North Bergen, Hudson County, New Jersey Property Taxes
Median North Bergen, NJ effective property tax rate: 1.58%, significantly higher than the national median of 1.02%, but lower than the New Jersey state median of 2.82%.
Median North Bergen, NJ home value: $488,700
Median annual North Bergen, NJ tax bill: $7,718, $5,318 higher than the national median property tax bill of $2,400.
How are property taxes in Hudson calculated?
Property taxes in North Bergen, NJ are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding North Bergen’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in North Bergen, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
North Bergen, Hudson County, New Jersey Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.58%
Estimate Property Tax Bill
$7,721
$7,165
Property Tax Rates Across North Bergen, Hudson County, New Jersey
Local government entities set tax rates, which can vary widely within a state. This variation is due to the annual process where each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
In North Bergen, which is part of Hudson County, the effective property tax rate is 1.58%. This rate is notably higher than the national median property tax rate of 1.02%. When comparing North Bergen to other cities in New Jersey, you will find that the property tax rate here is consistent across the board, as it matches the highest and lowest median tax rates within its zip code, 07047. This consistency reflects the uniform tax approach within the area. With the national median property tax bill being $2400, the rates in North Bergen highlight the importance of understanding local tax rates and their impact on property owners.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective North Bergen Tax Rate
1.58%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hudson County Tax Rate
2.12%
Median Effective New Jersey Tax Rate
2.82%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across North Bergen, Hudson County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07047 | 1.58% | 1.58% | 1.58% | 1.58% | 1.58% |
Source: Ownwell
Property Tax Assessment Values Across North Bergen, Hudson County, New Jersey
When examining property taxes in North Bergen, NJ, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hudson County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Hudson County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in North Bergen.
For example, the median home price in North Bergen is $488,700, with tax bills ranging significantly across the county. The zip code 07047 has the highest median home price at $488,700.
Property Tax Assessment Values Across North Bergen, Hudson County, New Jersey
Source: Ownwell
$94,600
$413,325
$732,050
Median North Bergen Market Value
$488,700
Median Hudson County Market Value
$357,200
Median New Jersey Market Value
$282,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across North Bergen, Hudson County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07047 | $197,820 | $325,950 | $488,700 | $625,350 | $740,200 |
Source: Ownwell
Property Tax Bills Across North Bergen, Hudson County, New Jersey
In North Bergen, NJ, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. The assessed value is a percentage of the market value, which takes into account factors such as location, property size, and home condition. In Hudson County, the median property tax bill is $7,718, significantly higher than the national median of $2,400. Homeowners in North Bergen face tax bills ranging from $5,139 at the 25th percentile to $11,699 at the 90th percentile, highlighting the financial impact on property owners. For those with homes valued at the median price of $488,700, the tax burden is substantial.
Ownwell offers a solution by providing property tax appeal and exemption services. By leveraging their expertise, homeowners can potentially reduce their tax liabilities, ensuring they pay only their fair share. Ownwell's services can help identify discrepancies in assessed values and navigate the appeal process, offering a path to significant savings on property tax bills.
Property Tax Bills Across North Bergen, Hudson County, New Jersey
Source: Ownwell
$6,207
$10,690
$15,173
Median North Bergen Tax Bill
$7,718
Median Hudson County Tax Bill
$8,581
Median New Jersey Tax Bill
$8,227
Median United States Tax Bill
$2,400
Property Tax Bills Across North Bergen, Hudson County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07047 | $3,137 | $5,139 | $7,718 | $9,878 | $11,699 |
Source: Ownwell