Bergen County, New Jersey Property Taxes
Median Bergen County effective property tax rate: 2.73%, significantly higher than the national median of 1.02%.
Median Bergen County home value: $421,800
Median annual Bergen County tax bill: $11,253, $8,853 higher than the national median property tax bill of $2,400.
How are property taxes in Bergen County calculated?
Property taxes in Bergen County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Hackensack or another part of Bergen County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Bergen County, New Jersey Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.73%
Estimate Property Tax Bill
$11,515
$10,686
Property Tax Rates Across Bergen County, New Jersey
Local government entities determine tax rates, and these can differ significantly within a state. Each year, counties calculate the necessary budget to provide services and divide this by the total value of all taxable property in their area. This calculation results in the property tax rate. Although votes and laws play a role in setting these rates and budgets, this is the core of the annual process.
Bergen County, NJ, has an effective property tax rate of 2.73%, which is significantly higher than the national median property tax rate of 1.02%. Within Bergen County, the city of Bogota has the highest median tax rate at 4.23%, while Rockleigh boasts the lowest at 0.74%. These figures highlight the variability in property tax rates even within a single county. When compared to the national median property tax bill of $2400, Bergen County property owners may find themselves paying more due to the higher tax rates. Understanding these rates can be crucial for property owners looking to manage their expenses effectively.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bergen County Tax Rate
2.73%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New Jersey Tax Rate
2.82%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Bergen County, New Jersey
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Allendale | 2.28% | 2.28% | 2.28% | 2.28% | 2.28% |
| Alpine | 0.77% | 0.77% | 0.77% | 0.77% | 0.77% |
| Bergenfield | 3.36% | 3.36% | 3.36% | 3.36% | 3.36% |
| Bogota | 4.22% | 4.23% | 4.23% | 4.23% | 4.23% |
| Carlstadt | 1.69% | 1.69% | 1.69% | 1.69% | 1.69% |
| Cliffside Park | 2.56% | 2.56% | 2.56% | 2.57% | 2.57% |
| Closter | 2.21% | 2.21% | 2.21% | 2.21% | 2.21% |
| Cresskill | 2.41% | 2.41% | 2.41% | 2.41% | 2.41% |
| Demarest | 2.84% | 2.84% | 2.84% | 2.84% | 2.84% |
| Dumont | 3.88% | 3.88% | 3.88% | 3.88% | 3.88% |
| East Rutherford | 1.75% | 1.75% | 1.75% | 1.75% | 1.75% |
| Edgewater | 1.61% | 1.61% | 1.61% | 1.61% | 1.61% |
| Elmwood Park | 3.01% | 3.01% | 3.01% | 3.01% | 3.01% |
| Emerson | 3.03% | 3.03% | 3.03% | 3.03% | 3.03% |
| Englewood | 2.95% | 2.95% | 2.95% | 2.95% | 2.95% |
| Englewood Cliffs | 1.12% | 1.12% | 1.12% | 1.12% | 1.12% |
| Fair Lawn | 3.45% | 3.45% | 3.45% | 3.45% | 3.45% |
| Fairview | 2.33% | 2.33% | 2.33% | 2.33% | 2.33% |
| Fort Lee | 2.48% | 2.48% | 2.48% | 2.48% | 2.48% |
| Franklin Lakes | 1.69% | 1.69% | 1.69% | 1.69% | 1.69% |
| Garfield | 3.12% | 3.12% | 3.12% | 3.12% | 3.12% |
| Glen Rock | 3.08% | 3.08% | 3.08% | 3.08% | 3.08% |
| Hackensack | 2.80% | 2.80% | 2.80% | 2.80% | 2.80% |
