Hamden, Delaware County, New York Property Taxes
Median Hamden, NY effective property tax rate: 2.19%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Hamden, NY home value: $137,700
Median annual Hamden, NY tax bill: $2,928, $528 higher than the national median property tax bill of $2,400.
How are property taxes in Delaware calculated?
Property taxes in Hamden, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hamden’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hamden, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Hamden, Delaware County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.19%
Estimate Property Tax Bill
$3,016
$2,798
Property Tax Rates Across Hamden, Delaware County, New York
Local government entities determine tax rates, which can significantly differ within a state. Each year, counties calculate their necessary budget to fund services, dividing it by the total value of all taxable property in their area. This process establishes the property tax rate. While there are votes and laws that influence tax rates and budgets, this is essentially the annual procedure.
In Hamden, situated in Delaware County, the effective property tax rate is notably higher than the national median. This rate reflects the local government’s budgetary needs and the total assessed property value within the county. Compared to the broader state of New York and the national average, Hamden's property tax rate is considerably above average.
This comparison highlights the variance in property tax rates not only within New York but also across the United States. Understanding these differences is crucial for property owners, as it impacts the overall cost of homeownership. By being informed about local tax rates, homeowners can better anticipate their annual financial obligations and explore potential savings through tax appeals or exemptions.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hamden Tax Rate
2.19%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Delaware County Tax Rate
2.34%
Median Effective New York Tax Rate
2.39%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Hamden, Delaware County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13782 | 1.87% | 1.89% | 2.19% | 2.38% | 2.45% |
Source: Ownwell
Property Tax Assessment Values Across Hamden, Delaware County, New York
When examining property taxes in Hamden, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Delaware County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Delaware County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hamden. For example, the median home price in Hamden is $137,700, with tax bills ranging significantly across the county. Zip code 13782 has the highest median home price at $137,700.
Property Tax Assessment Values Across Hamden, Delaware County, New York
Source: Ownwell
$40,850
$151,075
$261,300
Median Hamden Market Value
$137,700
Median Delaware County Market Value
$129,271
Median New York Market Value
$255,644
Median United States Market Value
$235,294
Property Tax Assessment Values Across Hamden, Delaware County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13782 | $50,000 | $75,825 | $137,700 | $187,150 | $259,650 |
Source: Ownwell
Property Tax Bills Across Hamden, Delaware County, New York
Median Hamden Tax Bill
$2,928
Median Delaware County Tax Bill
$3,106
Median New York Tax Bill
$5,938
Median United States Tax Bill
$2,400
Property Tax Bills Across Hamden, Delaware County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13782 | $1,150 | $1,783 | $2,928 | $3,949 | $5,406 |
Source: Ownwell