Cumberland County, New Jersey Property Taxes
The median property tax rate in Cumberland County is 2.69%, which is significantly higher than both the national median of 0.99% and the New Jersey state median of 2.82%. With the median home value in Cumberland County, the typical annual property tax bill reaches $4,561, exceeding the national median of $2,690. Property taxes in Cumberland County are calculated based on the tax-assessed value, which generally falls below the actual market value due to various property tax exemptions like the primary residence and agricultural exemptions. Understanding Cumberland County's specific property tax system, exploring available exemptions, and identifying opportunities for property tax reductions can provide significant annual savings. Whether you live in Bridgeton or another part of Cumberland County, gaining a comprehensive knowledge of local property taxes will benefit both homeowners and real estate investors.
Last Updated June 14, 2024
Cumberland County, New Jersey Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Average Tax Rate
2.69%
Estimate Property Tax Bill
$4,534
$4,208
Ownwell’s Cumberland County Property Tax Bill Calculator helps any homeowner, real estate investor, or potential owner estimate their annual property taxes in Cumberland County with just two data points. Enter your property's estimated assessed value, and our calculator applies the median tax rate in Cumberland County to estimate your property tax bill. This insight helps you understand potential tax liabilities. If you’d like to see trends on a city level, scroll down to navigate to a more local informational page. Your property assessed value is the value assigned to your property by your county for property tax calculations. Assessed value takes into account any exemptions you may have on your property.
Property Tax Rates Across Cumberland County, New Jersey
Property taxes in Cumberland County play a crucial role in funding essential local services like public schools, road maintenance, and emergency services. The median tax rate in Cumberland County is 2.69%, which is significantly higher than the U.S. national median of 0.99%. Local government entities within Cumberland County set these rates annually, and they can vary significantly between different areas within the county. Each year, Cumberland County estimates its required budget to maintain services for the upcoming fiscal year, and divides this budget by the total value of all taxable property in the jurisdiction, resulting in the property tax rate. Although tax rates and budgets are influenced by laws and voter input, this calculation forms the basic process for setting property tax rates. For comparison, the city of Greenwich has one of the higher property tax rates in New Jersey at 3.23%, while the city of South Vineland boasts one of the lowest at 2.50%. Analyzing how Cumberland County's tax rates stack up against these benchmarks can give homeowners a better understanding of the local tax landscape.
Average Cumberland County Tax Rate
2.69%
Average New Jersey Tax Rate
2.82%
Average United States Tax Rate
0.99%
Property Tax Rates Across Cumberland County, New Jersey
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bridgeton | 2.63% | 2.69% | 2.82% | 4.07% | 4.07% |
| Cedarville | 2.69% | 2.69% | 2.69% | 2.69% | 2.69% |
| Deerfield Twp | N/A | N/A | N/A | N/A | N/A |
| Delmont | 2.64% | 2.73% | 2.73% | 2.73% | 2.73% |
| Dividing Creek | 2.81% | 2.81% | 2.81% | 2.81% | 2.81% |
| Dorchester | 2.64% | 2.64% | 2.64% | 2.64% | 2.64% |
| Elmer | 2.69% | 2.69% | 2.69% | 2.69% | 2.69% |
| Fairton | N/A | N/A | N/A | N/A | N/A |
| Fortescue | 2.76% | 2.76% | 2.76% | 2.76% | 2.76% |
| Greenwich | 3.23% | 3.23% | 3.23% | 3.23% | 3.23% |
| Heislerville | 2.73% | 2.73% | 2.73% | 2.73% | 2.73% |
| Leesburg | 2.64% | 2.64% | 2.64% | 2.64% | 2.73% |
| Mauricetown | 2.87% | 2.87% | 2.87% | 2.87% | 2.87% |
| Millville | 2.70% | 2.86% | 2.86% | 2.86% | 2.87% |
| Milmay | 2.70% | 2.70% | 2.70% | 2.70% | 2.70% |
| Newfield | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% |
| Newport | 2.76% | 2.76% | 2.76% | 2.76% | 2.76% |
| Port Elizabeth | 2.61% | 2.61% | 2.61% | 2.61% | 2.61% |
| Port Norris | 2.78% | 2.78% | 2.78% | 2.81% | 2.81% |
| Rosenhayn | 2.94% | 2.94% | 2.94% | 2.94% | 2.94% |
| Shiloh | 2.68% | 2.68% | 2.68% | 2.68% | 2.68% |
| South Vineland | N/A | N/A | N/A | N/A | N/A |
| Vineland | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% |
| Woodbine | 2.64% | 2.69% | 2.73% | 2.73% | 2.73% |
Source: Ownwell
Property Tax Assessment Values Across Cumberland County, New Jersey
In Cumberland County, understanding the difference between "market value" and "assessed value" is key to comprehending property taxes. The market value represents the price a willing buyer would pay to a willing seller in an open, competitive market, considering location, property condition, and current economic trends. For tax purposes, this value is estimated by the Cumberland County Appraisal District. The assessed value, however, is the market value minus any applicable exemptions or limits based on local laws and available programs. The assessed value is then used to calculate your property taxes by multiplying it by the combined tax rates of all relevant taxing entities. Assessment notices in Cumberland County are typically mailed in the spring, usually by the middle of April. These notices provide homeowners with both the market and assessed values, along with an estimate of the annual property tax bill. By distinguishing between these valuation concepts, property owners can better navigate their tax responsibilities and understand how their property taxes are affected. In Cumberland County, the highest median tax bill is found in Fairton at $8,764, while the lowest median tax bill is in Fortescue at $3,272. Being aware of these valuation processes will help you identify opportunities for appealing assessments or applying for exemptions to manage your tax burden more effectively.