| Harrington Park | 2.98% | 2.98% | 2.98% | 2.98% | 2.98% |
| Hasbrouck Heights | 2.69% | 2.69% | 2.69% | 2.69% | 2.69% |
| Haworth | 2.98% | 2.98% | 2.98% | 2.98% | 2.98% |
| Hillsdale | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% |
| Ho Ho Kus | 2.28% | 2.28% | 2.28% | 2.28% | 2.28% |
| Leonia | 3.18% | 3.18% | 3.18% | 3.18% | 3.18% |
| Little Ferry | 2.94% | 2.94% | 2.94% | 2.94% | 2.94% |
| Lodi | 3.26% | 3.26% | 3.26% | 3.26% | 3.26% |
| Lyndhurst | 3.17% | 3.17% | 3.17% | 3.17% | 3.17% |
| Mahwah | 1.97% | 1.97% | 1.97% | 1.97% | 1.97% |
| Maywood | 2.28% | 2.28% | 2.28% | 2.28% | 2.28% |
| Midland Park | 3.25% | 3.25% | 3.25% | 3.25% | 3.25% |
| Montvale | 2.47% | 2.47% | 2.47% | 2.47% | 2.47% |
| Moonachie | 2.16% | 2.16% | 2.16% | 2.16% | 2.16% |
| New Milford | 3.72% | 3.72% | 3.72% | 3.72% | 3.72% |
| North Arlington | 2.57% | 2.57% | 2.57% | 2.57% | 2.57% |
| Northvale | 3.02% | 3.02% | 3.02% | 3.02% | 3.02% |
| Norwood | 2.58% | 2.58% | 2.58% | 2.58% | 2.58% |
| Oakland | 2.35% | 2.35% | 2.35% | 2.35% | 2.35% |
| Old Tappan | 2.13% | 2.13% | 2.13% | 2.13% | 2.13% |
| Oradell | 2.67% | 2.67% | 2.67% | 2.67% | 2.67% |
| Palisades Park | 1.54% | 1.54% | 1.54% | 1.54% | 1.54% |
| Paramus | 1.55% | 1.55% | 1.55% | 1.55% | 1.55% |
| Park Ridge | 3.09% | 3.09% | 3.09% | 3.09% | 3.09% |
| Ramsey | 2.62% | 2.62% | 2.62% | 2.62% | 2.62% |
| Ridgefield | 1.69% | 1.69% | 1.70% | 1.70% | 1.70% |
| Ridgefield Park | 3.13% | 3.13% | 3.13% | 3.13% | 3.13% |
| Ridgewood | 2.73% | 2.73% | 2.73% | 2.73% | 2.73% |
| River Edge | 3.70% | 3.70% | 3.70% | 3.70% | 3.70% |
| River Vale | 2.64% | 2.65% | 2.65% | 2.65% | 2.65% |
| Rochelle Park | 2.74% | 2.74% | 2.74% | 2.75% | 2.75% |
| Rockleigh | 0.74% | 0.74% | 0.74% | 0.74% | 0.74% |
| Rutherford | 2.97% | 2.97% | 2.97% | 2.97% | 2.97% |
| Saddle Brook | 2.40% | 2.40% | 2.40% | 2.40% | 2.40% |
| Saddle River | 0.99% | 0.99% | 0.99% | 0.99% | 2.47% |
| South Hackensack | 2.20% | 2.20% | 2.21% | 2.21% | 2.21% |
| Teaneck | 3.24% | 3.24% | 3.24% | 3.24% | 3.24% |
| Tenafly | 2.70% | 2.70% | 2.71% | 2.71% | 2.71% |
| Teterboro | 1.15% | 1.15% | 1.15% | 1.15% | 1.15% |
| Township Of Washington | 2.58% | 2.58% | 2.58% | 2.58% | 2.58% |
| Upper Saddle River | 2.47% | 2.47% | 2.47% | 2.47% | 2.47% |
| Waldwick | 2.85% | 2.85% | 2.85% | 2.85% | 2.85% |
| Wallington | 3.20% | 3.20% | 3.20% | 3.20% | 3.20% |
| Westwood | 2.41% | 2.41% | 2.41% | 2.41% | 2.41% |
| Woodcliff Lake | 2.19% | 2.19% | 2.19% | 2.19% | 2.19% |
| Wood Ridge | 2.52% | 2.79% | 2.79% | 2.80% | 2.80% |
| Wyckoff | 1.84% | 1.84% | 1.84% | 1.84% | 1.84% |
| Buffalo | N/A | N/A | N/A | N/A | N/A |
| Cliffside Pk | N/A | N/A | N/A | N/A | N/A |
| N Arlington | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Bergen County, New Jersey
When examining property taxes in Bergen County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bergen County Board of Taxation estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
Assessment notices in Bergen County are sent in the spring each year. They’ll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bergen County.
For example, the median tax bill in Bergen County is $12,007, with tax bills ranging significantly across the county. Alpine has the highest median home price at $2,216,600.
