Loudonville, Albany County, New York Property Taxes
Median Loudonville, NY effective property tax rate: 2.30%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Loudonville, NY home value: $221,525
Median annual Loudonville, NY tax bill: $5,135, $2,735 higher than the national median property tax bill of $2,400.
How are property taxes in Albany calculated?
Property taxes in Loudonville, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Loudonville’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Loudonville, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Loudonville, Albany County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.3%
Estimate Property Tax Bill
$5,095
$4,728
Property Tax Rates Across Loudonville, Albany County, New York
Local government entities set tax rates, which can vary widely within a state. This is because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Loudonville’s effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S. Loudonville, located in Albany County, is subject to a property tax rate that significantly surpasses the national median of 1.02%. The median property tax rate in New York is notably higher than the national average, with Loudonville reflecting this trend. This means homeowners in Loudonville may face higher property tax bills compared to many other regions across the country. Understanding these differences is crucial for property owners looking to manage their tax liabilities effectively.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Loudonville Tax Rate
2.30%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Albany County Tax Rate
2.39%
Median Effective New York Tax Rate
2.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Loudonville, Albany County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12211 | 2.17% | 2.25% | 2.30% | 2.40% | 2.43% |
Source: Ownwell
Property Tax Assessment Values Across Loudonville, Albany County, New York
When examining property taxes in Loudonville, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Albany County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Albany County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Loudonville. For example, the median home price in Loudonville is $221,525, with tax bills ranging significantly across the county. Zip code 12211 has the highest median home price at $221,525.
Property Tax Assessment Values Across Loudonville, Albany County, New York
Source: Ownwell
$94,079
$238,900
$383,721
Median Loudonville Market Value
$221,525
Median Albany County Market Value
$213,453
Median New York Market Value
$255,644
Median United States Market Value
$235,294
Property Tax Assessment Values Across Loudonville, Albany County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12211 | $170,978 | $188,341 | $221,525 | $278,027 | $363,587 |
Source: Ownwell
Property Tax Bills Across Loudonville, Albany County, New York
In Loudonville, Albany County, NY, property tax bills are calculated based on the assessed value of a home and the local tax rate. The assessed value is determined by the local assessor's office and reflects a percentage of the market value. Homeowners in Loudonville face a median property tax bill of $5,135, significantly higher than the national median of $2,400. Tax bills can vary widely, with the 25th percentile at $4,414 and the 90th percentile reaching $7,729. These figures indicate a substantial financial burden for many homeowners. Factors influencing the tax bill include the property's assessed value, exemptions, and local tax rates. High property taxes can affect homeowners by increasing their monthly financial obligations and impacting affordability.
Ownwell offers a solution for homeowners looking to reduce their property tax bills. By providing expert property tax appeal services, Ownwell helps homeowners challenge their assessments, potentially lowering their tax liabilities. This service can lead to significant savings, easing the financial strain on homeowners in Loudonville.
Median Loudonville Tax Bill
$5,135
Median Albany County Tax Bill
$4,990
Median New York Tax Bill
$5,938
Median United States Tax Bill
$2,400
Property Tax Bills Across Loudonville, Albany County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12211 | $4,016 | $4,414 | $5,135 | $6,256 | $7,729 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates |
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Links | |
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| Albany Assessment Review Commission | |
| Website | albany.sdgnys.com |