Property Tax Assessment Values Across Cumberland County, New Jersey
Source: Ownwell
$113,856
$190,277
$266,697
Average Cumberland County Assessed Value
$168,564
Average New Jersey Assessed Value
$282,900
Average United States Assessed Value
$244,900
Property Tax Assessment Values Across Cumberland County, New Jersey
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bridgeton | $54,988 | $87,780 | $146,538 | $202,164 | $271,238 |
| Cedarville | $101,327 | $136,094 | $170,495 | $221,504 | $272,404 |
| Deerfield Twp | N/A | N/A | N/A | N/A | N/A |
| Delmont | $71,785 | $110,678 | $146,016 | $192,244 | $229,625 |
| Dividing Creek | $66,369 | $103,083 | $135,477 | $163,400 | $208,430 |
| Dorchester | $95,933 | $142,599 | $179,353 | $228,497 | $321,236 |
| Elmer | $157,662 | $177,362 | $215,860 | $292,076 | $354,040 |
| Fairton | N/A | N/A | N/A | N/A | N/A |
| Fortescue | $63,552 | $92,142 | $118,352 | $172,534 | $240,319 |
| Greenwich | $119,740 | $152,532 | $190,890 | $235,018 | $302,679 |
| Heislerville | $86,765 | $121,902 | $163,018 | $196,300 | $224,602 |
| Leesburg | $93,766 | $134,654 | $166,963 | $204,662 | $249,483 |
| Mauricetown | $107,460 | $141,150 | $173,294 | $216,310 | $263,342 |
| Millville | $73,871 | $108,901 | $152,568 | $208,419 | $274,268 |
| Milmay | $192,444 | $224,691 | $266,697 | $328,815 | $390,466 |
| Newfield | $27,719 | $53,363 | $144,031 | $196,984 | $251,935 |
| Newport | $61,294 | $111,200 | $149,082 | $193,702 | $236,057 |
| Port Elizabeth | $93,899 | $134,015 | $182,909 | $236,470 | $295,588 |
| Port Norris | $67,298 | $96,280 | $124,748 | $155,960 | $194,663 |
| Rosenhayn | $98,522 | $106,004 | $113,856 | $145,052 | $176,807 |
| Shiloh | $116,347 | $138,584 | $169,140 | $206,385 | $259,126 |
| South Vineland | N/A | N/A | N/A | N/A | N/A |
| Vineland | $130,880 | $155,033 | $192,084 | $241,149 | $301,846 |
| Woodbine | $104,345 | $155,740 | $182,242 | $246,082 | $347,705 |
Source: Ownwell
Property Tax Bills Across Cumberland County, New Jersey
In Cumberland County, NJ, property tax bills are calculated based on the assessed value of a property and the local tax rate. The assessed value is determined by the county assessor and represents a percentage of the property's market value. The local tax rate is then applied to this assessed value to determine the annual property tax bill. Factors such as property size, location, and improvements can influence the assessed value. For example, with a median home price of $168,564, homeowners in Cumberland can expect their tax bills to vary significantly. The 25th percentile tax bill is around $3,461, while the 75th percentile reaches $5,928. At the 90th percentile, tax bills can climb to $7,582. The highest median tax bill in the county is $8,764 in Fairton, whereas Fortescue has the lowest at $3,272. These figures highlight how property taxes can differ widely within the county, impacting homeowners' financial planning and overall cost of living.
Average Cumberland County Tax Bill
$4,561
Average New Jersey Tax Bill
$8,227
Average United States Tax Bill
$2,690
Property Tax Bills Across Cumberland County, New Jersey
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bridgeton | $2,184 | $3,129 | $4,455 | $5,877 | $7,636 |
| Cedarville | $2,725 | $3,647 | $4,576 | $5,957 | $7,325 |
| Deerfield Twp | N/A | N/A | N/A | N/A | N/A |
| Delmont | $1,959 | $3,000 | $3,925 | $5,226 | $6,125 |
| Dividing Creek | $1,863 | $2,894 | $3,804 | $4,587 | $5,852 |
| Dorchester | $2,536 | $3,769 | $4,740 | $6,039 | $8,490 |
| Elmer | $4,238 | $4,767 | $5,802 | $7,851 | $9,516 |
| Fairton | N/A | N/A | N/A | N/A | N/A |
| Fortescue | $1,757 | $2,547 | $3,272 | $4,770 | $6,643 |
| Greenwich | $3,864 | $4,922 | $6,160 | $7,584 | $9,747 |
| Heislerville | $2,368 | $3,327 | $4,449 | $5,358 | $6,130 |
| Leesburg | $2,487 | $3,559 | $4,420 | $5,409 | $6,594 |
| Mauricetown | $3,080 | $4,046 | $4,967 | $6,200 | $7,548 |
| Millville | $2,113 | $3,098 | $4,316 | $5,918 | $7,745 |
| Milmay | $5,192 | $6,062 | $7,195 | $8,871 | $10,534 |
| Newfield | $693 | $1,335 | $3,603 | $4,927 | $6,302 |
| Newport | $1,700 | $3,037 | $4,112 | $5,355 | $6,526 |
| Port Elizabeth | $2,450 | $3,497 | $4,773 | $6,171 | $7,714 |
| Port Norris | $1,887 | $2,696 | $3,493 | $4,384 | $5,491 |
| Rosenhayn | $2,900 | $3,120 | $3,352 | $4,270 | $5,205 |
| Shiloh | $3,123 | $3,719 | $4,539 | $5,539 | $6,954 |
| South Vineland | N/A | N/A | N/A | N/A | N/A |
| Vineland | $3,271 | $3,878 | $4,801 | $6,032 | $7,541 |
| Woodbine | $2,848 | $4,180 | $4,974 | $6,717 | $9,190 |
Source: Ownwell