Utica, Herkimer County, New York Property Taxes

Name: Property Tax Bills Across Utica, Herkimer County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Utica, NY effective property tax rate: 0.00%, significantly lower than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Utica, NY home value: $130,102
Median annual Utica, NY tax bill: $0, $2,400 lower than the national median property tax bill of $2,400.

How are property taxes in Herkimer calculated?

Property taxes in Utica, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Utica’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Utica, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Utica, Herkimer County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

Estimate Property Tax Bill

$0

Ownwell’s Utica Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Utica with just two data points. By entering your property's estimated assessed value, our calculator applies Utica’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Herkimer County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Utica, Herkimer County, New York

Local government entities set tax rates, which can vary widely within a state. This variability is due to each county annually estimating its required budget for services and dividing that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is the essential process.

In Utica, Herkimer County, property tax rates reflect this process. The highest and lowest median tax rates in the area are both 1.09%, which is above the national median property tax rate of 1.02%. This indicates that residents in Utica may experience higher property tax bills compared to other parts of the country, given that the national median property tax bill is $2,400. However, compared to other cities in New York, Utica's property tax rates can be considered competitive. Understanding these rates can help property owners make informed decisions about their investments and potential savings on property tax bills.

Property Tax Rates Across Utica, Herkimer County, New York

Source: Ownwell

0.83%

1.33%

1.84%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Utica Tax Rate

0.00%

Median Effective Herkimer County Tax Rate

1.09%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Utica, Herkimer County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
13501	1.02%	1.09%	1.09%	1.19%	1.19%
13502	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Utica, Herkimer County, New York

When examining property taxes in Utica, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Herkimer County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Herkimer County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Utica. For example, the median home price in Utica is $130,102, with tax bills ranging significantly across the county. Zip code 13501 has the highest median home price at $139,483.

Property Tax Assessment Values Across Utica, Herkimer County, New York

Source: Ownwell

$73,770

$143,696

$213,621

Median Utica Market Value

$130,102

Median Herkimer County Market Value

$101,125

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Utica, Herkimer County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
13501	$115,197	$132,500	$139,483	$147,414	$167,724
13502	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Utica, Herkimer County, New York

In Utica, located in Herkimer County, NY, property tax bills are calculated based on the assessed value of a home. This assessed value is a percentage of the property's market value. Homeowners in Utica face a median property tax bill of $1,574, which is below the national median of $2,400. The property tax rate in this area is influenced by local government budgets and the need to fund public services such as schools and infrastructure. Factors like changes in the market value of properties and local tax rates can significantly impact the tax bill homeowners receive.

Ownwell offers a solution for homeowners looking to manage their property tax bills efficiently. By providing expert property tax appeal and exemption services, Ownwell helps homeowners ensure their property is assessed fairly, potentially lowering their tax burden. With a team of experienced professionals, Ownwell guides homeowners through the appeal process, increasing the chances of a successful reduction in property taxes.

Property Tax Bills Across Utica, Herkimer County, New York

Source: Ownwell

$597

$1,390

$2,183

Median Herkimer County Tax Bill

$1,150

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Utica, Herkimer County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
13501	$1,241	$1,441	$1,574	$1,778	$1,909
13502	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

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Dates

Links
Herkimer Assessment Review Commission
Website	app.regrid.com