Property Tax Assessment Values Across Bergen County, New Jersey
Source: Ownwell
$256,600
$1,236,600
$2,216,600
Median Bergen County Market Value
$421,800
Median New Jersey Market Value
$282,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across Bergen County, New Jersey
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Allendale | $447,040 | $523,100 | $644,400 | $864,600 | $1,130,700 |
| Alpine | $692,000 | $1,359,950 | $2,216,600 | $3,245,050 | $4,671,450 |
| Bergenfield | $247,100 | $273,700 | $304,200 | $353,500 | $444,600 |
| Bogota | $219,500 | $235,300 | $256,600 | $284,300 | $319,500 |
| Carlstadt | $315,100 | $350,050 | $412,050 | $501,925 | $638,520 |
| Cliffside Park | $171,400 | $285,300 | $354,400 | $450,400 | $547,810 |
| Closter | $455,380 | $528,500 | $671,100 | $896,750 | $1,186,600 |
| Cresskill | $398,140 | $453,200 | $573,700 | $781,500 | $1,310,640 |
| Demarest | $418,520 | $482,900 | $626,950 | $993,375 | $1,394,670 |
| Dumont | $248,800 | $269,200 | $300,000 | $335,700 | $378,000 |
| East Rutherford | $299,000 | $363,450 | $423,650 | $486,000 | $556,150 |
| Edgewater | $278,020 | $381,700 | $530,500 | $732,800 | $1,032,160 |
| Elmwood Park | $249,900 | $270,700 | $309,500 | $380,000 | $466,150 |
| Emerson | $319,300 | $362,500 | $417,200 | $496,100 | $610,500 |
| Englewood | $205,000 | $249,600 | $303,000 | $449,400 | $935,100 |
| Englewood Cliffs | $763,140 | $879,000 | $1,125,400 | $1,518,500 | $2,335,740 |
| Fair Lawn | $250,200 | $277,125 | $312,700 | $373,800 | $465,050 |
| Fairview | $229,200 | $349,000 | $423,200 | $517,600 | $630,400 |
| Fort Lee | $191,160 | $275,000 | $429,600 | $598,700 | $796,760 |
| Franklin Lakes | $460,000 | $647,600 | $923,600 | $1,298,100 | $1,805,960 |
| Garfield | $202,800 | $236,325 | $272,300 | $319,275 | $387,510 |
| Glen Rock | $421,700 | $469,300 | $541,300 | $645,100 | $791,940 |
| Hackensack | $174,320 | $212,050 | $303,600 | $388,000 | $459,680 |
| Harrington Park | $387,700 | $452,600 | $523,400 | $610,500 | $744,000 |
| Hasbrouck Heights | $346,150 | $374,800 | $429,000 | $509,275 | $613,600 |
| Haworth | $381,780 | $461,250 | $573,800 | $728,050 | $954,340 |
| Hillsdale | $351,640 | $395,400 | $453,600 | $536,625 | $624,700 |
| Ho Ho Kus | $458,780 | $527,425 | $660,300 | $893,625 | $1,217,030 |
| Leonia | $287,380 | $376,775 | $431,650 | $502,650 | $612,280 |
| Little Ferry | $193,700 | $266,450 | $324,600 | $392,200 | $493,680 |
| Lodi | $231,900 | $270,175 | $312,050 | $365,950 | $430,000 |
| Lyndhurst | $234,260 | $259,800 | $292,500 | $346,600 | $420,760 |
| Mahwah | $230,500 | $285,000 | $400,000 | $598,175 | $836,730 |
| Maywood | $371,190 | $397,350 | $432,850 | $481,150 | $544,620 |
| Midland Park | $290,040 | $330,450 | $384,700 | $455,100 | $535,580 |
| Montvale | $303,000 | $387,100 | $474,900 | $627,850 | $818,300 |
| Moonachie | $283,120 | $313,600 | $375,300 | $472,800 | $536,740 |
| New Milford | $251,000 | $277,250 | $310,400 | $350,400 | $432,020 |
| North Arlington | $302,300 | $331,975 | $374,550 | $442,225 | $532,810 |
| Northvale | $290,950 | $339,800 | $382,200 | $439,400 | $516,750 |
| Norwood | $276,440 | $380,375 | $483,100 | $664,175 | $913,350 |
| Oakland | $373,260 | $433,000 | $504,300 | $617,300 | $743,460 |
| Old Tappan | $424,760 | $529,700 | $698,100 | $958,150 | $1,300,000 |
| Oradell | $418,600 | $488,200 | $576,800 | $682,100 | $801,200 |
