Utica, Oneida County, New York Property Taxes

Name: Property Tax Bills Across Utica, Oneida County, New York
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Utica, NY effective property tax rate: 1.95%, significantly higher than the national median of 1.02%, but lower than the New York state median of 2.39%.
Median Utica, NY home value: $108,333
Median annual Utica, NY tax bill: $1,793, $607 lower than the national median property tax bill of $2,400.

How are property taxes in Oneida County calculated?

Property taxes in Utica, NY are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Utica’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Utica, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Utica, Oneida County, New York Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.95%

Estimate Property Tax Bill

$2,112

$1,960

Ownwell’s Utica Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Utica with just two data points. By entering your property's estimated assessed value, our calculator applies Utica’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Oneida County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Utica, Oneida County, New York

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. In Utica, within Oneida County, the effective property tax rate is notably higher than the national median. This can be attributed to the county's budgetary needs and the total assessed property value. Compared to other cities in New York, Utica's tax rate aligns with the state median, reflecting similar economic and budgetary requirements across the region. However, when compared to the national median property tax rate, Utica's rate is significantly higher, indicating a greater emphasis on local funding through property taxes. This comparison highlights the importance of understanding local tax dynamics and the potential benefits of appealing property tax assessments to ensure fair taxation.

Property Tax Rates Across Utica, Oneida County, New York

Source: Ownwell

0.58%

1.99%

3.40%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Utica Tax Rate

1.95%

Median Effective Oneida County Tax Rate

2.27%

Median Effective New York Tax Rate

2.39%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Utica, Oneida County, New York

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
13501	0.90%	1.39%	1.95%	1.95%	2.35%
13502	0.84%	1.46%	1.95%	2.16%	2.77%

Source: Ownwell

Property Tax Assessment Values Across Utica, Oneida County, New York

When examining property taxes in Utica, NY, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Oneida County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Oneida County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Utica.

For example, the median home price in Utica is $108,333, with tax bills ranging significantly across the county. Zip code 13502 has the highest median home price at $114,500.

Property Tax Assessment Values Across Utica, Oneida County, New York

Source: Ownwell

$77,502

$158,567

$239,631

Median Utica Market Value

$108,333

Median Oneida County Market Value

$126,923

Median New York Market Value

$255,644

Median United States Market Value

$235,294

Property Tax Assessment Values Across Utica, Oneida County, New York

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
13501	$62,500	$78,750	$97,708	$133,333	$177,083
13502	$62,500	$89,583	$114,500	$140,625	$179,724

Source: Ownwell

Property Tax Bills Across Utica, Oneida County, New York

In Utica, Oneida County, NY, property tax bills are calculated based on the assessed value of a home and the local tax rate. The assessed value is determined by local assessors and reflects the home's market value. Factors such as property size, location, and improvements can influence this value. Homeowners in Utica face varying tax bills, with the 25th percentile at $1,246 and the 75th percentile at $2,564. The highest median tax bill in the area is $1,935, notably higher than the national median of $2,400, despite the local median home price being lower at $108,333.

High property taxes can be a significant burden for homeowners, impacting overall affordability and financial planning. Ownwell offers a solution by providing property tax appeal and exemption services. By analyzing property assessments and identifying discrepancies or overvaluations, Ownwell helps homeowners potentially reduce their tax bills. This service not only alleviates financial strain but also ensures homeowners are paying a fair amount in property taxes.

Property Tax Bills Across Utica, Oneida County, New York

Source: Ownwell

$923

$3,966

$7,009

Median Utica Tax Bill

$1,793

Median Oneida County Tax Bill

$2,574

Median New York Tax Bill

$5,938

Median United States Tax Bill

$2,400

Property Tax Bills Across Utica, Oneida County, New York

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
13501	$686	$1,197	$1,675	$2,333	$3,399
13502	$852	$1,331	$1,935	$2,840	$4,589

Source: Ownwell

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Dates

Links
Oneida Assessment Review Commission
Website	app.regrid.com