1.14%
Barnstead	2.16%	2.16%	2.16%	2.16%	2.16%
Belmont	1.91%	1.91%	1.91%	1.91%	1.91%
Center Barnstead	2.16%	2.16%	2.16%	2.16%	2.16%
Center Harbor	0.90%	0.90%	0.90%	0.90%	0.90%
Gilford	1.22%	1.22%	1.23%	1.23%	1.23%
Gilmanton	2.40%	2.40%	2.40%	2.40%	2.40%
Gilmanton Iron Works	2.40%	2.40%	2.40%	2.40%	2.40%
Laconia	1.48%	1.48%	1.49%	1.49%	1.49%
Meredith	1.40%	1.40%	1.40%	1.40%	1.40%
New Hampton	1.94%	1.94%	1.94%	1.94%	1.94%
Sanbornton	1.99%	1.99%	1.99%	1.99%	1.99%
Tilton	1.61%	1.61%	1.61%	1.61%	1.61%
Ashland	N/A	N/A	N/A	N/A	N/A
Franklin	N/A	N/A	N/A	N/A	N/A
Holderness	N/A	N/A	N/A	N/A	N/A
Moultonborough	N/A	N/A	N/A	N/A	N/A
Northfield	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Belknap County, New Hampshire

When examining property taxes in Belknap County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Belknap County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Belknap County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Belknap County. For example, the median tax bill in Belknap County is $4,523, with tax bills ranging significantly across the county. Center Harbor has the highest median home price at $412,530.

Property Tax Assessment Values Across Belknap County, New Hampshire

Source: Ownwell

$180,762

$296,646

$412,530

Median Belknap County Market Value

$267,900

Median New Hampshire Market Value

$299,765

Median United States Market Value

$235,294

Property Tax Assessment Values Across Belknap County, New Hampshire

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Alton	$46,580	$184,575	$267,250	$358,175	$555,990
Alton Bay	$149,830	$237,725	$402,550	$681,225	$1,081,770
Barnstead	$127,050	$166,950	$221,100	$286,125	$346,600
Belmont	$61,170	$122,900	$260,200	$361,275	$491,290
Center Barnstead	$134,600	$170,390	$214,550	$277,850	$362,850
Center Harbor	$172,740	$275,000	$412,530	$740,500	$2,471,542
Gilford	$65,900	$210,070	$326,980	$485,900	$711,120
Gilmanton	$115,160	$164,500	$222,053	$279,350	$358,778
Gilmanton Iron Works	$146,150	$190,162	$242,300	$315,550	$409,110
Laconia	$94,800	$188,900	$263,850	$396,425	$685,600
Meredith	$91,820	$209,950	$334,900	$545,500	$965,160
New Hampton	$4,600	$91,270	$180,762	$252,690	$356,078
Sanbornton	$165,000	$211,775	$262,400	$336,362	$498,949
Tilton	$30,020	$109,400	$184,700	$257,750	$347,780
Ashland	N/A	N/A	N/A	N/A	N/A
Franklin	N/A	N/A	N/A	N/A	N/A
Holderness	N/A	N/A	N/A	N/A	N/A
Moultonborough	N/A	N/A	N/A	N/A	N/A
Northfield	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Belknap County, New Hampshire

In Belknap County, NH, property tax bills are calculated based on the assessed value of a property, which is determined by local assessors. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. Factors such as property size, location, and market conditions can influence the assessed value. Homeowners in Belknap County face varying tax bills, with the 25th percentile at $2,806, the 75th percentile at $6,239, and the 90th percentile reaching $9,771. The highest median tax bill in the county is found in Gilmanton Iron Works at $5,686, while Tilton boasts the lowest median at $2,970. Compared to the national median property tax bill of $2,400, Belknap County's taxes are relatively high, reflecting the region's property values and tax rates. These taxes fund essential local services, including schools, public safety, and infrastructure, directly impacting the quality of life for homeowners. Understanding these factors is crucial for homeowners to manage their financial obligations effectively.

Property Tax Bills Across Belknap County, New Hampshire

Source: Ownwell

$2,970

$4,328

$5,686

Median Belknap County Tax Bill

$4,251

Median New Hampshire Tax Bill

$5,895

Median United States Tax Bill

$2,400

Property Tax Bills Across Belknap County, New Hampshire

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Alton	$530	$2,100	$3,038	$4,073	$6,321
Alton Bay	$1,736	$2,723	$4,629	$7,760	$12,307
Barnstead	$2,744	$3,606	$4,776	$6,180	$7,487
Belmont	$1,364	$2,454	$5,045	$6,966	$9,473
Center Barnstead	$2,907	$3,680	$4,634	$6,002	$7,838
Center Harbor	$1,581	$2,557	$3,862	$6,716	$22,260
Gilford	$824	$2,585	$4,016	$5,967	$8,752
Gilmanton	$2,760	$3,943	$5,323	$6,696	$8,600
Gilmanton Iron Works	$3,237	$4,343	$5,686	$7,272	$9,244
Laconia	$1,292	$2,826	$3,922	$5,888	$10,167
Meredith	$1,327	$2,939	$4,689	$7,724	$13,507
New Hampton	$112	$1,997	$3,575	$4,928	$6,958
Sanbornton	$3,237	$4,201	$5,201	$6,672	$9,823
Tilton	$485	$1,762	$2,970	$4,148	$5,592
Ashland	N/A	N/A	N/A	N/A	N/A
Franklin	N/A	N/A	N/A	N/A	N/A
Holderness	N/A	N/A	N/A	N/A	N/A
Moultonborough	N/A	N/A	N/A	N/A	N/A
Northfield	N/A	N/A	N/A	N/A	N/A

Source: Ownwell