| Palisades Park | $325,890 | $531,350 | $667,800 | $797,500 | $970,100 |
| Paramus | $488,000 | $548,900 | $637,500 | $778,500 | $1,035,400 |
| Park Ridge | $306,700 | $372,800 | $439,250 | $542,200 | $715,000 |
| Ramsey | $263,020 | $385,350 | $504,350 | $648,525 | $814,280 |
| Ridgefield | $418,740 | $479,300 | $560,950 | $709,500 | $927,520 |
| Ridgefield Park | $285,160 | $322,200 | $359,500 | $405,850 | $467,340 |
| Ridgewood | $405,080 | $479,750 | $598,800 | $819,250 | $1,146,560 |
| River Edge | $292,290 | $327,100 | $366,300 | $421,850 | $530,500 |
| River Vale | $375,910 | $469,375 | $587,250 | $700,675 | $830,860 |
| Rochelle Park | $261,240 | $294,600 | $326,200 | $363,100 | $410,940 |
| Rockleigh | $672,140 | $1,100,000 | $1,506,200 | $2,143,900 | $2,630,000 |
| Rutherford | $285,450 | $371,550 | $429,250 | $497,600 | $575,000 |
| Saddle Brook | $311,610 | $345,650 | $388,700 | $452,050 | $533,860 |
| Saddle River | $158,000 | $785,750 | $1,454,050 | $2,209,425 | $3,200,600 |
| South Hackensack | $311,960 | $367,200 | $446,800 | $575,200 | $680,360 |
| Teaneck | $246,600 | $287,300 | $331,500 | $415,975 | $583,570 |
| Tenafly | $422,400 | $505,000 | $672,000 | $988,000 | $1,450,020 |
| Teterboro | $205,060 | $207,100 | $383,350 | $794,625 | $1,048,070 |
| Township Of Washington | $348,500 | $382,400 | $434,500 | $515,725 | $631,040 |
| Upper Saddle River | $478,180 | $559,500 | $675,600 | $901,900 | $1,250,000 |
| Waldwick | $322,400 | $359,825 | $411,550 | $483,300 | $549,750 |
| Wallington | $217,440 | $252,700 | $301,200 | $366,550 | $436,660 |
| Westwood | $342,430 | $401,800 | $460,450 | $542,900 | $693,900 |
| Woodcliff Lake | $500,850 | $604,375 | $733,200 | $915,200 | $1,191,780 |
| Wood Ridge | $248,860 | $319,525 | $358,600 | $445,100 | $543,200 |
| Wyckoff | $497,710 | $595,050 | $726,400 | $933,525 | $1,188,790 |
| Buffalo | N/A | N/A | N/A | N/A | N/A |
| Cliffside Pk | N/A | N/A | N/A | N/A | N/A |
| N Arlington | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Bergen County, New Jersey
Median Bergen County Tax Bill
$11,253
Median New Jersey Tax Bill
$8,227
Median United States Tax Bill
$2,400
Property Tax Bills Across Bergen County, New Jersey
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Allendale | $10,175 | $11,911 | $14,673 | $19,690 | $25,691 |
| Alpine | $5,308 | $10,431 | $17,001 | $24,890 | $35,830 |
| Bergenfield | $8,272 | $9,178 | $10,209 | $11,863 | $14,925 |
| Bogota | $9,270 | $9,941 | $10,841 | $12,012 | $13,499 |
| Carlstadt | $5,319 | $5,907 | $6,960 | $8,479 | $10,778 |
| Cliffside Park | $4,396 | $7,318 | $9,090 | $11,553 | $14,051 |
| Closter | $10,069 | $11,688 | $14,836 | $19,836 | $26,248 |
| Cresskill | $9,583 | $10,909 | $13,816 | $18,797 | $31,497 |
| Demarest | $11,879 | $13,705 | $17,799 | $28,129 | $39,536 |
| Dumont | $9,653 | $10,441 | $11,649 | $13,024 | $14,678 |
| East Rutherford | $5,232 | $6,352 | $7,415 | $8,510 | $9,725 |
| Edgewater | $4,499 | $6,159 | $8,560 | $11,813 | $16,626 |
| Elmwood Park | $7,524 | $8,153 | $9,322 | $11,437 | $14,006 |
| Emerson | $9,635 | $10,957 | $12,631 | $14,991 | $18,487 |
| Englewood | $6,045 | $7,358 | $8,930 | $13,253 | $27,523 |
| Englewood Cliffs | $8,570 | $9,863 | $12,632 | $17,053 | $26,192 |
| Fair Lawn | $8,639 | $9,568 | $10,798 | $12,904 | $16,059 |
| Fairview | $5,329 | $8,121 | $9,841 | $12,035 | $14,657 |
| Fort Lee | $4,767 | $6,828 | $10,674 | $14,848 | $19,751 |
