Cortland County, New York Property Taxes
Median Cortland County effective property tax rate: 3.26%, significantly higher than the national median of 1.02%.
Median Cortland County home value: $117,179
Median annual Cortland County tax bill: $3,928, $1,528 higher than the national median property tax bill of $2,400.
How are property taxes in Cortland County calculated?
Property taxes in Cortland County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Cortland or another part of Cortland County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Cortland County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
3.26%
Estimate Property Tax Bill
$3,820
$3,545
Property Tax Rates Across Cortland County, New York
Local government entities determine property tax rates, and these rates can differ significantly within a state. Each year, Cortland County, like other counties, calculates its necessary budget to fund public services. This budget is then divided by the total value of all taxable properties within the county, resulting in the property tax rate. Although votes and legislation play a role in setting these rates and budgets, this is the basic annual process.
Cortland County's effective property tax rate is notably higher than both the New York state average and the national median property tax rate of 1.02%. This high rate is due to the county's specific budgetary needs and the total value of taxable properties. When comparing within New York, Cortland County's tax rate is surpassed by Richford, which has the highest rate in the county, while Harford boasts the lowest. Understanding these variations can help property owners make informed decisions about property investments and tax appeals.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cortland County Tax Rate
3.26%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New York Tax Rate
2.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cortland County, New York
City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Blodgett Mills | N/A | N/A | N/A | N/A | N/A |
Cincinnatus | 1.33% | 1.69% | 3.24% | 3.40% | 3.52% |
Cortland | 1.65% | 3.17% | 3.38% | 4.39% | 4.47% |
Cuyler | N/A | N/A | N/A | N/A | N/A |
De Ruyter | 1.56% | 2.35% | 3.48% | 3.48% | 3.48% |
Dryden | 1.58% | 3.00% | 3.17% | 3.73% | 4.03% |
Harford | 0.69% | 1.33% | 1.90% | 2.28% | 4.03% |
Homer | 1.65% | 3.03% | 3.03% | 3.18% | 3.29% |
Little York | 1.65% | 1.65% | 3.18% | 3.26% | 3.26% |
Marathon | 1.11% | 2.53% | 3.15% | 3.42% | 4.01% |
Mc Graw | 1.52% | 3.17% | 3.28% | 3.90% | 3.90% |
Pitcher | N/A | N/A | N/A | N/A | N/A |
Preble | 1.65% | 2.81% | 3.24% | 3.24% | 3.31% |
Richford | 1.90% | 3.23% | 3.97% | 4.03% | 4.03% |
Smithville Flats | N/A | N/A | N/A | N/A | N/A |
Truxton | 1.24% | 1.65% | 3.45% | 3.48% | 3.48% |
Tully | 1.63% | 3.21% | 3.50% | 3.50% | 3.50% |
Whitney Point | N/A | N/A | N/A | N/A | N/A |
Willet | 1.05% | 1.49% | 3.24% | 3.24% | 3.24% |
Source: Ownwell
Property Tax Assessment Values Across Cortland County, New York
When examining property taxes in Cortland County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cortland County assessment office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In Cortland County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cortland County. For example, the median tax bill in Cortland County is $3,561, with tax bills ranging significantly across the county. Tully has the highest median home price at $175,901.
Property Tax Assessment Values Across Cortland County, New York
Source: Ownwell

$78,089
$126,995
$175,901
Median Cortland County Market Value
$117,179
Median New York Market Value
$255,644
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cortland County, New York
City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Blodgett Mills | N/A | N/A | N/A | N/A | N/A |
Cincinnatus | $31,960 | $55,710 | $91,142 | $134,290 | $204,500 |
Cortland | $74,699 | $94,819 | $119,277 | $167,108 | $241,619 |
Cuyler | N/A | N/A | N/A | N/A | N/A |
De Ruyter | $34,837 | $69,474 | $98,372 | $145,000 | $197,977 |
Dryden | $63,689 | $112,125 | $165,202 | $221,186 | $270,782 |
Harford | $20,528 | $46,000 | $82,500 | $116,000 | $163,000 |
Homer | $74,881 | $105,357 | $137,143 | $178,571 | $237,448 |
Little York | $93,214 | $124,197 | $151,786 | $191,850 | $256,640 |
Marathon | $46,227 | $78,736 | $106,954 | $152,613 | $219,565 |
Mc Graw | $52,072 | $78,219 | $104,250 | $142,683 | $199,295 |
Pitcher | N/A | N/A | N/A | N/A | N/A |
Preble | $58,000 | $107,628 | $136,474 | $179,205 | $281,461 |
Richford | $51,000 | $73,300 | $108,000 | $137,500 | $229,000 |
Smithville Flats | N/A | N/A | N/A | N/A | N/A |
Truxton | $31,250 | $55,766 | $96,762 | $140,969 | $219,650 |
Tully | $87,782 | $125,688 | $175,901 | $256,668 | $339,974 |
Whitney Point | N/A | N/A | N/A | N/A | N/A |
Willet | $31,847 | $49,682 | $78,089 | $108,535 | $147,006 |
Source: Ownwell
Property Tax Bills Across Cortland County, New York
Median Cortland County Tax Bill
$3,928
Median New York Tax Bill
$5,938
Median United States Tax Bill
$2,400
Property Tax Bills Across Cortland County, New York
City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Blodgett Mills | N/A | N/A | N/A | N/A | N/A |
Cincinnatus | $655 | $1,298 | $2,401 | $3,929 | $6,197 |
Cortland | $1,833 | $3,233 | $4,416 | $5,945 | $8,070 |
Cuyler | N/A | N/A | N/A | N/A | N/A |
De Ruyter | $722 | $1,520 | $2,882 | $4,109 | $5,565 |
Dryden | $1,872 | $3,363 | $4,938 | $6,869 | $9,185 |
Harford | $191 | $580 | $1,363 | $2,788 | $4,120 |
Homer | $1,733 | $2,845 | $3,968 | $5,238 | $7,141 |
Little York | $1,790 | $2,385 | $4,058 | $6,210 | $8,438 |
Marathon | $894 | $1,844 | $3,194 | $4,598 | $6,114 |
Mc Graw | $1,151 | $2,245 | $3,337 | $4,534 | $6,089 |
Pitcher | N/A | N/A | N/A | N/A | N/A |
Preble | $1,463 | $2,911 | $4,106 | $5,215 | $7,937 |
Richford | $1,555 | $2,393 | $3,736 | $5,233 | $8,711 |
Smithville Flats | N/A | N/A | N/A | N/A | N/A |
Truxton | $689 | $1,301 | $2,562 | $4,002 | $6,370 |
Tully | $1,960 | $3,780 | $5,382 | $7,898 | $10,829 |
Whitney Point | N/A | N/A | N/A | N/A | N/A |
Willet | $488 | $1,024 | $1,804 | $3,043 | $4,126 |
Source: Ownwell