Atco, Camden County, New Jersey Property Taxes

Name: Property Tax Bills Across Atco, Camden County, New Jersey
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median ATCO, NJ effective property tax rate: 3.10%, significantly higher than the national median of 1.02%, but lower than the New Jersey state median of 2.82%.
Median ATCO, NJ home value: $229,094
Median annual ATCO, NJ tax bill: $7,008, $4,608 higher than the national median property tax bill of $2,400.

How are property taxes in Camden calculated?

Property taxes in ATCO, NJ are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding ATCO’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in ATCO, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Atco, Camden County, New Jersey Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

3.1%

Estimate Property Tax Bill

$7,102

$6,590

Ownwell’s ATCO Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in ATCO with just two data points. By entering your property's estimated assessed value, our calculator applies ATCO’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by Camden County — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Camden County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Atco, Camden County, New Jersey

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

In ATCO, located in Camden County, NJ, property owners face a median property tax rate of 3.10%. This rate is notably higher than the national median of 1.02%, making it one of the highest in the nation. For comparison, the national median property tax bill is $2,400, underscoring the significant difference in tax burdens.

The property tax rate in ATCO is a reflection of the local government's budgetary needs and the assessed value of properties within the county. While residents may find this rate burdensome, it is essential to understand that these funds contribute to vital public services. Exploring property tax appeals and exemptions can be beneficial for property owners looking to manage their tax responsibilities effectively.

Property Tax Rates Across Atco, Camden County, New Jersey

Source: Ownwell

2.75%

3.65%

4.54%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Atco Tax Rate

3.10%

Median Effective Camden County Tax Rate

3.17%

Median Effective New Jersey Tax Rate

2.82%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Atco, Camden County, New Jersey

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
08004	2.95%	3.10%	3.10%	3.10%	3.10%

Source: Ownwell

Property Tax Assessment Values Across Atco, Camden County, New Jersey

When examining property taxes in ATCO, NJ, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Camden County Board of Taxation estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Camden County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in ATCO. For example, the median home price in ATCO is $229,094, with tax bills ranging significantly across the county. 08004 has the highest median home price at $229,094.

Property Tax Assessment Values Across Atco, Camden County, New Jersey

Source: Ownwell

$54,570

$257,531

$460,492

Median Atco Market Value

$229,094

Median Camden County Market Value

$216,803

Median New Jersey Market Value

$282,900

Median United States Market Value

$235,294

Property Tax Assessment Values Across Atco, Camden County, New Jersey

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
08004	$152,597	$186,243	$229,094	$268,895	$311,192

Source: Ownwell

Property Tax Bills Across Atco, Camden County, New Jersey

In ATCO, Camden County, NJ, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. The assessed value is a percentage of the market value, which is influenced by factors such as location, home size, and condition. Camden County homeowners face a median property tax bill of $7,008, significantly higher than the national median of $2,400. This discrepancy highlights the financial burden on local homeowners, especially when compared to the national median property tax rate of 1.02%. For ATCO residents, tax bills can range from the 25th percentile at $5,680 to the 90th percentile at $9,625, depending on property specifics and local tax rates.

Ownwell assists homeowners by providing property tax appeal services, potentially lowering these high tax bills. By analyzing market conditions and comparing similar properties, Ownwell identifies discrepancies in assessed values, helping homeowners secure fair assessments and reduce their tax obligations. This service can result in significant savings, alleviating the financial strain on ATCO homeowners.

Property Tax Bills Across Atco, Camden County, New Jersey

Source: Ownwell

$1,531

$7,292

$13,052

Median Atco Tax Bill

$7,008

Median Camden County Tax Bill

$7,089

Median New Jersey Tax Bill

$8,227

Median United States Tax Bill

$2,400

Property Tax Bills Across Atco, Camden County, New Jersey

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
08004	$4,658	$5,680	$7,008	$8,246	$9,625

Source: Ownwell