| Franklin Lakes | $7,756 | $10,947 | $15,579 | $21,883 | $30,430 |
| Garfield | $6,324 | $7,367 | $8,487 | $9,956 | $12,087 |
| Glen Rock | $12,992 | $14,437 | $16,671 | $19,852 | $24,387 |
| Hackensack | $4,887 | $5,946 | $8,512 | $10,855 | $12,865 |
| Harrington Park | $11,542 | $13,492 | $15,603 | $18,199 | $22,179 |
| Hasbrouck Heights | $9,316 | $10,085 | $11,539 | $13,706 | $16,518 |
| Haworth | $11,373 | $13,736 | $17,073 | $21,689 | $28,430 |
| Hillsdale | $10,530 | $11,851 | $13,567 | $16,084 | $18,735 |
| Ho Ho Kus | $10,446 | $12,009 | $15,033 | $20,348 | $27,712 |
| Leonia | $9,148 | $11,985 | $13,739 | $15,982 | $19,475 |
| Little Ferry | $5,701 | $7,847 | $9,560 | $11,553 | $14,530 |
| Lodi | $7,569 | $8,824 | $10,187 | $11,946 | $14,035 |
| Lyndhurst | $7,424 | $8,238 | $9,275 | $10,988 | $13,338 |
| Mahwah | $4,545 | $5,620 | $7,888 | $11,790 | $16,504 |
| Maywood | $8,468 | $9,064 | $9,873 | $10,974 | $12,428 |
| Midland Park | $9,418 | $10,740 | $12,510 | $14,780 | $17,399 |
| Montvale | $7,499 | $9,563 | $11,736 | $15,517 | $20,233 |
| Moonachie | $6,113 | $6,771 | $8,103 | $10,212 | $11,588 |
| New Milford | $9,341 | $10,320 | $11,545 | $13,040 | $16,071 |
| North Arlington | $7,785 | $8,533 | $9,630 | $11,369 | $13,699 |
| Northvale | $8,787 | $10,262 | $11,542 | $13,270 | $15,606 |
| Norwood | $7,143 | $9,826 | $12,477 | $17,162 | $23,601 |
| Oakland | $8,773 | $10,177 | $11,867 | $14,538 | $17,487 |
| Old Tappan | $9,047 | $11,273 | $14,859 | $20,434 | $27,678 |
| Oradell | $11,185 | $13,054 | $15,410 | $18,239 | $21,424 |
| Palisades Park | $5,033 | $8,175 | $10,277 | $12,275 | $14,937 |
| Paramus | $7,577 | $8,517 | $9,889 | $12,090 | $16,063 |
| Park Ridge | $9,455 | $11,516 | $13,561 | $16,749 | $22,083 |
| Ramsey | $6,903 | $10,104 | $13,209 | $16,997 | $21,298 |
| Ridgefield | $7,092 | $8,125 | $9,533 | $12,026 | $15,721 |
| Ridgefield Park | $8,919 | $10,079 | $11,243 | $12,702 | $14,575 |
| Ridgewood | $11,080 | $13,105 | $16,362 | $22,370 | $31,321 |
| River Edge | $10,811 | $12,093 | $13,549 | $15,573 | $19,629 |
| River Vale | $9,924 | $12,418 | $15,516 | $18,515 | $21,795 |
| Rochelle Park | $7,171 | $8,079 | $8,949 | $9,951 | $11,273 |
| Rockleigh | $5,160 | $8,140 | $11,146 | $15,865 | $19,462 |
| Rutherford | $8,471 | $11,012 | $12,746 | $14,772 | $17,072 |
| Saddle Brook | $7,465 | $8,297 | $9,335 | $10,855 | $12,823 |
| Saddle River | $3,907 | $9,534 | $15,035 | $22,654 | $32,196 |
| South Hackensack | $6,879 | $8,097 | $9,852 | $12,696 | $15,144 |
| Teaneck | $7,986 | $9,300 | $10,734 | $13,458 | $18,885 |
| Tenafly | $11,426 | $13,658 | $18,167 | $26,677 | $39,222 |
| Teterboro | $2,350 | $2,373 | $4,393 | $11,196 | $12,312 |
| Township Of Washington | $8,995 | $9,870 | $11,214 | $13,315 | $16,285 |
| Upper Saddle River | $11,621 | $13,765 | $16,708 | $22,304 | $30,912 |
| Waldwick | $9,175 | $10,245 | $11,717 | $13,750 | $15,650 |
| Wallington | $6,958 | $8,095 | $9,641 | $11,740 | $13,991 |
| Westwood | $8,252 | $9,695 | $11,114 | $13,073 | $16,648 |
| Woodcliff Lake | $10,958 | $13,208 | $16,024 | $20,018 | $26,062 |
| Wood Ridge | $6,246 | $8,838 | $9,889 | $11,633 | $14,653 |
| Wyckoff | $9,168 | $10,960 | $13,380 | $17,196 | $21,905 |
| Buffalo | N/A | N/A | N/A | N/A | N/A |
| Cliffside Pk | N/A | N/A | N/A | N/A | N/A |
| N Arlington | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell